The top-rated disability insurance agent in Gilroy, California is Gina Lopez - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include David Matzinger - State Farm Insurance Agent, AAA Gilroy Branch, MC Insurance Services. This directory lists 18 disability insurance agents serving Gilroy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Lopez - State Farm Insurance Agent | 8401 Church St Ste B | (408) 846-9077 |
| 2 | David Matzinger - State Farm Insurance Agent | 651 1st St | (408) 842-9354 |
| 3 | AAA Gilroy Branch | 7210 Camino Arroyo Dr | (408) 847-9220 |
| 4 | MC Insurance Services | 60 4th St Suite 102 | (408) 848-2271 |
| 5 | Di-Car Insurance Marketing | 6976 Automall Pkwy | (408) 848-9085 |
| 6 | Farmers Insurance - Stefanie Pinheiro | 190 1st St | (408) 842-4619 |
| 7 | Farmers Insurance - Maria Cid | 8010 Wayland Ln #2f | (408) 848-8953 |
| 8 | Arline Silva: Allstate Insurance | 7691 Eigleberry St | (408) 842-5608 |
| 9 | Coast Auto Insurance | 280 E 10th St Suite F | (408) 842-1990 |
| 10 | Farmers Insurance- Pinheiro Insurance Agency, Inc | 190 1st St | (408) 842-4619 |
Gina Lopez - State Farm Insurance Agent serves Gilroy, CA, and the surrounding area, providing disability insurance agent services. This agency helps clients understand and select coverage that can replace a portion of their income if an injury or illness prevents them from working. Plans are designed to offer financial protection during recovery periods, supporting everyday expenses. The agency assists with both short-term and long-term disability insurance policies, guiding individuals through the application and claims process.
David Matzinger - State Farm Insurance Agent in Gilroy, California serves homeowners, renters, and local business owners by helping them secure disability insurance policies that replace a portion of income if an injury or illness prevents them from working. The agency guides clients through the process of selecting coverage that aligns with their individual needs and financial situations. This service also extends to neighboring communities such as Morgan Hill and the greater South Santa Clara County area.
AAA Gilroy Branch provides disability insurance agent services throughout the Gilroy, California area. It helps clients understand and obtain disability coverage designed to replace a portion of income if injury or illness prevents work. The firm assists with initial policy selection and ongoing plan reviews to ensure coverage adapts to changing needs. It also supports policyholders with filing claims and understanding benefit terms. Properties served include single-family homes, apartments, retail locations, and restaurants.
MC Insurance Services serves Gilroy and the surrounding communities of the South Santa Clara Valley, offering disability insurance agent services. The company handles individual disability income policies, as well as group long-term and short-term disability plans for local residents and businesses. It typically begins by assessing a client’s current income, occupation, and financial obligations to determine appropriate coverage options. Then it works to compare policies from multiple carriers to secure suitable terms and condition-specific benefits.
Di-Car Insurance Marketing in Gilroy, CA distinguishes between one-time policy evaluations and recurring annual coverage reviews. This disability insurance agent offers individual and group plans that provide income protection when illness or injury prevents a client from working. Guidance is tailored to help self-employed professionals and local employees secure benefits that support financial stability during recovery periods. Service runs on a scheduled basis, with clients typically setting annual check-ins to adjust coverage as life circumstances change.
Farmers Insurance - Stefanie Pinheiro in Gilroy, CA specializes in helping individuals secure disability insurance to protect their income if illness or injury prevents them from working. The agency guides clients through policy options, addressing coverage for short-term and long-term needs based on individual occupations and lifestyles. It advises on disability benefits that can help cover essential living expenses during recovery from surgical procedures or unexpected medical events common in the local community.
In Northern California, the changing seasons often bring new risks to homes and livelihoods, creating a clear need for local income protection options. Farmers Insurance - Maria Cid in Gilroy assists residents and workers in the area by offering disability insurance coverage. This type of insurance helps replace income if an illness or injury prevents someone from working. For anyone considering this important safety net, the company begins with a free initial assessment to review personal circumstances and determine appropriate coverage needs.
Arline Silva: Allstate Insurance in Gilroy, CA, provides general insurance protection tailored to individual clients in the region, with a specific specialty in disability insurance. This local agency assists residents in finding coverage that helps replace lost income if an illness or injury prevents them from working. The policies are designed to offer financial security during recovery periods. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service businesses, ensuring their employees have access to necessary protections.
Coast Auto Insurance in Gilroy, CA, assists local residents with disability insurance to replace income when illness or injury prevents work. The agency also provides disability coverage for commercial clients, protecting Gilroy business owners and their employees. Their service area encompasses Gilroy and the surrounding South Santa Clara County communities. Follow-up consultations ensure policies remain aligned with changing needs, and many clients return for periodic policy reviews between regular visits.
Farmers Insurance- Pinheiro Insurance Agency, Inc in Gilroy, CA is known for providing disability insurance coverage to local professionals and small business owners. Its services range from individual short-term and long-term disability policies to group plans tailored for company benefit packages. The agency guides clients through the medical underwriting process and helps design income protection strategies for unexpected health events. It can additionally assist with integrating disability insurance into a broader business succession plan.
What Does a a Disability Insurance Agent in Gilroy Cost?
The cost of disability insurance in California typically ranges from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Gilroy
Disability insurance agents in Gilroy help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Local agents understand the needs of Gilroy residents working in agriculture, tech, and service industries.
Frequently Asked Questions
What does a disability insurance agent in Gilroy do?
A disability insurance agent helps you compare and purchase private disability policies. They explain policy terms, exclusions, and benefit amounts. They also assist with claims if you become unable to work.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for non-work related disabilities. Private disability insurance can offer higher benefit amounts and longer coverage periods. An agent can help you decide if private coverage is right for you.
Do I need a disability insurance agent if I already have employer coverage?
Employer-provided disability insurance may have limits on benefit amounts and duration. A private agent can help you purchase an individual policy to fill gaps. This is especially useful if you change jobs or become self-employed.
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