The top-rated disability insurance agent in Manhattan Beach, California is Steve Saiz - State Farm Insurance Agent, rated 5.0 stars across 222 reviews. Other highly rated options include K J Arbues: Allstate Insurance, NEXO Insurance Services, Inc., Cynthia Snyder - State Farm Insurance Agent. This directory lists 14 disability insurance agents serving Manhattan Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Saiz - State Farm Insurance Agent | 1112 Ocean Dr STE 101 | (310) 421-2822 |
| 2 | K J Arbues: Allstate Insurance | 1021 N Sepulveda Blvd # O | (310) 796-7955 |
| 3 | NEXO Insurance Services, Inc. | 111 N Sepulveda Blvd #325 | (323) 486-9346 |
| 4 | Cynthia Snyder - State Farm Insurance Agent | 1501 N Sepulveda Blvd # B | (310) 546-7803 |
| 5 | HIR Insurance Agency | 1219 N Morningside Dr | (323) 455-4961 |
| 6 | Farmers Insurance - Steve Almeida | 500 S Sepulveda Blvd Ste 209 | (310) 376-0271 |
| 7 | Symcap Insurance Agency | 1413 N Sepulveda Blvd | (424) 282-8008 |
| 8 | Carla Ramirez Insurance Agency | 920 Manhattan Beach Blvd #1 | (310) 545-1027 |
| 9 | AD Blue Insurance & Financial Services, Inc. | 3701 Highland Ave #100 | (310) 318-9112 |
| 10 | State Insurance | 3540 Highland Ave | (310) 929-6309 |
Steve Saiz - State Farm Insurance Agent serves the Manhattan Beach, California area as a disability insurance agent, helping clients protect their income against unexpected illness or injury. The agency works with individuals to understand their coverage needs, directly supporting their financial stability during periods of inability to work. Services include evaluating short-term disability policies to cover immediate recovery periods and long-term disability insurance for extended income protection.
K J Arbues: Allstate Insurance in Manhattan Beach, California, provides disability insurance agent services to help individuals protect their income in the event of illness or injury. The agency offers ongoing service and policy management support to ensure coverage remains aligned with clients’ changing needs. These service plans include regular policy reviews and claims assistance. The agency serves a range of properties, including single-family homes, apartments, retail locations, and restaurants.
NEXO Insurance Services, Inc. serves homeowners, renters, and business owners seeking financial protection against income loss due to injury or illness. Based in Manhattan Beach, CA, this disability insurance agent helps clients secure coverage tailored to individual occupations and health circumstances, explaining policy options such as benefit amounts and elimination periods. The agency works with residents throughout the South Bay region, including nearby communities like Hermosa Beach and Redondo Beach.
Cynthia Snyder’s agency provides disability insurance services to Manhattan Beach and the surrounding South Bay communities, handling income protection for clients facing illness or injury. As an independent agent, she helps individuals and families navigate policy options to secure benefits during recovery. The agency customizes plans by evaluating each client’s occupation, income, and daily responsibilities. It then presents clear policy comparisons and assists with application paperwork to ensure coverage matches the client’s specific circumstances.
HIR Insurance Agency in Manhattan Beach, California serves clients by outlining distinct approaches between one-time policy evaluations and recurring service plans for long-term coverage adjustments. As a disability insurance agent, the company assists individuals and local professionals in selecting income protection suitable for their careers. Each initial consultation clarifies benefit options regarding accident and illness policies under standard industry practices. Service runs on a scheduled basis for annual policy reviews and additionally on an as-needed basis for life changes requiring modified coverage.
Farmers Insurance - Steve Almeida in Manhattan Beach, CA provides disability insurance agent services, focusing on income protection policies tailored to local professionals. It also handles general insurance needs, helping clients evaluate coverage options for long-term financial security. The office assists with plan selection during open enrollment periods and addresses coverage gaps after unexpected job changes or health events affecting workplace eligibility.
For Manhattan Beach professionals navigating the shifting sands of freelance or contract work, securing coverage against interrupted income becomes a seasonal necessity. Symcap Insurance Agency, a disability insurance agent serving this coastal community, responds by evaluating local employment patterns and existing personal policies to identify coverage gaps. Clients seeking protection for their earning potential begin with a straightforward consultation, during which the agency reviews financial responsibilities and career risks, followed by a thorough assessment of current health and occupational details.
Carla Ramirez Insurance Agency works with individuals and businesses in Manhattan Beach, California, to evaluate their need for income protection through disability coverage. Their services include policy reviews focused on short-term and long-term sick pay plans, safeguarding clients from financial loss due to injury or illness. The agency tailors its offerings to professionals in commercial sectors such as offices, warehouses, and food service operations.
AD Blue Insurance & Financial Services, Inc. serves residents in Manhattan Beach and the surrounding area with disability insurance solutions. For commercial clients, the agency offers coverage designed to protect business continuity and key personnel. The agency assists clients in evaluating income protection strategies suited to personal and professional needs. After an initial policy placement, the company facilitates ongoing follow-up and repeat service to adjust coverage between regular scheduled visits.
State Insurance in Manhattan Beach, CA is known for helping clients evaluate and secure disability income protection policies. The company serves individuals and small business owners throughout the South Bay area, offering guidance on policy options that replace a portion of lost earnings due to illness or injury. It also assists local professionals in comparing coverage terms and premium structures from multiple insurers. As an additional specialty service, State Insurance can coordinate short-term disability benefits with existing employer-sponsored plans to fill coverage gaps.
What Does a a Disability Insurance Agent in Manhattan Beach Cost?
Disability insurance agent services in California are typically commission-based, meaning you do not pay a fee directly to the agent. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a healthy 35-year-old in a professional role, monthly premiums for a policy covering 60% of income may range from 50 to 150 dollars. This is general information, not insurance advice.
About disability insurance agents in Manhattan Beach
Disability insurance agents in Manhattan Beach help residents and small business owners secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private supplemental policies can fill gaps. Agents guide clients through policy selection and claims processes specific to California regulations.
Frequently Asked Questions
What does a disability insurance agent in Manhattan Beach do?
An agent helps you compare private disability insurance policies from different carriers. They explain California SDI benefits and how private coverage can supplement state benefits. They also assist with filing claims and understanding policy exclusions.
How is California SDI different from private disability insurance?
California SDI is a state-mandated program that provides partial wage replacement for non-work related injuries or illnesses. Private disability insurance offers additional coverage, often with higher benefit amounts and longer benefit periods. An agent can help you coordinate both types.
Do I need disability insurance if I already have California SDI?
California SDI covers only a portion of your wages up to a state-set maximum. Private disability insurance can replace a higher percentage of your income and cover longer durations. Many Manhattan Beach professionals choose private policies for greater financial security.
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