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Find Disability Insurance Agents Near You in Hayward, CA

Browse disability insurance agents serving Hayward, California. Updated 2026-07-14.

The top-rated disability insurance agent in Hayward, California is SaveGuard Insurance Agency, rated 4.9 stars across 144 reviews. Other highly rated options include Jeff Sinfuego - State Farm Insurance Agent, David Pena - State Farm Insurance Agent, Home & Auto Insurance Agency Hayward (First Avenue Insurance Services). This directory lists 22 disability insurance agents serving Hayward.

Showing 22 disability insurance agents in Hayward, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1SaveGuard Insurance Agency22576 Mission Blvd(510) 538-7233
2Jeff Sinfuego - State Farm Insurance Agent22561 Main St(510) 780-9788
3David Pena - State Farm Insurance Agent1290 B St Ste 105(510) 537-1840
4Home & Auto Insurance Agency Hayward (First Avenue Insurance Services)24479 Mission Blvd(510) 538-8111
5Fiesta Auto Insurance & Tax Service21192 Hesperian Blvd(510) 481-1773
6Edwina Paraso - State Farm Insurance Agent30030 Mission Blvd #215(510) 489-0203
7Farmers Insurance - Hugo Rodriguez300 A St Ste 2(510) 862-0583
8Carlson & Associates Insurance Agency: Allstate Insurance21551 Foothill Blvd(510) 582-7900
9Chavez Insurance Services384 Jackson St #7(510) 690-0358
10Farmers Insurance - Kimberly Graves25220 Mission Blvd(510) 324-5400
SI
22576 Mission Blvd
SaveGuard Insurance Agency
Disability Insurance Agent · Hayward, CA

SaveGuard Insurance Agency serves the Hayward, California area as a disability insurance agent, helping clients protect their income through tailored coverage. The agency focuses on explaining how disability policies replace a portion of earnings if illness or injury prevents work. It guides individuals through plan options, ensuring clients understand benefit periods and elimination periods. SaveGuard handles both short-term and long-term disability insurance policies for local residents.

JS
22561 Main St
Jeff Sinfuego - State Farm Insurance Agent
Disability Insurance Agent · Hayward, CA

Jeff Sinfuego - State Farm Insurance Agent in Hayward, California provides disability insurance agent services, guiding clients through policy options that replace a portion of lost income if an illness or injury prevents work. The agency helps individuals and families select appropriate coverage timelines and benefit levels, and assists with policy maintenance by reviewing and adjusting plans as life circumstances evolve. It offers these services to single-family homes, apartments, retail establishments, and restaurants seeking income protection solutions.

DP
1290 B St Ste 105
David Pena - State Farm Insurance Agent
Disability Insurance Agent · Hayward, CA

David Pena’s agency serves homeowners, renters, and small business owners in the Hayward area, providing disability insurance policies that help replace income if an illness or injury prevents work. The team assists clients in understanding policy options and filing claims, ensuring coverage aligns with individual needs and budgets. They also offer guidance on integrating disability protection with existing financial plans. The agency extends its services to residents and businesses in neighboring San Leandro as well.

HA
24479 Mission Blvd
Home & Auto Insurance Agency Hayward (First Avenue Insurance Services)
Disability Insurance Agent · Hayward, CA

Home & Auto Insurance Agency Hayward (First Avenue Insurance Services) serves Hayward and the surrounding East Bay communities, handling disability insurance coverage for local residents and workers. Its agents assist clients in understanding how disability policies can replace income during illness or injury. The agency guides individuals through plan options that address different needs and budgets. For a typical job, it reviews a client's current coverage and works to tailor a policy that fits their specific circumstances and Long-term financial outlook.

FA
21192 Hesperian Blvd
Fiesta Auto Insurance & Tax Service
Disability Insurance Agent · Hayward, CA

Fiesta Auto Insurance & Tax Service serves homeowners, renters, and local business owners in Hayward, California seeking disability income protection. The agency assists clients by explaining policy terms and coordinating claims for coverage that replaces a portion of lost wages due to illness or injury. Residents and commercial property managers rely on this office for straightforward guidance on short- and long-term disability plans tailored to their individual needs. The agents also extend these services to customers in Union City and the greater East Bay area.

EP
30030 Mission Blvd #215
Edwina Paraso - State Farm Insurance Agent
Disability Insurance Agent · Hayward, CA

Some disability insurance clients prefer a one-time policy evaluation for a specific need, while others choose recurring annual reviews to adjust coverage as their health or income changes. Edwina Paraso - State Farm Insurance Agent in Hayward, CA, addresses both approaches by offering tailored plans to replace lost wages during illness or injury. Unlike group policies that may end with employment, personal disability insurance can remain in force independently. Service runs on either a one-time consultation basis or through scheduled checks, depending on client preference.

FI
300 A St Ste 2
Farmers Insurance - Hugo Rodriguez
Disability Insurance Agent · Hayward, CA
CA
21551 Foothill Blvd
Carlson & Associates Insurance Agency: Allstate Insurance
Disability Insurance Agent · Hayward, CA

Carlson & Associates Insurance Agency: Allstate Insurance specializes in disability insurance in Hayward, California, offering policies that provide income replacement if illness or injury prevents work. The agency also assists clients with general insurance needs, helping them evaluate coverage options tailored to individual circumstances. As seasonal workloads or unexpected medical events arise, the agency helps local residents ensure their financial stability is protected during periods of absence from employment.

CI
384 Jackson St #7
Chavez Insurance Services
Disability Insurance Agent · Hayward, CA

In Hayward, where changing employment circumstances or unexpected health issues can disrupt income, Chavez Insurance Services provides assistance navigating disability coverage options. The agency addresses local needs by explaining key policy features such as benefit periods, elimination periods, and occupational definitions relevant to Bay Area professionals. Their process focuses on understanding an individual’s financial obligations, current earnings, and long-term goals by reviewing existing protection gaps. An initial policy inspection is then scheduled to compare specific plan designs before any formal application is submitted.

FI
25220 Mission Blvd
Farmers Insurance - Kimberly Graves
Disability Insurance Agent · Hayward, CA

Serving residential clients in Hayward, California, Farmers Insurance - Kimberly Graves also provides disability insurance coverage for commercial businesses in the surrounding area. The agency helps local workers and business owners protect their income during periods of illness or injury by structuring policies that address individual needs. Customer follow-up is offered to adjust coverage after major life changes, and repeat service is available between regular policy reviews.

FI
724 A St
Farmers Insurance - Diego Nunez
Disability Insurance Agent · Hayward, CA
(510) 200-9091
agents.farmers.com/ca/hayward/diego-nunez
AI
2428 Whipple Rd Ste.103
AUTO INSURANCE SOLUTIONS
Disability Insurance Agent · Hayward, CA
(341) 336-7613
AD
30042 Mission Blvd Ste 221
Avninder Dilawari: Allstate Insurance
Disability Insurance Agent · Hayward, CA
(510) 441-7490
agents.allstate.com/avninder-dilawari-hayward-ca.html
HI
1320 Apple Ave 1st Floor, Ste 104
Harpierr Insurance Agency Hayward
Disability Insurance Agent · Hayward, CA
(315) 400-8648
MQ
1219 A St
Megan Quan: Allstate Insurance
Disability Insurance Agent · Hayward, CA
(510) 581-8213
agents.allstate.com/megan-quan-hayward-ca.html
N2
636 W A St
Net 2 Insurance Brokerage
Disability Insurance Agent · Hayward, CA
(510) 785-4040
AS
397 A St, 27517 Mission Blvd
Albert's Best Insurance Services
Disability Insurance Agent · Hayward, CA
(510) 885-1134
FI
3475 Investment Blvd Executive Assistant
Farmers Insurance Agent in Hayward
Disability Insurance Agent · Hayward, CA
(510) 783-0373
agents.farmers.com/ca/hayward
SS
440 A St
Shop Smart Insurance Services, Inc.
Disability Insurance Agent · Hayward, CA
(888) 537-1779
shopsmartinsurance.com
DN
724 A St
Diego Nunez Insurance Agency INC
Disability Insurance Agent · Hayward, CA
(510) 200-9091
nunezins.com
TI
1164 W Tennyson Rd
Tennyson Insurance Services
Disability Insurance Agent · Hayward, CA
(510) 781-0151
OI
22634 2nd St #203
Omega Insurance Services
Disability Insurance Agent · Hayward, CA
(510) 889-6590

What Does a a Disability Insurance Agent in Hayward Cost?

Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 35-year-old non-smoker earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.

About disability insurance agents in Hayward

Hayward residents seeking disability insurance can work with a licensed agent to understand their options. California requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private policies can supplement or replace this coverage. An agent can help you compare plans that meet your specific needs in the East Bay area.

Frequently Asked Questions

What does a disability insurance agent in Hayward do?

A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, premiums, and benefit periods. In California, agents must be licensed by the Department of Insurance.

How does California SDI differ from private disability insurance?

California SDI provides partial wage replacement for non-work related injuries or illnesses. It is funded by payroll taxes and has a maximum weekly benefit. Private disability insurance can offer higher benefits and longer coverage periods, and is purchased through an agent.

What should I consider before buying disability insurance in California?

Consider your occupation, income, and the elimination period (waiting time before benefits start). California law does not require private disability insurance, but it can protect your income. An agent can explain policy exclusions and state-specific rules.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.