The top-rated disability insurance agent in Murrieta, California is The Insurance Store, rated 5.0 stars across 1,709 reviews. Other highly rated options include Nathan Giddings: Allstate Insurance, Farmers Insurance - Javier Calvo, Scott Koth - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Murrieta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Store | 41811 Ivy St # B | (951) 200-5655 |
| 2 | Nathan Giddings: Allstate Insurance | 25109 Jefferson Ave STE 320 | (951) 766-4437 |
| 3 | Farmers Insurance - Javier Calvo | 26690 Madison Ave STE 105 | (951) 698-4818 |
| 4 | Scott Koth - State Farm Insurance Agent | 39540 Murrieta Hot Springs Rd #229 | (951) 461-4979 |
| 5 | Carver Insurance Services, Inc - Murrieta | 40525 California Oaks Rd suite e-6 | (951) 677-9600 |
| 6 | BARRANCA INSURANCE SERVICES INC | 24679 Monroe Ave #101 | (877) 321-9955 |
| 7 | Lizarraga Insurance Agency Inc. | 24619 Washington Ave #205 | (951) 234-4720 |
| 8 | Winchester & Associates Insurance Services Inc | 41856 Ivy St Ste 110 | (951) 296-6678 |
| 9 | All Discount Insurance Services, Inc. | 25021 Madison St # 103 | (951) 461-4404 |
| 10 | Countryside Insurance Agency | Located in the Global Commerce Center, 29970 Technology Dr suite 214 | (951) 296-9995 |
The Insurance Store provides disability income protection services to residents throughout Murrieta, California. The agency also assists local businesses with commercial disability plans to ensure employee financial security. Serving the broader Murrieta area, the team structures coverage tailored to individual professional needs. They help clients evaluate waiting periods and benefit durations based on specific occupational risks. After an initial policy is in place, the agency offers ongoing claim support and coverage adjustments between regular annual reviews.
Nathan Giddings: Allstate Insurance serves Murrieta, California, and the surrounding Riverside County area as a disability insurance agent. The company helps local professionals and residents understand how disability coverage can replace a portion of lost income when an injury or illness prevents them from working. Guided by Allstate’s established guidelines, the agency guides clients through policy options that protect personal finances. Specific services include evaluating short-term and long-term disability plans to match individual employment situations and income requirements.
Farmers Insurance - Javier Calvo provides personalized disability insurance agent services in Murrieta, California, focusing on income protection and benefit planning for local professionals. The agency offers initial consultations to assess coverage needs and ongoing policy reviews to ensure plans remain aligned with clients’ changing circumstances and regulatory updates. Services include guiding clients through claim processes and adjusting policies as risks shift over time. This agent serves individual homeowners, apartment complexes, retail store operators, and restaurant owners seeking to safeguard their financial stability against unexpected disability events.
Scott Koth operates as a disability insurance agent in Murrieta, CA, and serves the surrounding communities of Temecula, Menifee, and Lake Elsinore. This agency handles disability insurance policies that provide income replacement for clients who cannot work due to illness or injury. To assess coverage needs, Scott Koth takes a consultative approach, analyzing each client’s occupation and monthly expenses before recommending policy options from available insurance carriers.
Carver Insurance Services, Inc - Murrieta serves homeowners, families, and self-employed professionals in the Murrieta area, specializing in disability insurance agent services. The company helps clients understand policy options that provide income protection in the event of an illness or injury. It guides customers through the application process to find coverage suited to their individual needs and budgets. Carver Insurance Services, Inc also covers neighborhoods in nearby Temecula.
Serving Murrieta, California, Barranca Insurance Services Inc offers clients a choice between one-time policy assessments and ongoing plan adjustments. Their work focuses on disability income protection, helping individuals evaluate how coverage replaces lost wages during illness or injury. Guidance centers on policy features, elimination periods, and benefit durations tailored to local professionals and business owners. Service is typically provided on an as-needed basis, with clients reaching out for rate comparisons or policy updates at their own discretion.
Lizarraga Insurance Agency Inc. in Murrieta, CA offers disability insurance to replace a portion of income if illness or injury prevents work. It also provides general disability planning services for local professionals and self-employed individuals, helping them understand policy provisions and waiting periods. The agency regularly assists clients during open enrollment and life changes such as a career move or a new diagnosis, when carefully reviewing disability coverage becomes especially important.
Residents of Murrieta often face income disruptions from sudden illness or injury, making reliable disability coverage a pressing local concern. Winchester & Associates Insurance Services Inc connects community members with protection plans designed to replace lost wages during recovery. Their agency helps individuals and families review policy options that address income stability needs in the region. As part of serving local clients, they schedule an initial assessment to evaluate current coverage gaps and personal financial circumstances.
All Discount Insurance Services, Inc. provides personalized guidance to individuals and businesses navigating disability insurance options in Murrieta, California. The company specializes in matching clients with policies that offer income protection when illness or injury prevents work. It also assists with supplemental coverage plans to strengthen existing benefits. These insurance solutions help safeguard financial stability for professionals and operations at various local commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Murrieta Cost?
Disability insurance agent services in California typically do not charge a fee to the client because agents earn commissions from insurance carriers. Policy premiums vary widely based on age health occupation and benefit amount. A typical monthly premium for a 40 year old in good health might range from 50 to 200 dollars for a policy covering 60 percent of income. Costs can be higher for high risk occupations or pre existing conditions. This is general information not insurance advice.
About disability insurance agents in Murrieta
Disability insurance agents in Murrieta California help residents protect their income with private disability policies. California law requires employers to provide State Disability Insurance but private agents can help you find supplemental coverage. Working with a local agent ensures you understand how California rules affect your benefits.
Frequently Asked Questions
What does a disability insurance agent in Murrieta do?
A disability insurance agent in Murrieta helps you compare policies from different carriers. They explain California specific rules like the 7 day waiting period for state benefits. They also assist with filing claims and understanding policy terms.
How is California disability insurance different from private coverage?
California offers State Disability Insurance which provides partial wage replacement for non work related injuries. Private disability insurance from an agent can offer higher benefits and shorter waiting periods. An agent can help you decide if you need both types of coverage.
Do I need a disability insurance agent if I have employer coverage?
Employer provided disability insurance may not cover all your income needs. An agent in Murrieta can review your employer plan and suggest supplemental policies. This is important because California law does not require employers to offer long term disability insurance.
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