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Browse disability insurance agents serving Oceanside, California. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 disability insurance agents in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Cho - State Farm Insurance Agent
3520 College Blvd STE 104, Oceanside, CA 92056
(760) 758-4115
johncho.org
AAA Oceanside Insurance and Member Services
3330 Vista Way, Oceanside, CA 92056
(760) 433-6261
ace.aaa.com
Farmers Insurance - Glenn Domingo
3520 College Blvd Ste 105, Oceanside, CA 92056
(866) 486-3276
agents.farmers.com
Inszone Insurance Services
2111 S El Camino Real #201, Oceanside, CA 92054
(760) 433-2307
Eric Opdahl - State Farm Insurance Agent
3548 Seagate Way STE 130, Oceanside, CA 92056
(760) 945-4900
ericopdahl.com
Serra Benefits & Insurance Services
2821 Oceanside Blvd Unit E, Oceanside, CA 92054
(760) 439-9700
serrabenefits.com
Aloha West Insurance
4225 Oceanside Blvd, Oceanside, CA 92056
(760) 547-2626
alohawestinsurance.com
A-MAX Insurance
510 Oceanside Blvd Ste 101, Oceanside, CA 92054
(760) 650-0500
amaxinsurance.com
Michelle McGowan - State Farm Insurance Agent
3602 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 439-4747
michellemcgowan.com
Gateway Insurance Agency Inc
207 N Ditmar St, Oceanside, CA 92054
(760) 439-1323
Munguia Insurance Services
620 N Redondo Dr Suite A, Oceanside, CA 92057
(760) 439-3868
Leading Edge Insurance Services, Inc.
815 Mission Ave Suite 208, Oceanside, CA 92054
(760) 433-5196
leadingedgeinsurance.net
All Access Insurance Services, LLC
2216 S El Camino Real suite 209, Oceanside, CA 92054
(760) 433-8474
insuranceoceanside.com
Tecker Insurance
1012 S Coast Hwy UNIT J, Oceanside, CA 92054
(760) 757-3334
mercuryinsurance.com
Doers Insurance Agency
2003 S El Camino Real #211, Oceanside, CA 92054
(888) 313-6377
North County Financial Associates
2101 S El Camino Real Suite 206, Oceanside, CA 92054
(760) 231-5997
northcountyfinancial.com
Gibbs Insurance Agency, Inc.
3800 Oceanic Dr Suite 110, Oceanside, CA 92056
(760) 744-2990
gibbsinsurance.com
Disability insurance agents in Oceanside, California help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) through the EDD, but private agents can supplement this with additional coverage. Oceanside agents are familiar with local health systems and the specific needs of San Diego County workers.
What Does a Disability Insurance Agent in Oceanside Cost?
Disability insurance costs in California vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old professional earning $100,000 per year, a policy might cost between $100 and $300 per month. High-risk occupations or pre-existing conditions can increase rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Oceanside do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation-specific definitions. In California, agents must be licensed by the California Department of Insurance.
How is California SDI different from private disability insurance?
California SDI is a state-mandated program that provides partial wage replacement for non-work injuries. Private disability insurance offers higher benefit amounts and more flexible terms. An agent can help you combine both for full protection.
Do I need a disability insurance agent if my employer offers group coverage?
Group coverage through an employer may have limits on benefit duration and amount. An agent in Oceanside can review your employer plan and recommend an individual policy to fill gaps. California law allows you to own private policies independently.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.