The top-rated disability insurance agent in Mountain View, California is AAA Mountain View Branch, rated 4.5 stars across 560 reviews. Other highly rated options include Du Vo - State Farm Insurance Agent, Health IQ, Randy Chang - State Farm Insurance Agent. This directory lists 16 disability insurance agents serving Mountain View.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Mountain View Branch | 900 Miramonte Ave | (650) 623-3200 |
| 2 | Du Vo - State Farm Insurance Agent | 2218 Old Middlefield Way B | (650) 969-2871 |
| 3 | Health IQ | 2513 Charleston Rd #102 | (800) 549-1664 |
| 4 | Randy Chang - State Farm Insurance Agent | 2083 Old Middlefield Way Ste 206 | (650) 919-8880 |
| 5 | Mimi Lam - State Farm Insurance Agent | 2083 Old Middlefield Way Ste 206 | (650) 237-9168 |
| 6 | Willow Street Insurance | 104 N Rengstorff Ave | (650) 965-1990 |
| 7 | Kevin Lei - State Farm Insurance Agent | 2083 Old Middlefield Way Suite 200 | (650) 514-3093 |
| 8 | Hathorn Insurance Agency | 800 W El Camino Real STE 180 | (650) 921-0801 |
| 9 | Goosehead Insurance - Ivan Calvillo | 235 E Middlefield Rd Suite #3 | (650) 499-4904 |
| 10 | Rex Garcia: Allstate Insurance | 1442 W El Camino Real | (650) 301-1678 |
AAA Mountain View Branch serves the Mountain View, California metro area as a local disability insurance agent. This agency assists individuals and families in securing income protection through disability insurance policies. Clients can receive guidance on the differences between short-term and long-term coverage options. The agent helps workers understand benefit waiting periods and how policy definitions of disability affect claims. Specific services include individual disability income policies and group plan coordination for local small businesses.
Du Vo - State Farm Insurance Agent serves homeowners, renters, and business owners in Mountain View, California, who need personal disability insurance coverage. The agency helps clients understand how disability insurance can replace a portion of income if an illness or injury prevents them from working. It also assists small business owners in securing policies that protect their financial stability during recovery. This agent provides guidance through the application process and explains policy terms clearly. The office serves Mountain View and the broader Santa Clara County area.
Health IQ provides disability insurance agent services in Mountain View, California, assisting clients with evaluating and securing income protection policies tailored to individual needs. The agent works with customers to understand their specific professional risks and can explain the terms of long-term and short-term disability plans. Ongoing service includes reviewing existing coverage to ensure it adapts to changing life circumstances. The company serves professionals from various backgrounds, including those working in single-family homes, apartments, retail establishments, and restaurants.
Randy Chang - State Farm Insurance Agent serves the Mountain View, California area and surrounding Santa Clara County communities. The agency handles disability insurance coverage for local residents who need income protection during illness or injury-related work absences. A licensed insurance professional assesses each client’s employment situation and financial obligations to determine appropriate policy options. The approach focuses on thoroughly reviewing available plan features and limitations, then matching the client to coverage that fits their specific circumstances and budget requirements.
Mimi Lam - State Farm Insurance Agent in Mountain View, CA offers both one-time policy evaluations and ongoing support for claims and plan adjustments. The agency helps local residents navigate disability insurance coverage designed to replace a portion of income if illness or injury prevents work. Understanding policy terms and benefit triggers is a key part of the initial consultation process. Service runs on an as-needed basis, with clients encouraged to schedule annual reviews or call whenever life changes occur.
Willow Street Insurance in Mountain View, California, is known for helping individuals and small businesses navigate the complexities of disability coverage. The agency focuses on securing income protection plans that replace a portion of lost wages during illness or injury. It offers guidance on both short-term and long-term disability policies, tailoring options to specific occupational risks and personal financial goals. Clients in the tech and service industries commonly seek its advice on waiting periods and benefit durations. Willow Street Insurance can add an employer-sponsored group policy review to its list of services.
Kevin Lei, located in Mountain View, California, provides clients with a range of insurance products, paying particular attention to disability coverage that replaces lost income when illness or injury prevents work. The agency emphasizes policies tailored to protect individuals if they cannot perform their usual job duties. Such plans help secure financial stability during recovery periods. This specialty serves employees across many commercial settings, including professional offices, busy warehouses, and the demanding food service industry.
As the seasons change and residents of Mountain View plan for the year ahead, securing income protection becomes a key concern. Hathorn Insurance Agency acts as a disability insurance agent helping locals evaluate their coverage options. The company guides clients through the process of selecting plans that can replace lost wages during an illness or injury. Every consultation begins with a careful review of the individual’s employment situation and financial obligations before proceeding to a full initial needs assessment.
Goosehead Insurance - Ivan Calvillo provides residential disability insurance services to clients in Mountain View, helping individuals protect their income when illness or injury prevents work. Commercial disability coverage is also offered, supporting local businesses with employee protection plans throughout the Santa Clara County area. Each policy is reviewed to match specific needs and budgets. After a policy is in place, clients can rely on the office for follow-up service between regular visits to adjust coverage as circumstances change.
Rex Garcia: Allstate Insurance specializes in helping individuals and families secure disability insurance coverage tailored to their needs in Mountain View, California. It generally advises clients on policy options that replace a portion of income if injury or illness prevents them from working. The agency guides customers through the details of short-term and long-term disability plans, explaining eligibility and benefit structures. As flu season approaches, it assists self-employed professionals in reviewing their policies to ensure adequate financial protection.
What Does a a Disability Insurance Agent in Mountain View Cost?
Disability insurance agents in California typically earn commissions from insurance carriers, so their services are usually free to you. Private disability policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35-year-old in good health, a policy might cost between 1% and 3% of the insured annual income. Costs can be higher for older applicants or high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Mountain View
Disability insurance agents in Mountain View, California assist residents with finding and managing disability income protection policies. California state law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can help supplement this with additional coverage. Agents guide clients through policy options and claim processes specific to Californias regulatory environment.
Frequently Asked Questions
What does a disability insurance agent in Mountain View do?
A disability insurance agent helps you compare and purchase private disability policies that supplement Californias state disability program. They explain policy terms, exclusions, and benefit amounts. Agents do not provide legal advice but can clarify how California SDI interacts with private plans.
How is California SDI different from private disability insurance?
California SDI provides partial wage replacement for non-work related injuries or illnesses, funded by employee payroll taxes. Private disability insurance offers additional coverage with customizable benefit amounts and durations. A Mountain View agent can help you find a private policy that fills gaps left by SDI.
Can a disability insurance agent help with a denied claim in California?
A disability insurance agent can review your policy and explain the claims process, but they cannot represent you in appeals. For denied claims, you may need to contact the California Department of Insurance or consult an attorney. Agents focus on policy selection, not claim disputes.
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