The top-rated disability insurance agent in San Francisco, California is Christie Kennett - State Farm Insurance Agent, rated 5.0 stars across 253 reviews. Other highly rated options include Jessica Liu Insurance Services, Mary Zell Spellman - State Farm Insurance Agent, David Chacon - State Farm Insurance Agent. This directory lists 24 disability insurance agents serving San Francisco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christie Kennett - State Farm Insurance Agent | 1215 9th Ave ste b | (415) 661-3651 |
| 2 | Jessica Liu Insurance Services | 3428 Balboa St | (415) 386-2283 |
| 3 | Mary Zell Spellman - State Farm Insurance Agent | 26 W Portal Ave UNIT 1 | (415) 401-7000 |
| 4 | David Chacon - State Farm Insurance Agent | 3425 25th St | (415) 647-9900 |
| 5 | Broad Spectrum Insurance Services | 1000 Brannan St #205 | (888) 898-6999 |
| 6 | Robert E. Kennedy Insurance Agency | 2269 Chestnut St #301 | (415) 951-0738 |
| 7 | Three Foundation Insurance Services | 4016 Geary Blvd D | (415) 750-0781 |
| 8 | Wang Insurance | 2620 Judah St | (415) 731-7062 |
| 9 | Riskguard Insurance Solutions | 422 Presidio Ave | (415) 447-4212 |
| 10 | Allpointe Insurance Services | 1459 18th St Suite 171 | (415) 799-8687 |
Christie Kennett - State Farm Insurance Agent serves the San Francisco, California area, offering disability insurance policies to local residents and professionals. This agency helps individuals protect their income by providing coverage options designed for unexpected illnesses or injuries that prevent them from working. Clients can discuss both short-term and long-term disability insurance plans that suit their personal or business needs. The agency also assists with understanding policy details and filing claims related to disability coverage.
Jessica Liu Insurance Services provides disability insurance coverage solutions for individuals and businesses throughout the San Francisco area. The agency helps clients understand policy options, navigate application processes, and select plans that protect income against illness or injury. Ongoing service includes policy reviews and filing assistance to ensure coverage remains appropriate over time. Its clientele includes professionals working from single-family homes, managers of multi-unit apartment buildings, and operators of local retail shops and independent restaurants.
Mary Zell Spellman - State Farm Insurance Agent serves homeowners, renters, and small business owners in San Francisco, California. The agency provides disability insurance policies that help replace a portion of lost income if an illness or injury prevents a client from working. In addition to individual plans, the office assists property managers and self-employed professionals in securing coverage tailored to their specific needs. The agency also serves clients in nearby communities such as Daly City and the greater Bay Area metro region.
Serving San Francisco, California, and the surrounding Bay Area communities, David Chacon - State Farm Insurance Agent handles disability insurance coverage for local residents. This agency focuses on helping professionals secure financial protection in the event of an illness or injury that prevents them from working. Disability insurance policies can replace a portion of lost income during recovery. The agency generally begins with a review of a client’s current income and occupation to tailor a suitable plan that meets individual needs.
Broad Spectrum Insurance Services in San Francisco, California helps clients understand the distinction between a one-time disability policy for a short-term need and a recurring coverage plan that continues through different life stages. Their individual and group coverage options are designed to protect income if illness or injury prevents work. The agent advises on policy features such as benefit periods, elimination periods, and specialty-specific protection. Service is available on an as-needed basis for consultations and reviews.
Robert E. Kennedy Insurance Agency in San Francisco specializes in helping professionals secure disability insurance coverage to protect their income. The agency guides clients through policy options that replace earnings if an injury or illness prevents them from working. Navigating the complexities of group and individual plans, it assists local residents in understanding benefit periods and elimination periods. As the Bay Area’s unpredictable wildfire seasons often cause prolonged work disruptions, the agency helps policyholders plan for extended income gaps resulting from such community-wide emergencies.
Rainy-season concerns in San Francisco often remind professionals that their income could be threatened by an unexpected injury or illness. Three Foundation Insurance Services responds by helping clients evaluate coverage options for disability income protection, tailoring policies to individual occupations and budgets. The process emphasizes clarifying current employer benefits and identifying gaps in personal financial safety nets. An initial needs assessment is scheduled to review salary, expenses, and waiting periods before recommending solutions.
Wang Insurance serves residential clients in San Francisco by helping them secure disability income protection plans. The company also offers commercial disability coverage for small businesses seeking to protect key employees. Their service area encompasses the greater San Francisco Bay region, providing local guidance on policy options. Each consultation focuses on matching coverage to individual income and occupation needs. After initial enrollment, the agency follows up before each renewal cycle to review any changes in client circumstances.
Riskguard Insurance Solutions operates in San Francisco, California, as a disability insurance agent, helping individuals and businesses secure income protection plans. The firm focuses specifically on disability coverage, offering tailored policy options that address short-term and long-term needs. By working with multiple carriers, it assists clients in comparing benefits and premiums to find suitable financial safeguards. This agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring workers can access necessary protection against injury or illness.
Allpointe Insurance Services in San Francisco is known for connecting individuals with disability insurance policies that replace lost income during illness or injury. The agency assists clients in selecting from short-term, long-term, and group coverage options, helping to protect financial stability in diverse professional fields. Policies are evaluated to match a client’s occupation, earnings, and personal risk factors. A specialty service it offers is reviewing existing policies for coverage gaps and recommending supplemental disability riders.
What Does a a Disability Insurance Agent in San Francisco Cost?
The cost of disability insurance in California typically ranges from 1% to 3% of your annual income. For a 35 year old professional earning $100,000 a year, a policy might cost $100 to $250 per month. Factors like age, health, occupation, and benefit amount affect the premium. This is general information and not insurance advice.
About disability insurance agents in San Francisco
Disability insurance agents in San Francisco help individuals and businesses find policies that protect income if injury or illness prevents work. California has specific rules for disability insurance including state mandated benefits under the California SDI program. A local agent can guide you through private plans and state requirements.
Frequently Asked Questions
What does a disability insurance agent do in San Francisco?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms and assist with the application process. Agents do not handle claims but can refer you to resources for filing.
Do I need disability insurance if I already have California SDI?
California SDI provides partial wage replacement for a limited time but may not cover all your income. Private disability insurance can supplement SDI and offer longer benefit periods. An agent can help you decide based on your income and risk.
How does California law affect disability insurance policies?
California insurance code requires certain disclosures and prohibits unfair claim practices. Policies sold in California must comply with state regulations including grace periods and renewal rules. An agent familiar with California law can ensure your policy meets these standards.
Disability Insurance Agents in Other California Cities
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