The top-rated disability insurance agent in Redding, California is Michelle Marks - State Farm Insurance Agent, rated 5.0 stars across 226 reviews. Other highly rated options include Shasta Health Insurance Services, NetCare California, Jeff Avery - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Redding.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Marks - State Farm Insurance Agent | 376 Hartnell Ave d | (530) 221-3670 |
| 2 | Shasta Health Insurance Services | 926 E Cypress Ave Suite 800 | (530) 722-0770 |
| 3 | NetCare California | 3310 Churn Crk Rd # A | (530) 638-2273 |
| 4 | Jeff Avery - State Farm Insurance Agent | 1822 Buenaventura Blvd #107 | (530) 243-4600 |
| 5 | R.W. Hudson Insurance Brokerage | 1647 Hartnell Ave #11a | (530) 605-4515 |
| 6 | Berry Curtis Insurance | 2947 Victor Ave | (530) 223-0637 |
| 7 | Northern California Insurance | 1131 Hilltop Dr | (530) 223-5625 |
| 8 | Ross Rogers Insurance Services | 926 E Cypress Ave Suite 800 | (530) 255-8086 |
| 9 | Kati Maier Insurance Agency | 491 South St | (530) 241-2100 |
| 10 | Judy Maxwell - Mutual of Omaha Advisor | 1378 Hilltop Dr | (530) 221-0441 |
Michelle Marks - State Farm Insurance Agent serves the Redding, California area as a disability insurance agent. This agency helps individuals protect their income if illness or injury prevents them from working. Policies are tailored to replace a portion of lost earnings during recovery periods. The agent guides clients through plan options to match their occupation and budget. Disability insurance services include short-term coverage for temporary conditions and long-term protection for extended disabilities.
Shasta Health Insurance Services offers disability insurance agent services in Redding, California, helping individuals secure income protection through detailed policy evaluations. The company provides initial consultations to assess clients’ specific needs, followed by ongoing plan reviews to ensure coverage remains aligned with changing circumstances. It assists with claim guidance and policy adjustments as situations evolve. The agency typically serves a range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
NetCare California serves homeowners, businesses, and property managers in Redding by connecting them with disability insurance policies that replace income if an injury or illness prevents them from working. The agency helps clients evaluate short-term and long-term disability options to match their financial needs and budget. It also works with landlords who require income protection for their rental properties. NetCare California extends its disability insurance agent services to residents and employers in the neighboring community of Anderson as well.
Jeff Avery - State Farm Insurance Agent serves Redding, California, and the surrounding Shasta County communities. The agency handles disability insurance policies, which help replace a portion of income if a client cannot work due to illness or injury. To accomplish this, it first reviews an individual's occupation and earnings, then compares available policy options against those specific needs.
R.W. Hudson Insurance Brokerage in Redding, CA, provides disability insurance services that begin with a choice between a single, one-time policy purchase and an ongoing service relationship that adjusts coverage as needs change. Disability insurance in this area helps replace lost income if illness or injury prevents work. Policies are tailored to individual earnings and occupation, with options for short-term or long-term benefits. The company delivers these services on a one-time, scheduled, or as-needed basis according to each client’s preference.
When an unexpected illness or injury in the Redding area leaves a professional unable to work, the loss of income can create immediate financial strain. Berry Curtis Insurance helps local residents address this risk by offering disability insurance policies customized to individual occupations and household budgets. Their knowledgeable team explains the often complex differences between short-term and long-term coverage. A typical first step involves scheduling an in-person consultation to review a client’s current employment benefits and estimate the required monthly benefit amount.
Northern California Insurance specializes in guiding clients through disability income protection and long-term disability coverage. Based in Redding, the agency serves individuals and professionals throughout the North State, helping them evaluate policy options to maintain financial stability if illness or injury prevents work. The team assists with both employer-sponsored plans and private policies tailored to different occupations and income levels. As deer hunting season peaks in autumn, it often helps outdoor workers and active recreationists in Shasta County secure short-term disability coverage for fall sports injuries.
Ross Rogers Insurance Services assists individuals and businesses throughout Redding, California with their insurance needs. The agency specializes specifically in disability insurance coverage, helping clients secure protection against income loss due to illness or injury. They provide thorough guidance on policy options for various working environments. This company can serve commercial sectors including local offices, warehouses, and food service establishments.
Kati Maier Insurance Agency specializes in disability insurance coverage for residents in Redding, California. The firm also assists local businesses with group disability plans to protect their employees. Services extend throughout the greater Redding area and surrounding communities. Clients receive thorough explanations of policy options to help them choose appropriate income protection. The agency provides ongoing support, returning to review coverage after any client life changes or before scheduled renewal dates.
Judy Maxwell - Mutual of Omaha Advisor is known in Redding, CA as a disability insurance agent. The company serves local individuals and professionals, helping them secure protection for their income in case of illness or injury. It assists clients in assessing their personal coverage needs for standard short-term and long-term disability policies. A specialty service that it can offer includes guidance on integrating disability coverage with existing employer-provided group plans to prevent gaps.
What Does a a Disability Insurance Agent in Redding Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 40 year old in Redding, a policy with a 90 day waiting period might cost $50 to $150 per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Redding
Disability insurance agents in Redding, California help individuals and businesses find coverage that meets state requirements. California law mandates certain disability benefits for employees through the State Disability Insurance program. A local agent can explain how private policies work alongside state benefits.
Frequently Asked Questions
What does a disability insurance agent in Redding do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They do not provide legal advice or handle claims disputes.
How is California disability insurance different from other states?
California requires employers to provide State Disability Insurance (SDI) to most workers. Private disability insurance can supplement SDI. Agents in Redding understand how these programs interact.
Can a disability insurance agent help with a claim denial?
An agent can review your policy and explain the denial reasons. However, they cannot represent you in an appeal. For claim disputes, you may need a disability insurance attorney or the California Department of Insurance.
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