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Looking for a disability insurance agent in San Marcos? Review the directory below to compare your options.
16 agents listed
Updated May 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 disability insurance agents in San Marcos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
630 Nordahl Rd Ste P, San Marcos, CA 92069
(760) 460-4417
locations.freeway.com
Just Us Insurance Services, Inc.
197 Woodland Pkwy Ste 104320 Suite 104 - 320, San Marcos, CA 92069
(877) 777-7055
insr4u.com
Access Health Insurance Services Inc
950 Boardwalk STE 205, San Marcos, CA 92078
(760) 727-9000
accesshealthins.com
Freeway Insurance
500 S Rancho Santa Fe Rd Suite 102, San Marcos, CA 92078
(760) 640-8003
locations.freeway.com
Harding Insurance Agency Inc
375 S Rancho Santa Fe Rd STE 105, San Marcos, CA 92078
(760) 603-1100
hardinginsuranceonline.com
SGL Insurance Services
250 S Pacific St STE 104, San Marcos, CA 92078
(760) 290-3288
sglinsurance.com
Schaub Insurance Agency, Inc.
950 Boardwalk STE 205, San Marcos, CA 92078
(760) 362-4646
schaubinsurance.com
Farmers Insurance - Kashif Ahmed
1605 W Mission Rd Ste A, San Marcos, CA 92069
(760) 434-1932
agents.farmers.com
Pacific Farm & Ranch Insurance Agency
310 Via Vera Cruz Ste 203, San Marcos, CA 92078
(858) 768-2498
farmandranchagency.com
Midland Senior Care Insurance
950 Boardwalk STE 201, San Marcos, CA 92078
(619) 859-1170
midlandseniorinsurance.com
San Marvelous Home Insurance Solution
132 N Twin Oaks Valley Rd, San Marcos, CA 92069
(512) 580-9093
home-insurance-sanmarcostx.com
Ayala's Insurance Inc
206 S Rancho Santa Fe Rd, San Marcos, CA 92078
(760) 758-8009
Piceno Insurance
547 McMahr Rd, San Marcos, CA 92078
(760) 891-0741
michaelcpicenoinsurance.com
Alliant Insurance Services, Inc.
277 Rancheros Dr STE 300, San Marcos, CA 92069
(760) 304-7120
alliant.com
Severance Insurance Services
705 Center Dr, San Marcos, CA 92069
(760) 480-9900
SCG Insurance Services
1720 Medinah Rd, San Marcos, CA 92069
(800) 516-0207
scginsure.com
Disability insurance agents in San Marcos help residents protect their income with short-term and long-term disability policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can help you supplement that coverage. Working with a local agent ensures you understand how California rules affect your benefits.
What Does a Disability Insurance Agent in San Marcos Cost?
Disability insurance costs in California vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in good health, a policy paying $3,000 per month might cost $75 to $150 per month. Costs are higher for older applicants or those with medical conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in San Marcos do?
A disability insurance agent helps you find and purchase a policy that pays you if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with claims. In California, agents must be licensed by the state Department of Insurance.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance (SDI) program that provides partial wage replacement. Private disability policies can fill gaps left by SDI. California also has strict rules on claim deadlines and appeals, so working with a local agent who knows these laws is helpful.
Do I need a disability insurance agent if I have SDI through my job?
SDI only covers a portion of your wages for a limited time. A private disability insurance agent can help you buy an individual policy that provides higher benefits and longer coverage. This is especially important for self-employed people or those with high incomes in San Marcos.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.