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Find Disability Insurance Agents Near You in Morgan Hill, CA

Browse disability insurance agents serving Morgan Hill, California. Updated 2026-07-14.

The top-rated disability insurance agent in Morgan Hill, California is Gabriela Ruvalcaba - State Farm Insurance Agent, rated 5.0 stars across 342 reviews. Other highly rated options include Kevin Bailey - State Farm Insurance Agent, Farmers Insurance - Christopher Brooke, Andrew Edwards - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Morgan Hill.

Showing 20 disability insurance agents in Morgan Hill, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gabriela Ruvalcaba - State Farm Insurance Agent17770 Monterey Rd Suite D(408) 779-6969
2Kevin Bailey - State Farm Insurance Agent16360 Monterey Rd #190(408) 612-4262
3Farmers Insurance - Christopher Brooke11 W 1st St(408) 779-2222
4Andrew Edwards - State Farm Insurance Agent275 Tennant Ave #107(408) 782-3000
5Frederick H. DiMeo Insurance Agency Inc17415 Monterey Rd #200(408) 778-9800
6Brauer Insurance Services LLC409 Tennant Station #195(408) 421-5555
7Maureen Harris: Allstate Insurance17200 Monterey Rd Ste A(408) 778-1298
8Kelly Mandani - State Farm Insurance Agent16175 Monterey Rd # B(408) 353-0303
9Acrisure Morgan Hill, CA (Pacific Diversified Insurance)15005 Concord Cir #110(408) 842-2131
10Adobe Insurance Brokers60 W Main Ave #11b(855) 236-2346
GR
17770 Monterey Rd Suite D
Gabriela Ruvalcaba - State Farm Insurance Agent
Disability Insurance Agent · Morgan Hill, CA

Gabriela Ruvalcaba - State Farm Insurance Agent serves Morgan Hill and the broader Santa Clara County area, offering disability insurance agent services to local residents and professionals. This agency helps clients understand how disability coverage can protect income when an illness or injury prevents work. Policies are tailored to fit individual financial situations. The office also assists with filing claims and adjusting coverage as needs change over time. Short-term disability insurance and long-term disability insurance are two specific types of policies handled here.

KB
16360 Monterey Rd #190
Kevin Bailey - State Farm Insurance Agent
Disability Insurance Agent · Morgan Hill, CA

Kevin Bailey - State Farm Insurance Agent in Morgan Hill, California, offers a range of disability insurance services designed to help replace income if an injury or illness prevents work. This agent assists clients in selecting suitable coverage options and can explain how policy provisions apply to individual circumstances. Ongoing support is available for policyholders needing to update their coverage or file claims. The agent primarily serves the local Morgan Hill community, including individuals living in single-family homes, apartments, and those running retail stores or restaurants.

FI
11 W 1st St
Farmers Insurance - Christopher Brooke
Disability Insurance Agent · Morgan Hill, CA

Farmers Insurance - Christopher Brooke serves homeowners, businesses, and property managers in Morgan Hill, California who need guidance on disability insurance. This local agency helps clients understand how disability coverage can protect income during illness or injury. They explain policy options and assist with claims for residents and commercial operators alike. The agency also extends its services to the nearby communities of Gilroy and the broader South Santa Clara County area.

AE
275 Tennant Ave #107
Andrew Edwards - State Farm Insurance Agent
Disability Insurance Agent · Morgan Hill, CA

Andrew Edwards - State Farm Insurance Agent serves Morgan Hill and the surrounding South Santa Clara County communities, handling disability insurance policies that provide income replacement when a client cannot work due to illness or injury. The office works with individual and employer-based plans to help protect local residents against financial loss during recovery. For each case, it first reviews the client's occupation and current coverage gaps, then presents policy options that fit the client's budget and needs.

FH
17415 Monterey Rd #200
Frederick H. DiMeo Insurance Agency Inc
Disability Insurance Agent · Morgan Hill, CA

Frederick H. DiMeo Insurance Agency Inc. in Morgan Hill, CA distinguishes between one-time disability insurance policies, which provide benefits for a single covered claim, and recurring service options that offer continuous protection with renewable term coverage. Agents help clients evaluate potential income gaps from illness or injury, guiding them through plan selection. Regular policy reviews ensure coverage keeps pace with changing financial obligations. This service operates on a scheduled basis, with quarterly or annual check-ins to adjust for life events.

BI
409 Tennant Station #195
Brauer Insurance Services LLC
Disability Insurance Agent · Morgan Hill, CA

Brauer Insurance Services LLC offers disability insurance agent services, helping clients in Morgan Hill, CA, secure income protection plans. The agency assists individuals and small business owners in evaluating coverage options that safeguard earnings during an illness or injury. Policies are reviewed to align with each client’s financial situation and employment type. When a local worker faces recovery from a surgery or unexpected medical condition, Brauer Insurance Services helps navigate claims and adjust benefits accordingly.

MH
17200 Monterey Rd Ste A
Maureen Harris: Allstate Insurance
Disability Insurance Agent · Morgan Hill, CA

When tax season begins in Morgan Hill, many residents start planning how to protect their income if they cannot work. Maureen Harris Allstate Insurance provides disability insurance to help local professionals replace lost earnings during recovery from injury or illness. The agency explains how benefit periods and elimination periods affect policy cost and cash flow. Each new client receives a thorough financial situation review during the initial assessment, which covers current employment, household expenses, and existing coverage gaps. A complimentary workspace and benefit calculation appointment follows.

KM
16175 Monterey Rd # B
Kelly Mandani - State Farm Insurance Agent
Disability Insurance Agent · Morgan Hill, CA

Kelly Mandani, a disability insurance agent serving Morgan Hill, California, helps local residents protect their income through individual disability policies. The office also assists small businesses within the community, offering commercial disability coverage for employer-sponsored plans. They serve clients across Morgan Hill and adjacent areas in Santa Clara County. Follow-up appointments and policy reviews are available between regular visits to adjust coverage as personal or professional circumstances change.

AM
15005 Concord Cir #110
Acrisure Morgan Hill, CA (Pacific Diversified Insurance)
Disability Insurance Agent · Morgan Hill, CA

Acrisure Morgan Hill, CA (Pacific Diversified Insurance) is a disability insurance agent providing coverage solutions for individuals and businesses in the Morgan Hill area. It assists clients in assessing income protection needs and selecting appropriate short-term or long-term disability policies. The agency explains policy details, exclusions, and waiting periods to help customers make informed decisions. For those with specialized employment, it can also quote group disability plans for professional offices and small local firms.

AI
60 W Main Ave #11b
Adobe Insurance Brokers
Disability Insurance Agent · Morgan Hill, CA

Adobe Insurance Brokers provides disability insurance services to individuals and businesses in Morgan Hill, California. The agency focuses on offering specialized disability income protection policies that help replace lost earnings during illness or injury. These plans are designed to support financial stability when clients cannot work. The brokers work with local employers requiring group or individual disability coverage. Their services are available to commercial sectors including offices, warehouses, and food service operations.

FI
15 W 5th St
Farmers Insurance - Gary Carroll
Disability Insurance Agent · Morgan Hill, CA
(408) 778-1443
NI
60 W Main Ave #11a
Nationwide Insurance-Nathan Douglas Gleason
Disability Insurance Agent · Morgan Hill, CA
(408) 659-8788
gleasoninsured.com
II
16360 Monterey Rd Suite 250
Insuravita Insurance Agency Inc LLC
Disability Insurance Agent · Morgan Hill, CA
DI
35 W Main Ave
Dunne Insurance
Disability Insurance Agent · Morgan Hill, CA
(408) 740-3025
dunneinsurance.com
SI
Vineyard Office Building, 275 Tennant Ave
SL Insurance Associates
Disability Insurance Agent · Morgan Hill, CA
(408) 776-8600
CI
25 W 4th St
CDC Insurance Service
Disability Insurance Agent · Morgan Hill, CA
(408) 472-0717
cdcinsuranceservice.com
CI
1295 E Dunne Ave Ste 235
Courtney-Insurance-Services
Disability Insurance Agent · Morgan Hill, CA
(408) 298-5439
LI
50 W Main Ave
Ligar Insurance Services Inc
Disability Insurance Agent · Morgan Hill, CA
(408) 465-9240
ligarinsurance.net
BA
Morgan Hill, CA 95037
Benefit Authority Insurance Solutions
Disability Insurance Agent · Morgan Hill, CA
(408) 313-7349
benefitauthority.com
AP
17200 Monterey Rd Ste A
Allstate Personal Financial Representative: James Grant
Disability Insurance Agent · Morgan Hill, CA
(408) 782-7100
agents.allstate.com/james-grant-morgan-hill-ca1.html

What Does a a Disability Insurance Agent in Morgan Hill Cost?

The cost of a private disability insurance policy in California typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $100,000 per year, a policy might cost between $1,000 and $3,000 annually. Premiums vary based on age, occupation, health status, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Morgan Hill

Disability insurance agents in Morgan Hill, California help residents and small business owners secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) for most workers, but private agents can assist with supplemental plans. Local agents understand the specific needs of the Morgan Hill community, from tech workers to agricultural professionals.

Frequently Asked Questions

What does a disability insurance agent in Morgan Hill do?

A disability insurance agent helps you find and purchase a private disability insurance policy that fits your income and occupation. They can also guide you through the claims process and explain how your policy interacts with California SDI benefits.

Is disability insurance required in California?

California requires most employers to provide State Disability Insurance (SDI) through payroll deductions. Private disability insurance is optional but recommended for higher income earners who want more comprehensive coverage beyond the state program.

How long does it take to get a disability insurance policy in Morgan Hill?

The application process typically takes one to four weeks, depending on the policy type and your health history. Some policies have a waiting period of 14 to 90 days before benefits begin, as allowed under California insurance regulations.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.