The top-rated disability insurance agent in Petaluma, California is Miguel Alfaro - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Kendra Cochran - State Farm Insurance Agent, AAA Petaluma Branch, Fillinger Insurance. This directory lists 20 disability insurance agents serving Petaluma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Alfaro - State Farm Insurance Agent | 300 Washington St | (707) 763-9722 |
| 2 | Kendra Cochran - State Farm Insurance Agent | 90 Sycamore Ln Ste A | (707) 283-0190 |
| 3 | AAA Petaluma Branch | 111 Lynch Creek Way | (707) 781-6700 |
| 4 | Fillinger Insurance | 1318 Redwood Way STE 110 | (707) 763-1100 |
| 5 | Lemus Insurance Agency | 72 E Washington St | (707) 762-1180 |
| 6 | Aslan Insurance Agency, Inc. | 140 2nd St Suite 314 | (707) 576-1713 |
| 7 | Maximo Insurance Services, Inc. | 401 Washington St suite a | (707) 981-8630 |
| 8 | Matto Insurance Agency LLC: Allstate Insurance | 10 Keller St Ste 125 | (707) 769-5023 |
| 9 | Premier Health Insurance CA | 107 Marylyn Cir | (707) 684-2640 |
| 10 | HUB International | 731 Southpoint Blvd | (707) 782-9200 |
Miguel Alfaro - State Farm Insurance Agent serves Petaluma, California and the surrounding Sonoma County area as a disability insurance agent. The company helps working individuals protect their income if illness or injury prevents them from performing their job duties. Policy guidance is tailored to each client’s unique earning situation and employment type. The agency specifically handles short-term disability insurance for temporary medical leaves and long-term disability insurance for extended recovery periods.
As a disability insurance agent in Petaluma, Kendra Cochran - State Farm Insurance Agent provides coverage to help replace income if illness or injury prevents work. Services include policy evaluations to match benefits with individual or business needs. Regular plan reviews assist in adjusting coverage due to life changes, such as transitions in employment or health status. Continuing support through the claims process is offered to simplify filing. This agent’s services address property-based needs for single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Petaluma turn to AAA Petaluma Branch for disability insurance agent services. The agent helps clients understand how disability coverage can protect their income if injury or illness prevents them from working. Policies are explained clearly, allowing customers to compare options and make informed decisions about their financial security. This ensures working individuals and business owners have a safety net for unexpected health challenges. The disability insurance agent also covers households throughout neighboring Rohnert Park.
Serving Petaluma and the surrounding Sonoma County communities, Fillinger Insurance acts as a disability insurance agent, connecting residents and workers with coverage to protect their income. If injury or illness prevents a client from working, the agency helps navigate policies that replace a portion of lost wages. To handle a typical case, it first reviews an individual’s occupation and income needs to match them with a suitable plan from available carriers.
Lemus Insurance Agency in Petaluma, CA helps clients distinguish between one-time policy purchases and recurring coverage plans, tailoring disability protection to individual financial situations. Ongoing monthly benefits replace lost income if injury or illness prevents work, while a single-payment option secures a lump sum for specific short-term needs. The agent assesses local employment risks to recommend suitable policy structures. Service operates on both scheduled appointments for initial consultations and as-needed follow-ups for policy adjustments or claims support, ensuring coverage adapts to changing circumstances without requiring permanent commitment.
Aslan Insurance Agency, Inc. specializes in securing disability income protection policies for professionals in Petaluma and surrounding Sonoma County. It guides individuals through the process of evaluating occupational and non-occupational coverage options tailored to their specific needs and budgets. The agency helps clients understand policy elimination periods and benefit riders directly impacting their financial stability. As the critical spring work season ramps up for local trades and service providers, it assists with coverage designed to replace income during a pregnancy, illness, or injury-related leave.
For many Petaluma workers recovering from an injury or illness, the process of filing for disability benefits can feel overwhelming. Maximo Insurance Services, Inc. helps local individuals understand their options regarding income protection and long-term claims. The agency provides guidance on policy terms and the documentation required to support a claim. A straightforward initial consultation is conducted to assess each client’s current employment status and coverage needs before any formal application process begins.
Matto Insurance Agency LLC, operating as an Allstate Insurance office in Petaluma, California, provides personal and commercial insurance protection to residents and businesses in the area. Among its core services, the agency specializes in disability insurance agent work, helping clients secure income replacement policies that cover accidents or illness. Policy options may include short-term and long-term disability plans tailored to individual needs. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Premier Health Insurance CA in Petaluma, CA, is known for helping individuals secure coverage for lost income due to illness or injury. Its service range includes evaluating a client’s occupation and income to offer tailored disability insurance policies that protect financial stability. These policies provide monthly benefits when a medical condition prevents one from working. A specialty service this agency can add on is long-term disability coverage for self-employed professionals needing extended income protection during recovery.
HUB International in Petaluma, CA, provides disability insurance agent services to residential clients, helping individuals secure income protection in the event of illness or injury. The firm also extends its expertise to commercial coverage, assisting local businesses with group disability plans and employee benefits across the surrounding region. A dedicated focus on long-term client relationships ensures thorough follow-up between regular visits, with case reviews and policy adjustments scheduled as client needs evolve.
What Does a a Disability Insurance Agent in Petaluma Cost?
The cost of disability insurance in California typically ranges from 1% to 3% of your annual income for a standard policy. For example, a 35-year-old earning $60,000 per year might pay between $50 and $150 per month for a long-term disability policy. Premiums vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Petaluma
Disability insurance agents in Petaluma help individuals and businesses find the right short-term and long-term disability coverage. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but private policies can offer additional benefits. A local agent can explain how private plans coordinate with state benefits and tailor coverage to your needs.
Frequently Asked Questions
What does a disability insurance agent in Petaluma do?
A disability insurance agent helps you compare policies from different carriers and select coverage that fits your income and occupation. They also assist with understanding policy terms and filing claims. In California, agents must be licensed by the Department of Insurance.
How is California SDI different from private disability insurance?
California SDI provides partial wage replacement for non-work-related injuries or illnesses and is funded through payroll taxes. Private disability insurance offers customizable benefits that can replace a higher percentage of income and may cover longer periods. An agent can explain how both can work together.
Do I need a disability insurance agent if my employer offers group coverage?
Even with employer group coverage, an independent agent can review your policy for gaps, such as limited benefit duration or low monthly caps. They can also help you purchase an individual policy to supplement group benefits. California law does not require you to use an agent, but professional guidance can be valuable.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia