The top-rated disability insurance agent in Los Angeles, California is Victor Zavala Insurance Services, Inc., rated 4.9 stars across 339 reviews. Other highly rated options include Ace Jared Insurance Solutions, Germani Insurance Services, Choice Insurance Agency. This directory lists 27 disability insurance agents serving Los Angeles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Victor Zavala Insurance Services, Inc. | 1001 S Vermont Ave UNIT 212 | (213) 386-6560 |
| 2 | Ace Jared Insurance Solutions | 1348 N Curson Ave | (800) 353-7304 |
| 3 | Germani Insurance Services | 3415 S Sepulveda Blvd 11th Floor | (310) 733-2390 |
| 4 | Choice Insurance Agency | 1601 S La Brea Ave | (323) 933-9888 |
| 5 | EZ Center Insurance Services - Mercury Auto Insurance | 13220 W Washington Blvd | (619) 605-0645 |
| 6 | Susman Insurance Agency | 825 S Barrington Ave Suite 200 | (310) 820-5200 |
| 7 | Southland Auto Insurance Services | 1260 S Soto St #13 | (323) 796-1800 |
| 8 | JSB Insurance Services, Inc. | 1801 S La Cienega Blvd UNIT 201 | (323) 606-4788 |
| 9 | California Attending Physicians Insurance Agency | 265 S Western Ave #74760 | (866) 780-8874 |
| 10 | Westwing Insurance | 4530 Whittier Blvd | (323) 263-9033 |
Victor Zavala Insurance Services, Inc. serves the Los Angeles, California, area as a disability insurance agent. The company assists individuals with protecting their income by offering policies that replace lost wages during illness or injury. Clients can explore coverage options tailored to various professional needs, including short-term and long-term disability plans. The firm’s work also includes guiding applicants through underwriting and policy selection to match their financial situations. Victor Zavala Insurance Services specifically handles individual disability income insurance and employer-sponsored group disability benefits.
Ace Jared Insurance Solutions provides disability insurance agent services to individuals and businesses in the Los Angeles, CA area. It works with clients to help secure income protection plans designed to replace lost earnings if a disability prevents them from working. The company offers ongoing policy reviews and claims support to ensure coverage remains aligned with changing needs. It serves clients across a range of property types, including single-family homes, apartments, retail locations, and restaurants.
As local professionals in Los Angeles adjust to rising living costs and shifting work patterns, predictable income becomes more vital than ever. Germani Insurance Services specializes in disability insurance coverage designed to protect personal earnings against unexpected interruptions. The agency evaluates each client's occupational risks and financial obligations before recommending tailored short-term or long-term policies. Initial meetings focus on a thorough review of current coverage gaps, leading to a detailed assessment of the client's specific needs.
Choice Insurance Agency serves as a Los Angeles disability insurance agent, specializing in policies that replace income during illness or injury. It helps professionals and self-employed individuals across the city protect their financial stability by evaluating coverage options from various carriers. This work includes guiding clients through policy details to match specific occupational risks. The agency is particularly helpful when addressing how to manage mortgage payments during a sudden short-term medical leave.
EZ Center Insurance Services - Mercury Auto Insurance serves clients in Los Angeles, California, and the surrounding communities of the greater Los Angeles metropolitan area. The company handles disability insurance matters, focusing on helping individuals protect their income in case of illness or injury that prevents them from working. Its agents typically work closely with each client to review personal financial situations and recommend appropriate coverage options tailored to their specific needs and employment circumstances.
Susman Insurance Agency serves residents of Los Angeles, California, providing disability insurance coverage designed to protect personal income during illness or injury. The agency also advises local businesses on commercial disability policies that safeguard key employees and business continuity. Throughout the greater Los Angeles area, the agent works with clients to evaluate plans from reputable carriers. After an initial policy is in place, the agency remains available for follow-up service, helping with claims and coverage adjustments between regular annual reviews.
Southland Auto Insurance Services, based in Los Angeles, provides coverage solutions for individuals and businesses. As a disability insurance agent, the company focuses on helping clients protect their income against unexpected illness or injury. They assist with policies that offer financial stability during recovery periods. These services are coordinated alongside standard auto insurance offerings. This local agency serves a range of commercial sectors, including office environments, warehouses, and food service operations.
Unlike personal lines that require annual renewals, disability insurance involves a one-time initial policy setup followed by infrequent but vital service during claims or coverage adjustments. JSB Insurance Services, Inc. in Los Angeles, CA helps clients navigate this specialized field, protecting income against unexpected illness or injury. The agent evaluates individual earnings, occupation risks, and policy features to secure appropriate monthly benefit amounts. This service generally runs on an as-needed basis, responding to life changes or when a claim must be filed.
California Attending Physicians Insurance Agency, based in Los Angeles, serves clients seeking disability insurance agent services. The firm assists individuals in understanding and selecting income protection policies tailored to their professional needs. Their work involves comparing various coverage options that replace lost earnings due to illness or injury. They guide clients through the application process and help clarify policy terms. For added security, the agency can also arrange specialized riders for partial disability benefits that cover gradual reductions in income.
What Does a a Disability Insurance Agent in Los Angeles Cost?
The cost of disability insurance in California depends on your age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example a 40 year old professional might pay between $100 and $300 per month for a policy that covers 60% of income. Costs vary widely by case and insurer. This is general information not insurance advice.
About disability insurance agents in Los Angeles
Disability insurance agents in Los Angeles help individuals and business owners choose policies that replace income if they cannot work. California has specific rules for disability insurance including the California Paid Family Leave program and state disability insurance (SDI) for eligible workers. An agent can explain how private plans interact with state benefits and help you find coverage that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Los Angeles do?
A disability insurance agent helps you compare and purchase private disability policies. They explain policy terms such as elimination periods, benefit amounts, and coverage limits. They do not adjust claims but can guide you on how to file a claim with your insurer.
Is disability insurance required in California?
California does not require private disability insurance. However most employees pay into the California State Disability Insurance (SDI) program which provides partial wage replacement. A private policy can supplement SDI or provide coverage for self employed individuals who do not pay into SDI.
How does California law affect disability insurance claims?
California Insurance Code sections 10350 and 10110 regulate disability policies sold in the state. These laws require clear policy language and set standards for claim handling. If your claim is denied you have the right to request a review and file a complaint with the California Department of Insurance.
Disability Insurance Agents in Other California Cities
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