The top-rated disability insurance agent in Sacramento, California is Saavedra Longino Organization, rated 4.9 stars across 1,243 reviews. Other highly rated options include Igor & Irene Slobodyany Insurance Agency, Pao Business Insurance Agency - Workers Compensation & General Liability Experts, Capital Hill Insurance Agency. This directory lists 26 disability insurance agents serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Saavedra Longino Organization | 2500 Venture Oaks Way #360 | (916) 309-4550 |
| 2 | Igor & Irene Slobodyany Insurance Agency | 5301 Madison Ave STE 204 | (916) 970-3000 |
| 3 | Pao Business Insurance Agency - Workers Compensation & General Liability Experts | 1960 Del Paso Rd #146 | (916) 646-9999 |
| 4 | Capital Hill Insurance Agency | 10265 Old Placerville Rd STE 11 | (916) 868-4547 |
| 5 | Greenhaven Insurance Agency | 925 Secret River Dr Suite G | (916) 836-8484 |
| 6 | Eugene C Yates Insurance Agency | 2021 P St | (916) 313-6100 |
| 7 | American River Insurance Agency | 333 University Ave suit 200 | (888) 570-1058 |
| 8 | Dominguez Insurance Services | 8250 Calvine Rd c309 | (916) 761-4316 |
| 9 | McClatchy Insurance Agency | 2410 Fair Oaks Blvd #140 | (916) 488-4702 |
| 10 | Farmers Insurance - Wendy Mazzoni | 720 Alhambra Blvd Ste A | (916) 822-5085 |
Saavedra Longino Organization serves the Sacramento, California metro area as a disability insurance agent. The company helps individuals and businesses review policy options for income protection during illness or injury. It works with clients to understand coverage terms and find appropriate plans that fit different budgets and employment situations. Disability insurance agents in this region typically assist with both short-term and long-term disability policies, and Saavedra Longino Organization handles individual disability income policies and group employer benefits in the Sacramento area.
Igor & Irene Slobodyany Insurance Agency provides disability insurance agent services in the Sacramento, CA area. It offers individual disability income policies and helps clients understand policy terms, waiting periods, and benefit periods. The agency assists with plan maintenance, such as updating coverage after income changes. It supports a range of clients owning single-family homes, apartments, retail locations, and restaurants with disability insurance needs.
Pao Business Insurance Agency in Sacramento helps homeowners and small business owners obtain disability insurance to replace lost income during illness or injury. The agency also specializes in workers compensation and general liability coverage, ensuring complete risk management for its clients. Understanding the complexities of disability benefits, it provides clear guidance on policy options and claim processes. Its support helps individuals and employers maintain financial stability during recovery periods. The agency also serves clients throughout the greater Sacramento metro, including the communities of Roseville and Citrus Heights.
Capital Hill Insurance Agency serves Sacramento, California, and its surrounding communities as a disability insurance agent. The firm helps individuals and professionals secure coverage that replaces lost income if an injury or illness prevents them from working. It also assists businesses in offering disability benefits to protect both employees and company operations. To handle a typical job, it first reviews the client’s occupation and earnings, then compares policies from multiple carriers to find suitable plan terms and waiting periods.
Greenhaven Insurance Agency in Sacramento, California assists clients in distinguishing between one-time disability policies that pay a single lump sum for a total loss and recurring coverage that provides a steady monthly income during an extended inability to work. The firm guides residents through the specific income-replacement needs common in the local economy, helping tailor protection to individual occupations. Their service operates strictly on a scheduled appointment basis, with no walk-in or as-needed availability.
Eugene C Yates Insurance Agency in Sacramento, CA specializes in disability insurance agent services, helping clients select individual long-term and short-term disability coverage policies. The agency generally works with local residents to evaluate personal financial risks and identify appropriate plans that replace lost income during medical leave. For those approaching annual open enrollment periods, the agency assists in reviewing existing benefits to ensure adequate protection against unexpected illness or injury-related income gaps during the upcoming year.
As the seasons change in Sacramento, residents often reassess their financial safeguards, including the protection of their income against unexpected illness or injury. American River Insurance Agency addresses this need by guiding clients through the process of securing appropriate disability insurance coverage. The agent discusses individual circumstances with each person, explaining policy terms and benefit options that align with local employment patterns. An initial assessment of current coverage and income requirements typically begins this consultation, helping to identify potential gaps and inform the next planning steps.
Dominguez Insurance Services in Sacramento, CA helps local residents find disability insurance plans to protect their income. For commercial clients, the company also arranges business overhead expense policies and other coverage for area professionals. The firm serves clients throughout the greater Sacramento region, including nearby communities. Customers often return for periodic policy reviews and adjustments when their personal or business circumstances change between regular visits.
Farmers Insurance - Wendy Mazzoni in Sacramento, CA, is known for helping clients secure financial protection against lost income due to injury or illness. The agency’s service range includes assisting individuals and families with navigating disability insurance policy options to safeguard their earnings. It evaluates client needs to recommend appropriate coverage amounts and plan durations. For an added specialty, the agency can integrate disability insurance into a broader personal risk management strategy.
What Does a a Disability Insurance Agent in Sacramento Cost?
Disability insurance agent services in California are typically free to you because agents earn commissions from insurance carriers. Premiums for a policy vary widely based on age, health, occupation, and benefit amount. A typical monthly premium might range from 1% to 3% of your monthly benefit amount. For example, a policy providing $3,000 per month could cost $30 to $90 per month. Costs vary by case and carrier. This is general information, not insurance advice.
About disability insurance agents in Sacramento
Disability insurance agents in Sacramento help individuals and businesses find policies that protect income if you cannot work. California has specific state disability insurance rules through the Employment Development Department. A local agent can guide you on private plans and how they interact with state programs like Paid Family Leave.
Frequently Asked Questions
What does a disability insurance agent in Sacramento do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and policy exclusions. They do not handle claims but can advise on coverage options.
How is California disability insurance different from private plans?
California offers State Disability Insurance through payroll taxes. Private plans can supplement or replace state benefits. An agent can explain how private policies coordinate with California SDI and Paid Family Leave.
What should I look for in a Sacramento disability insurance agent?
Look for an agent licensed in California with experience in disability insurance. Ask about their knowledge of California specific laws and how they handle policy comparisons. Check their reviews and professional credentials.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia