The top-rated disability insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne, Chely Insurance Services. This directory lists 17 disability insurance agents serving Paso Robles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Hamm Insurance Agency | 1503 Park St Suite #102 | (805) 238-1818 |
| 2 | Steve Weber - State Farm Insurance Agent | 526 Spring St | (805) 238-6200 |
| 3 | Farmers Insurance - Gregory Byrne | 843 7th St Ste D | (805) 238-4577 |
| 4 | Chely Insurance Services | 731 21st St D | (805) 237-0077 |
| 5 | Bryan Butler: Allstate Insurance | 705 Golden Hill Rd Ste 103 | (805) 237-2333 |
| 6 | KNOCKOUT INSURANCE SERVICES ,LLC | 611 12th St | (805) 286-4571 |
| 7 | Del Paso Insurance Services | 741 21st St #101 | (805) 239-0600 |
| 8 | Kenton Insurance | 2050 Spring St Suite C | (805) 227-0954 |
| 9 | Hinds Financial & Insurance | 1818 Spring St | (805) 239-7443 |
| 10 | Maria Elena's Insurance Agency | 558 Spring St | (805) 237-0934 |
Ted Hamm Insurance Agency serves the Paso Robles area, focusing on disability insurance for local residents. The firm assists clients in understanding and selecting income protection policies to guard against lost wages due to illness or injury. It works to match each individual with suitable coverage options based on their specific professional needs and financial circumstances. Short-term disability policies provide temporary income while long-term plans establish ongoing support for extended recovery periods. The agency specifically handles both short-term and long-term disability insurance solutions.
Steve Weber - State Farm Insurance Agent in Paso Robles, California, provides disability insurance services designed to replace a portion of income if a client becomes unable to work due to illness or injury. The agency assists clients with policy selection, coverage reviews, and claim filing to help maintain financial stability during recovery periods. These services support working professionals, covering single-family homes, apartments, retail, and restaurants.
For clients requiring one-time assistance, Farmers Insurance - Gregory Byrne can review a specific disability policy, while recurring service is available for those needing ongoing coverage adjustments or annual plan reviews. The agency helps residents in Paso Robles, California, understand how disability insurance replaces lost income during illness or injury. Consultations cover policy options, benefit periods, and elimination periods to align with individual budgets and protection needs. Service operates on an as-needed basis, with clients scheduling meetings when their coverage requirements change or a new policy is being considered.
Chely Insurance Services provides disability insurance agent services in Paso Robles, California. It assists individuals with evaluating and securing policies that protect income during periods of injury or illness. The company also supports clients in understanding policy terms, coverage limits, and claim procedures. Working in this region, it addresses the unique financial risks faced by local professionals and small business owners. It particularly helps with coverage adjustments during tax season when self-employed individuals reassess their income protection needs for the coming year.
Bryan Butler: Allstate Insurance serves local homeowners, businesses, and property managers in Paso Robles, California, with professional disability insurance agent services. The company assists clients in understanding policy options that provide income protection should an injury or illness prevent them from working. Coverage solutions are tailored to individual financial needs and employment situations. Additional resources about claims processes and plan adjustments are available for policyholders. The agency also serves communities throughout the greater San Luis Obispo County area, including nearby Atascadero.
KNOCKOUT INSURANCE SERVICES, LLC serves Paso Robles and the surrounding communities of California’s Central Coast. The agency handles disability insurance policies designed to replace a portion of income if a client becomes unable to work due to illness or injury. It addresses both short-term and long-term coverage needs for individuals and self-employed professionals in the area. To complete a typical job, it meets with clients to review local health trends and employment risks before recommending appropriate benefit amounts and waiting periods.
In Paso Robles, the seasonal agricultural workforce often faces gaps in employer-provided protection during winter layoffs, for which Del Paso Insurance Services specializes in arranging disability income insurance. This local agency serves working individuals throughout San Luis Obispo County, tailoring policies to replace a portion of lost earnings due to illness or injury. Their process begins with a free consultation to gather an applicant's occupation details and income data for a comprehensive eligibility assessment.
Kenton Insurance provides residential disability coverage to individuals in Paso Robles, California, ensuring families have income protection in the event of a short-term or long-term illness. The agency also offers commercial disability plans for local small businesses, helping safeguard their operations through employee benefits. Service extends throughout the Paso Robles area and surrounding communities. Agents take time to review each client’s current coverage needs and coordinate with existing policies. Follow-up reviews are available between regular annual check-ins to adjust coverage as life circumstances change.
Hinds Financial & Insurance in Paso Robles, California, is known for its specialization in disability insurance agent services. The agency helps local professionals and business owners secure income protection policies designed to replace a portion of earnings during a period of injury or illness. Clients can explore both short-term and long-term coverage plans tailored to their specific occupation and risk factors. An additional specialty this agency offers is assistance with group disability plans for small employers in the Paso Robles region.
Maria Elena's Insurance Agency provides disability insurance solutions to individuals and businesses throughout Paso Robles, California. The company specializes in helping clients secure income protection policies tailored to safeguard against unexpected illness or injury. It assists with evaluating coverage options that replace a portion of lost earnings during recovery periods. The agency serves a diverse range of commercial sectors, including local offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Paso Robles Cost?
Disability insurance agent services in California typically do not charge a direct fee as agents earn commissions from insurance carriers. Policy premiums vary widely based on age health occupation and benefit amount. A typical individual disability policy might cost between 1 percent and 3 percent of the covered annual income per year. For example a 50 thousand dollar annual benefit could cost 500 to 1500 dollars per year. This is general information not insurance advice.
About disability insurance agents in Paso Robles
Disability insurance agents in Paso Robles California help individuals and business owners protect their income in case of illness or injury. California has specific state disability insurance rules through the Employment Development Department that can affect private policy options. Local agents can explain how private coverage works alongside state programs like Paid Family Leave.
Frequently Asked Questions
What does a disability insurance agent in Paso Robles do?
A disability insurance agent helps you find and apply for private disability insurance policies. They explain coverage options, policy terms, and how benefits work under California law. They do not provide legal advice but can guide you to the right plan for your needs.
How is California disability insurance different from private coverage?
California offers a state disability insurance program through the EDD that provides partial wage replacement for a limited time. Private disability insurance agents in Paso Robles can help you get additional coverage that fills gaps in the state plan. Private policies often have longer benefit periods and higher benefit amounts.
Do I need a disability insurance agent if I already have state coverage?
State disability insurance in California only covers a portion of your wages for a short period. A local agent can help you evaluate whether a private policy is right for your situation. Many people in Paso Robles use private plans to supplement state benefits.
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