The top-rated disability insurance agent in Palm Springs, California is Magnolia Auto Insurance Service, rated 4.9 stars across 287 reviews. Other highly rated options include Cindy Pieper - State Farm Insurance Agent, Dean Mofidi Insurance Services, Inszone Insurance Services. This directory lists 15 disability insurance agents serving Palm Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Magnolia Auto Insurance Service | 1000 N Farrell Dr STE 102 | (760) 318-8446 |
| 2 | Cindy Pieper - State Farm Insurance Agent | 707 E Tahquitz Canyon Way Suite 23 | (760) 416-3006 |
| 3 | Dean Mofidi Insurance Services | 4633 Ramon Rd | (760) 318-4099 |
| 4 | Inszone Insurance Services | 909 Crossley Rd | (760) 324-4100 |
| 5 | Matrix Benefits & Insurance Solutions, Inc | 1091 N Palm Canyon Dr | (760) 932-0906 |
| 6 | JC Insurance | 1717 E Vista Chino J2 | (760) 561-5001 |
| 7 | Garcia Insurance Inc | 2099 E Tahquitz Canyon Way | (760) 320-1111 |
| 8 | Bill Proctor & Associates Insurance Services, Inc | 555 S Sunrise Way Ste 104 | (760) 568-5348 |
| 9 | Cathedral City Insurance Services | 67664 E Ramon Rd | (760) 328-3628 |
| 10 | Community Insurance Services | 400 S Farrell Dr | (760) 993-3490 |
Magnolia Auto Insurance Service provides general disability insurance guidance to clients in Palm Springs, California. The agency focuses specifically on disability income protection as a specialized add-on to broader insurance planning. Agents assist individuals in understanding policy options that replace lost wages due to injury or illness. The company serves a range of commercial sectors, including local offices, warehouses, and food service operations.
Cindy Pieper - State Farm Insurance Agent serves the Palm Springs, California area as a disability insurance agent. The company helps local residents and workers understand how disability coverage can protect their income if injury or illness prevents them from working. This agent provides guidance on policy options that can be tailored to individual employment situations and financial needs. Services include evaluating short-term disability insurance and long-term disability insurance to help clients maintain financial stability during unexpected health challenges.
Dean Mofidi Insurance Services in Palm Springs, CA provides a range of services related to disability insurance, including policy application assistance and coverage analysis. The company offers ongoing support to help maintain existing policies and adjust plans as client needs evolve. Issues such as claim filing and benefit clarification are addressed. The agency typically serves individuals and local business owners, covering a variety of property types including single-family homes, apartments, retail spaces, and restaurants.
Inson Insurance Services serves residents of Palm Springs and the surrounding area with disability insurance coverage to protect personal income during illness or injury. The agency also provides commercial disability policies for local businesses seeking to safeguard their operations and employees. Clients throughout the greater Coachella Valley can access these services for individual or group needs. The agency assists customers with policy reviews and adjustments as life circumstances change, encouraging follow-up visits between regular appointments to ensure continued proper coverage.
Serving Palm Springs and the surrounding desert communities, Matrix Benefits & Insurance Solutions, Inc focuses on disability insurance agent services. The company addresses both short-term and long-term disability coverage needs for local residents. It assists individuals in understanding policy details and navigating claim procedures. Processing each client situation involves an initial needs assessment followed by the customization of coverage options before connecting a policy with a suitable carrier.
Serving homeowners, renters, and small business owners in Palm Springs, JC Insurance provides disability insurance agent services. It helps clients secure income protection policies to cover lost wages during illness or injury. The agency guides customers through plan options tailored to their financial needs and employment situations. Its work focuses on explaining coverage details and filing claims when necessary. JC Insurance also serves the neighboring community of Cathedral City and other parts of the Coachella Valley metro area.
Garcia Insurance Inc in Palm Springs, CA helps clients distinguish between one-time policies for specific short-term needs and recurring coverage options designed to provide ongoing income replacement during illness or injury. Their work includes explaining how benefits coordinate with other personal resources and employment protections. Service runs on a one-time, scheduled, or as-needed basis, allowing individuals to arrange an initial consultation for plan comparisons or return for periodic policy reviews when life circumstances change.
Bill Proctor & Associates Insurance Services, Inc. provides specialized disability insurance agent services in the Palm Springs area, guiding clients through the complex process of securing income protection. The agency assists individuals in evaluating their unique coverage needs and matching them with appropriate policy options from various carriers. Their work includes helping customers understand policy terms and filing claims. Many local residents seek their help when approaching retirement or facing a significant health diagnosis that could disrupt their ability to earn a living.
As winter visitors and residents alike flock to Palm Springs for the dry desert climate, protecting personal income against unforeseen illness or injury becomes a seasonal priority. Cathedral City Insurance Services specializes in securing disability insurance policies tailored to local professionals, from healthcare workers to hospitality staff. Each plan is structured to provide ongoing income replacement if a medical condition prevents full-time work. The initial step for prospective clients is a straightforward benefits consultation, during which current coverage gaps and long-term earning risks are assessed.
Community Insurance Services in Palm Springs, California assists individuals in securing disability coverage to protect their income against illness or injury. The agency focuses on helping clients choose appropriate policy terms, waiting periods, and benefit amounts. By matching coverage to specific needs, the agency ensures protection for professionals and small business owners across various work settings. Its representatives serve clients in office environments, warehouses, and food service establishments, addressing the different physical demands and income structures found in each commercial sector.
What Does a a Disability Insurance Agent in Palm Springs Cost?
The cost of disability insurance in California varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old in good health might pay $50 to $150 per month for a policy that replaces 60% of income. Costs can be higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.
About disability insurance agents in Palm Springs
Disability insurance agents in Palm Springs help individuals and businesses secure income protection policies. California law requires certain employers to provide State Disability Insurance (SDI), but private agents can help you find supplemental coverage. Local agents understand the unique needs of Palm Springs residents, including seasonal workers and retirees.
Frequently Asked Questions
What does a disability insurance agent in Palm Springs do?
A disability insurance agent helps you find and purchase private disability policies. They explain policy terms, compare options from different carriers, and assist with claims. In California, agents must be licensed by the California Department of Insurance.
How is California SDI different from private disability insurance?
California SDI is a state-mandated program that provides partial wage replacement for non-work-related disabilities. Private disability insurance offers additional coverage, often with higher benefit amounts and longer terms. An agent can help you decide if private coverage is right for you.
What are the time limits for filing a disability claim in California?
For private disability insurance, you typically have 30 to 90 days from the onset of disability to file a claim, depending on your policy. For California SDI, you must file within 49 days of becoming disabled. Always check your specific policy for exact deadlines.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia