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HomeDisability Insurance AgentsCalifornia › San Francisco

Find Disability Insurance Agents Near You in San Francisco, CA

Browse disability insurance agents serving San Francisco, California. Updated 2026-07-14.

The top-rated disability insurance agent in San Francisco, California is Christie Kennett - State Farm Insurance Agent, rated 5.0 stars across 253 reviews. Other highly rated options include Jessica Liu Insurance Services, Mary Zell Spellman - State Farm Insurance Agent, David Chacon - State Farm Insurance Agent. This directory lists 24 disability insurance agents serving San Francisco.

Showing 24 disability insurance agents in San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christie Kennett - State Farm Insurance Agent1215 9th Ave ste b(415) 661-3651
2Jessica Liu Insurance Services3428 Balboa St(415) 386-2283
3Mary Zell Spellman - State Farm Insurance Agent26 W Portal Ave UNIT 1(415) 401-7000
4David Chacon - State Farm Insurance Agent3425 25th St(415) 647-9900
5Broad Spectrum Insurance Services1000 Brannan St #205(888) 898-6999
6Robert E. Kennedy Insurance Agency2269 Chestnut St #301(415) 951-0738
7Three Foundation Insurance Services4016 Geary Blvd D(415) 750-0781
8Wang Insurance2620 Judah St(415) 731-7062
9Riskguard Insurance Solutions422 Presidio Ave(415) 447-4212
10Allpointe Insurance Services1459 18th St Suite 171(415) 799-8687
CK
1215 9th Ave ste b
Christie Kennett - State Farm Insurance Agent
Disability Insurance Agent · San Francisco, CA

Christie Kennett - State Farm Insurance Agent serves the San Francisco, California area, offering disability insurance policies to local residents and professionals. This agency helps individuals protect their income by providing coverage options designed for unexpected illnesses or injuries that prevent them from working. Clients can discuss both short-term and long-term disability insurance plans that suit their personal or business needs. The agency also assists with understanding policy details and filing claims related to disability coverage.

JL
3428 Balboa St
Jessica Liu Insurance Services
Disability Insurance Agent · San Francisco, CA

Jessica Liu Insurance Services provides disability insurance coverage solutions for individuals and businesses throughout the San Francisco area. The agency helps clients understand policy options, navigate application processes, and select plans that protect income against illness or injury. Ongoing service includes policy reviews and filing assistance to ensure coverage remains appropriate over time. Its clientele includes professionals working from single-family homes, managers of multi-unit apartment buildings, and operators of local retail shops and independent restaurants.

MZ
26 W Portal Ave UNIT 1
Mary Zell Spellman - State Farm Insurance Agent
Disability Insurance Agent · San Francisco, CA

Mary Zell Spellman - State Farm Insurance Agent serves homeowners, renters, and small business owners in San Francisco, California. The agency provides disability insurance policies that help replace a portion of lost income if an illness or injury prevents a client from working. In addition to individual plans, the office assists property managers and self-employed professionals in securing coverage tailored to their specific needs. The agency also serves clients in nearby communities such as Daly City and the greater Bay Area metro region.

DC
3425 25th St
David Chacon - State Farm Insurance Agent
Disability Insurance Agent · San Francisco, CA

Serving San Francisco, California, and the surrounding Bay Area communities, David Chacon - State Farm Insurance Agent handles disability insurance coverage for local residents. This agency focuses on helping professionals secure financial protection in the event of an illness or injury that prevents them from working. Disability insurance policies can replace a portion of lost income during recovery. The agency generally begins with a review of a client’s current income and occupation to tailor a suitable plan that meets individual needs.

BS
1000 Brannan St #205
Broad Spectrum Insurance Services
Disability Insurance Agent · San Francisco, CA

Broad Spectrum Insurance Services in San Francisco, California helps clients understand the distinction between a one-time disability policy for a short-term need and a recurring coverage plan that continues through different life stages. Their individual and group coverage options are designed to protect income if illness or injury prevents work. The agent advises on policy features such as benefit periods, elimination periods, and specialty-specific protection. Service is available on an as-needed basis for consultations and reviews.

RE
2269 Chestnut St #301
Robert E. Kennedy Insurance Agency
Disability Insurance Agent · San Francisco, CA

Robert E. Kennedy Insurance Agency in San Francisco specializes in helping professionals secure disability insurance coverage to protect their income. The agency guides clients through policy options that replace earnings if an injury or illness prevents them from working. Navigating the complexities of group and individual plans, it assists local residents in understanding benefit periods and elimination periods. As the Bay Area’s unpredictable wildfire seasons often cause prolonged work disruptions, the agency helps policyholders plan for extended income gaps resulting from such community-wide emergencies.

TF
4016 Geary Blvd D
Three Foundation Insurance Services
Disability Insurance Agent · San Francisco, CA

Rainy-season concerns in San Francisco often remind professionals that their income could be threatened by an unexpected injury or illness. Three Foundation Insurance Services responds by helping clients evaluate coverage options for disability income protection, tailoring policies to individual occupations and budgets. The process emphasizes clarifying current employer benefits and identifying gaps in personal financial safety nets. An initial needs assessment is scheduled to review salary, expenses, and waiting periods before recommending solutions.

WI
2620 Judah St
Wang Insurance
Disability Insurance Agent · San Francisco, CA

Wang Insurance serves residential clients in San Francisco by helping them secure disability income protection plans. The company also offers commercial disability coverage for small businesses seeking to protect key employees. Their service area encompasses the greater San Francisco Bay region, providing local guidance on policy options. Each consultation focuses on matching coverage to individual income and occupation needs. After initial enrollment, the agency follows up before each renewal cycle to review any changes in client circumstances.

RI
422 Presidio Ave
Riskguard Insurance Solutions
Disability Insurance Agent · San Francisco, CA

Riskguard Insurance Solutions operates in San Francisco, California, as a disability insurance agent, helping individuals and businesses secure income protection plans. The firm focuses specifically on disability coverage, offering tailored policy options that address short-term and long-term needs. By working with multiple carriers, it assists clients in comparing benefits and premiums to find suitable financial safeguards. This agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring workers can access necessary protection against injury or illness.

AI
1459 18th St Suite 171
Allpointe Insurance Services
Disability Insurance Agent · San Francisco, CA

Allpointe Insurance Services in San Francisco is known for connecting individuals with disability insurance policies that replace lost income during illness or injury. The agency assists clients in selecting from short-term, long-term, and group coverage options, helping to protect financial stability in diverse professional fields. Policies are evaluated to match a client’s occupation, earnings, and personal risk factors. A specialty service it offers is reviewing existing policies for coverage gaps and recommending supplemental disability riders.

II
180 Montgomery St
Inclusive Insurance
Disability Insurance Agent · San Francisco, CA
(844) 462-5874
inclusiveinsurance.com
AI
204 Valencia St Unit 6
April Insurance Agency
Disability Insurance Agent · San Francisco, CA
(415) 242-8100
aprilinsurance.com
BS
301 Junipero Serra Blvd #204
Biddle-Shaw Insurance Services
Disability Insurance Agent · San Francisco, CA
(415) 586-7200
biddleshaw.com
SF
50 Beale St
San Francisco Health Plan
Disability Insurance Agent · San Francisco, CA
(415) 547-7800
sfhp.org
CI
314 W Portal Ave
CAL Insurance & Associates
Disability Insurance Agent · San Francisco, CA
(415) 661-6500
mycalteam.com
MI
101 Montgomery St
MOC Insurance Services
Disability Insurance Agent · San Francisco, CA
(415) 957-0600
CR
233 Sansome St Suite 508
Calender-Robinson Insurance
Disability Insurance Agent · San Francisco, CA
(415) 978-3800
calrob.com
SA
4806 Mission St
Smart Age Insurance Services 2
Disability Insurance Agent · San Francisco, CA
(415) 715-8556
smartageinsurance.com
IA
2390 Mission St Ste 101
Insurance Agency J&E and Registration Services
Disability Insurance Agent · San Francisco, CA
(415) 250-0996
insurancedmv.info
DI
919 Irving St Suite 103
DiNicola Insurance Services
Disability Insurance Agent · San Francisco, CA
(415) 564-4400
dinicolains.com
AI
101 California St Suite 2710
Aventine Insurance Agency
Disability Insurance Agent · San Francisco, CA
(415) 938-4298
LS
1751 Newhall St
LSWInsurance
Disability Insurance Agent · San Francisco, CA
(415) 301-6075
drlindawhite.com/contact-me
SI
4802 Mission St
Smart Insurance Services Inc
Disability Insurance Agent · San Francisco, CA
(415) 715-8993
CL
6620 Geary Blvd Diane and Alfred Wilsey Court
California Life & Disability Inc
Disability Insurance Agent · San Francisco, CA
(415) 831-0222

What Does a a Disability Insurance Agent in San Francisco Cost?

The cost of disability insurance in California typically ranges from 1% to 3% of your annual income. For a 35 year old professional earning $100,000 a year, a policy might cost $100 to $250 per month. Factors like age, health, occupation, and benefit amount affect the premium. This is general information and not insurance advice.

About disability insurance agents in San Francisco

Disability insurance agents in San Francisco help individuals and businesses find policies that protect income if injury or illness prevents work. California has specific rules for disability insurance including state mandated benefits under the California SDI program. A local agent can guide you through private plans and state requirements.

Frequently Asked Questions

What does a disability insurance agent do in San Francisco?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms and assist with the application process. Agents do not handle claims but can refer you to resources for filing.

Do I need disability insurance if I already have California SDI?

California SDI provides partial wage replacement for a limited time but may not cover all your income. Private disability insurance can supplement SDI and offer longer benefit periods. An agent can help you decide based on your income and risk.

How does California law affect disability insurance policies?

California insurance code requires certain disclosures and prohibits unfair claim practices. Policies sold in California must comply with state regulations including grace periods and renewal rules. An agent familiar with California law can ensure your policy meets these standards.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.