ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare disability insurance agents in Lake Forest. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Lake Forest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 disability insurance agents in Lake Forest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blackwell Insurance Agency
23002 Lake Center Dr # 200, Lake Forest, CA 92630
(949) 421-0222
blackwellins.com
Culver Insurance Services
23681 Birtcher Dr, Lake Forest, CA 92630
(949) 461-0800
culverinsurance.net
Sun Coast General Insurance
11 Orchard Rd STE 104, Lake Forest, CA 92630
(949) 768-1180
suncoastinsurance.com
Steven Wang - State Farm Insurance Agent
20331 Lake Forest Dr c5, Lake Forest, CA 92630
(949) 770-8000
stevenwanglakeforest.com
California Southwestern Insurance Agency
25 Orchard Rd Suite 100, Lake Forest, CA 92630
(949) 588-8844
csia-ins.com
Budget Health Insurance
24296 Swartz Dr, Lake Forest, CA 92630
(800) 306-1200
budgethealthinsurance.com
Reeves-Reeves and Associates Insurance Services
23725 Birtcher Dr, Lake Forest, CA 92630
(949) 458-9999
reeves-reeves.com
Aucoin Insurance and Financial Services
21991 El Toro Rd Ste 4, Lake Forest, CA 92630
(949) 273-8047
aucoin-insurance.com
Faison Insurance Services
26632 Towne Centre Dr # 300, Lake Forest, CA 92610
(888) 882-6779
faisoninsuranceservices.com
Sabeti Insurance & Investment Services
23832 Rockfield Blvd #175, Lake Forest, CA 92630
(949) 679-3500
sabetiinsurance.com
Eric Kotowitz Insurance
23361 El Toro Rd, Lake Forest, CA 92630
(949) 831-7039
elkbusiness.com
My L&J Insurance Services Inc.
23532 El Toro Rd #7, Lake Forest, CA 92630
(949) 707-1172
dmv.ca.gov
Covered California Insurance Enrollment
24296 Swartz Dr, Lake Forest, CA 92630
(800) 306-1200
budgethealthinsurance.com
Accent Insurance Brokerage
26477 Rancho Pkwy S, Lake Forest, CA 92630
(800) 729-6344
accentinsurancebrokerage.com
Safe Cove Group
24296 Swartz Dr, Lake Forest, CA 92630
(800) 306-1200
MedicareSTOP
27472 Portola Pkwy, Lake Forest, CA 92610
(949) 709-5998
medicarestop.com
Disability insurance agents in Lake Forest, California help residents and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can assist with supplemental coverage. Local agents understand the specific needs of Orange County workers and can guide you through policy options.
What Does a Disability Insurance Agent in Lake Forest Cost?
The cost of disability insurance in California typically ranges from 1% to 3% of your annual income for a policy that replaces 60% of your salary. For a 40-year-old earning $80,000 per year, premiums might be $80 to $200 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Lake Forest do?
A disability insurance agent helps you find and purchase private disability insurance policies. They explain coverage options, compare plans from different carriers, and assist with filing claims. In California, agents must be licensed by the state Department of Insurance.
How is private disability insurance different from California SDI?
California SDI provides partial wage replacement for non-work related injuries or illnesses. Private disability insurance offers additional benefits, often with higher payouts and shorter waiting periods. Private policies can also cover work-related disabilities, which SDI does not.
Do I need a disability insurance agent if I already have employer coverage?
Employer-provided disability insurance may have limits on benefit amounts and duration. An agent can review your existing coverage and recommend supplemental policies to fill gaps. In California, you can purchase individual policies that coordinate with group plans.
Free • No Obligation
Compare Disability Insurance Agents
Get matched with agents in Lake Forest who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.