The top-rated disability insurance agent in Rosemead, California is Freeway Insurance, rated 4.9 stars across 456 reviews. Other highly rated options include Options Insurance Services, Alina Insurance & Financial, Kenneth Kwok: Allstate Insurance. This directory lists 16 disability insurance agents serving Rosemead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 3644 Rosemead Blvd | (626) 322-9403 |
| 2 | Options Insurance Services | 9102 Valley Blvd | (626) 766-1215 |
| 3 | Alina Insurance & Financial | 8780 Valley Blvd R | (626) 288-3304 |
| 4 | Kenneth Kwok: Allstate Insurance | 8604 Garvey Ave | (626) 288-4105 |
| 5 | William Phat Su: Allstate Insurance | 3203 Del Mar Ave B | (626) 288-0036 |
| 6 | Sarah Kuang: Allstate Insurance | 8780 Valley Blvd D | (626) 307-8100 |
| 7 | APAC Service Center | 9668 Valley Blvd #103 | (626) 291-2200 |
| 8 | The Master Insurance | 3206 Del Mar Ave | (626) 307-3200 |
| 9 | VNC INSURANCE SERVICES INC | 3357 N San Gabriel Blvd Ste D | (626) 766-1988 |
| 10 | Yin Yin Ta: Allstate Insurance | 3301 San Gabriel Blvd Ste 101 | (626) 684-1005 |
Freeway Insurance, located in Rosemead, California, offers guidance on a range of insurance products and specializes as a Disability Insurance Agent. Their work centers on helping individuals and businesses select policies that provide financial protection in the event of a disabling illness or injury. This local agency can assist with assessing various plan options and coverage levels to meet different needs. They serve commercial sectors in the region, including offices, warehouses, and food service operations.
Options Insurance Services in Rosemead, California, provides disability insurance agent services that include evaluating income protection needs for individuals and self-employed professionals, offering guidance on policy selection and application processes. The company assists clients with plan maintenance, such as policy reviews and claim filing support, ensuring coverage remains aligned with current circumstances. It serves clients occupying various property types, including those living in single-family homes and apartments, as well as those operating retail stores and local restaurants.
Alina Insurance & Financial serves clients in Rosemead and the surrounding Los Angeles County area, focusing primarily on disability insurance agent services. The company guides individuals through the process of selecting policies that replace a portion of income if they become unable to work due to injury or illness. This firm assists with evaluating policy terms, including benefit periods and elimination periods, to match a client's occupation and financial needs. It handles both short-term and long-term disability insurance coverage applications.
Kenneth Kwok: Allstate Insurance serves homeowners, businesses, and individual professionals in Rosemead, California, seeking disability income protection. The agency helps clients evaluate coverage options designed to replace a portion of lost earnings if an illness or injury prevents them from working. Assistance includes comparing policy features and guiding customers through the application process. Ongoing support is available when filing claims. The agency also extends its services to clients in nearby Alhambra and the broader San Gabriel Valley area.
Based in Rosemead, California, this agency serves San Gabriel Valley communities and surrounding areas, handling disability insurance policies for local residents and workers. It covers plans designed to replace a portion of lost income when a client cannot work due to illness or injury. The agent generally meets with clients to assess their current employment coverage, then reviews individual policy options that fit specific financial needs, working to find sustainable terms for each unique situation.
Sarah Kuang: Allstate Insurance in Rosemead, CA assists clients in understanding the distinction between short-term disability policies, which pay benefits for a limited period, and long-term coverage that protects income for extended durations. Policies replace a portion of lost wages during medically certified absences from work due to illness or injury, with benefit calculations varying by plan. This agency operates on a scheduled and as-needed basis to address individual policy questions and claims.
APAC Service Center specializes in helping individuals navigate disability insurance applications and claims, serving clients in Rosemead, CA. It assists local workers with securing income protection policies that compensate for lost wages due to illness or injury. The office provides comprehensive support through all stages of filing documentation and coordinating with insurers. As the year-end approaches, the company helps clients review existing coverage ahead of open enrollment periods to ensure adequate protection against unexpected medical leave.
As Southern California residents begin a new year or experience a job change, the need to protect income against unexpected illness or injury often grows. The Master Insurance in Rosemead, CA, helps local professionals and small business owners find disability insurance that fits their specific employment situation and coverage goals. An agent reviews the client’s current earnings, occupation class, and monthly expenses before recommending appropriate benefit terms. The initial step involves a complimentary fact-finding consultation to assess personal risk and eligibility.
VNC INSURANCE SERVICES INC assists individuals and businesses with their insurance needs in the Rosemead, California area, specifically focusing on disability insurance agent services. This local firm helps clients secure income protection plans designed to replace wages if illness or injury prevents them from working. The agency can serve various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Rosemead Cost?
Disability insurance agent fees in California vary. Some agents charge a flat fee between 200 and 500 dollars for claim assistance. Others work on commission from the insurance company or charge an hourly rate of 100 to 300 dollars. Costs depend on the complexity of your case and the services needed. This is general information and not insurance advice.
About disability insurance agents in Rosemead
Disability insurance agents in Rosemead California help residents navigate disability claims and appeals. California law requires insurers to respond to claims within 40 days and to pay benefits promptly. A local agent can explain policy terms and assist with paperwork for short term or long term disability coverage.
Frequently Asked Questions
What does a disability insurance agent in Rosemead do?
A disability insurance agent helps you understand your policy, file claims, and appeal denied claims. They work with California insurers and know state regulations like the 40 day response requirement.
How long do I have to file a disability claim in California?
California law does not set a specific deadline for filing a claim, but most policies require prompt notice. You should review your policy for time limits and contact an agent as soon as possible.
Can a disability insurance agent help if my claim is denied in California?
Yes an agent can guide you through the appeals process. Under California law you have the right to request a review and submit additional evidence. An agent can help you meet deadlines and gather documents.
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