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Find Disability Insurance Agents Near You in Merced, CA

Browse disability insurance agents serving Merced, California. Updated 2026-07-14.

The top-rated disability insurance agent in Merced, California is Quote Valley Insurance - Covered California, rated 4.9 stars across 114 reviews. Other highly rated options include LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY, Farmers Insurance - Annissa Fragoso, Edmar Insurance & DMV Services - M3. This directory lists 19 disability insurance agents serving Merced.

Showing 19 disability insurance agents in Merced, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Quote Valley Insurance - Covered California840 W Olive Ave STE E(209) 723-2000
2LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY1490 R St(209) 676-2830
3Farmers Insurance - Annissa Fragoso527 W Main St(209) 626-5551
4Edmar Insurance & DMV Services - M31277 V St(209) 390-4052
5Edge Insurance Services2830 G St Ste B(209) 385-3343
6Covered California Certified Agent - Alex Hernandez840 W Olive Ave STE E(209) 723-2000
7Merced Atlas Insurance Services1624 K St(209) 626-5450
8Drysdale Insurance Services368 E Yosemite Ave Suite 200 F(888) 971-9731
9Central California Alliance for Health530 W 16th St Suite B(209) 381-5300
10Salmeri Insurance505 W 18th St(209) 722-8020
QV
840 W Olive Ave STE E
Quote Valley Insurance - Covered California
Disability Insurance Agent · Merced, CA

Quote Valley Insurance - Covered California serves Merced County and the surrounding Central Valley region, specializing in disability insurance agent services for local residents and workers. The agency helps clients navigate the complexities of income protection plans, offering guidance on short-term and long-term disability coverage options tailored to individual needs. For those seeking employee benefits or self-employed policies, the company provides consultations on plan selection and enrollment. It also assists with claims support and ongoing policy management in Merced.

LS
1490 R St
LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY
Disability Insurance Agent · Merced, CA

LA SONRISA MULTI SERVICES - GAC INSURANCE AGENCY provides disability insurance agent services in Merced, CA. It helps clients select policies that offer income protection during illness or injury. Its service approach includes guiding individuals through plan options and assisting with ongoing policy maintenance. The agency also offers support for claims and policy adjustments as needs change. It services single-family homes, apartments, retail locations, and restaurants.

FI
527 W Main St
Farmers Insurance - Annissa Fragoso
Disability Insurance Agent · Merced, CA

Based in Merced, California, Farmers Insurance - Annissa Fragoso serves Merced and its surrounding communities in Central California. The agency handles disability insurance, offering financial protection for clients unable to work due to illness or injury. It guides individuals through coverage options to safeguard their income during recovery periods. Approaching each client's unique situation, it carefully evaluates employment conditions and potential risks to recommend a suitable disability policy.

EI
1277 V St
Edmar Insurance & DMV Services - M3
Disability Insurance Agent · Merced, CA

Edmar Insurance & DMV Services - M3 serves homeowners, businesses, and property managers in Merced, California, helping clients compare disability insurance policies to protect their income against unexpected illness or injury. The agency also guides policyholders through the claims process and explains coverage options tailored to local employment and industry needs. Their services extend to nearby communities in the Merced metropolitan area, including Atwater and Livingston.

EI
2830 G St Ste B
Edge Insurance Services
Disability Insurance Agent · Merced, CA

Edge Insurance Services in Merced, California, distinguishes between single-policy disability applications for temporary coverage and ongoing contractual arrangements, which provide recurring income protection as employment status changes. Coverage options address partial or total disability through individual or group plans tailored to local professionals and small business owners. Consultations evaluate short-term and long-term needs, while ongoing policy management supports claims filing and plan adjustments. Service runs on a one-time, scheduled, or as-needed basis.

CC
840 W Olive Ave STE E
Covered California Certified Agent - Alex Hernandez
Disability Insurance Agent · Merced, CA

As a Certified Disability Insurance Agent, Alex Hernandez in Merced specializes in helping individuals secure income protection through short-term and long-term disability policies. The agency provides general services including policy comparisons, application assistance, and personalized coverage evaluations for local workers and self-employed professionals. It routinely addresses common coverage gaps found in employer-provided plans. For residents facing the seasonal fluctuations of agricultural work or unexpected injuries common in the Central Valley, the agency assists in planning the transition between initial temporary benefits and potential long-term claim management.

MA
1624 K St
Merced Atlas Insurance Services
Disability Insurance Agent · Merced, CA

For residents of Merced nearing retirement or facing a sudden medical disruption, securing income protection becomes an urgent priority. Merced Atlas Insurance Services addresses this concern by serving as a local disability insurance agent, helping clients evaluate policies that replace lost wages during illness or injury. The firm guides individuals through complex coverage options available in the area, clarifying how plans interact with existing benefits. A standard initial step involves a consultation to assess personal financial needs, medical history, and employer-provided protections before filing any formal application.

DI
368 E Yosemite Ave Suite 200 F
Drysdale Insurance Services
Disability Insurance Agent · Merced, CA
CC
530 W 16th St Suite B
Central California Alliance for Health
Disability Insurance Agent · Merced, CA

Central California Alliance for Health in Merced, CA provides disability insurance agent services, helping clients secure income protection plans. Its specialty is crafting policies that address short-term and long-term disability needs with tailored coverage options. The firm assists individuals in navigating benefit structures and policy terms for financial security during medical leave. Commercial services extend to diverse local sectors, including offices, warehouses, and food service operations, ensuring business continuity planning for various work environments.

SI
505 W 18th St
Salmeri Insurance
Disability Insurance Agent · Merced, CA

Salmeri Insurance serves residents in and around Merced, California, helping individuals find disability insurance coverage that protects their income. The agency also assists local businesses with securing commercial disability policies for their employees. Operating throughout the Merced area, the agent works with clients to understand their specific needs and match them with suitable plans from various carriers. After the initial enrollment, the agent remains available to handle policy adjustments, answer questions, and provide follow-up service between regular visits.

MI
833 W 18th St
Merced Insurance
Disability Insurance Agent · Merced, CA
(209) 722-3318
mercuryinsurance.com/agents/california/merced-ins-agcy-044056.html
BI
1164 Olivewood Dr
Barlocker Insurance Services
Disability Insurance Agent · Merced, CA
(209) 383-0220
leavitt.com/barlocker
RI
126 W Main St Ste A
RC Insurance Brokers
Disability Insurance Agent · Merced, CA
(209) 233-6213
rcib.net
SH
3022 G St STE 101
Supplemental Health Insurance Services, LLC
Disability Insurance Agent · Merced, CA
(209) 723-6900
plansforeveryone.com
PI
239 W 16th St
Pulga Insurance Services
Disability Insurance Agent · Merced, CA
(209) 741-5400
OI
805 W 18th St
Ortez Insurance Agency, LLC
Disability Insurance Agent · Merced, CA
(209) 722-9415
ortezinsurance.com
FI
755 E Yosemite Ave Ste M5
Farmers Insurance - Benedict Gutierrez
Disability Insurance Agent · Merced, CA
(209) 900-9949
II
368 E Yosemite Ave Ste. 100
InterWest Insurance Services, LLC. Merced
Disability Insurance Agent · Merced, CA
(209) 723-9181
iwins.com/contact-us/merced
CM
2824 Park Ave Ste. C
Chuck Meyer Insurance Agency
Disability Insurance Agent · Merced, CA
(209) 383-7774
chuckmeyerinsurance.com

What Does a a Disability Insurance Agent in Merced Cost?

Disability insurance agents in California typically charge a percentage of the benefits recovered, often 20 to 30 percent. Some agents may charge an hourly fee or a flat rate, which can range from 200 to 500 dollars per hour. Costs vary based on the complexity of your case and the agents experience. This is general information and not insurance advice.

About disability insurance agents in Merced

Disability insurance agents in Merced, California help residents navigate disability claims and appeals. California has specific laws that protect policyholders, including the right to appeal denied claims within 180 days. A local agent can explain how state regulations like the California Insurance Code apply to your policy.

Frequently Asked Questions

What does a disability insurance agent in Merced do?

A disability insurance agent helps you file claims, gather medical evidence, and appeal denials. They understand California disability laws and can guide you through the process. They do not provide legal advice but can assist with paperwork and deadlines.

How long do I have to appeal a denied claim in California?

Under California law, you typically have 180 days from the denial date to file an appeal. Your disability insurance agent can help you prepare the necessary documents. Missing this deadline can result in losing your right to benefits.

Are disability insurance agents in Merced licensed in California?

Yes, all disability insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license online. This ensures they meet state training and ethical standards.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.