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Find Disability Insurance Agents Near You in San Ramon, CA

Browse disability insurance agents serving San Ramon, California. Updated 2026-07-14.

The top-rated disability insurance agent in San Ramon, California is Farmers Insurance - Subrata Saha, rated 5.0 stars across 137 reviews. Other highly rated options include A.J. Franco at Comparion Insurance Agency, Darrell Lee: Allstate Insurance, The BFIS | The Brighton Financial and Insurance Services. This directory lists 17 disability insurance agents serving San Ramon.

Showing 17 disability insurance agents in San Ramon, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Subrata Saha12903 Alcosta Blvd Ste 2c(925) 973-9031
2A.J. Franco at Comparion Insurance Agency2603 Camino Ramon Ste 210(925) 659-0419
3Darrell Lee: Allstate Insurance2333 San Ramon Valley Blvd Suite 275(925) 904-4800
4The BFIS | The Brighton Financial and Insurance Services2258 Camino Ramon(888) 412-7630
5Michael Smith Insurance Solutions2010 Crow Canyon Pl #100(925) 683-9743
6One Risk Group LLC2000 Crow Canyon Pl suite 160(925) 226-7350
7MAPFRE Insurance2633 Camino Ramon STE 300(925) 271-1100
8New York Life Insurance2633 Camino Ramon #525(925) 866-4500
9Millennium Oak San Ramon2333 San Ramon Valley Blvd(925) 904-4800
10Steven Hom Insurance Services Inc2440 Camino Ramon(925) 806-9300
FI
12903 Alcosta Blvd Ste 2c
Farmers Insurance - Subrata Saha
Disability Insurance Agent · San Ramon, CA

Farmers Insurance - Subrata Saha serves San Ramon and the surrounding Contra Costa County area as a disability insurance agent. The agency helps local professionals and self-employed individuals secure coverage that replaces income if they become unable to work due to illness or injury. This support is critical for protecting personal savings and household budgets during unexpected health setbacks. The office handles both short-term disability policies for immediate coverage needs and long-term disability plans for extended protection.

JF
2603 Camino Ramon Ste 210
A.J. Franco at Comparion Insurance Agency
Disability Insurance Agent · San Ramon, CA

A.J. Franco at Comparion Insurance Agency provides comprehensive disability insurance agent services in San Ramon, CA, guiding clients through policy selection and application processes. Ongoing support includes plan reviews and claims assistance to help maintain appropriate coverage as circumstances change. Working in the local area, the agency addresses individual and employer-based disability coverage needs. Its service portfolio covers single-family homes, apartments, retail, and restaurants.

DL
2333 San Ramon Valley Blvd Suite 275
Darrell Lee: Allstate Insurance
Disability Insurance Agent · San Ramon, CA

Darrell Lee Allstate Insurance provides personalized guidance for individuals seeking financial protection against income loss due to injury or illness, specifically through disability insurance agency services in San Ramon, California. The agency helps clients evaluate coverage options that can replace a portion of their earnings during recovery periods, ensuring continuity for household budgets and long-term savings goals. Its services are available to professionals in various commercial sectors, including corporate offices, local warehouses, and food service establishments.

BB
2258 Camino Ramon
The BFIS | The Brighton Financial and Insurance Services
Disability Insurance Agent · San Ramon, CA

The BFIS | The Brighton Financial and Insurance Services in San Ramon, CA, distinguishes between disability insurance policies that require a single enrollment and those needing recurring premium payments and periodic policy reviews. Coverage is tailored to replace a portion of the insured's income if illness or injury prevents them from working, protecting against lost earnings. Service for clients is provided on a scheduled basis to ensure ongoing coverage and plan adjustments remain aligned with changing needs.

MS
2010 Crow Canyon Pl #100
Michael Smith Insurance Solutions
Disability Insurance Agent · San Ramon, CA

As the Bay Area workforce navigates the demands of a new year, many professionals in San Ramon seek financial protection against unexpected illness or injury. Michael Smith Insurance Solutions helps local residents understand their options for disability coverage. The agency focuses on explaining how such policies can replace a portion of lost income during recovery. Each consultation begins with a careful review of the client’s current employment benefits to identify potential gaps. This initial assessment helps outline a personalized approach to securing income protection.

OR
2000 Crow Canyon Pl suite 160
One Risk Group LLC
Disability Insurance Agent · San Ramon, CA

One Risk Group LLC offers specialty services in disability insurance for professionals in San Ramon, California, including policy analysis and customized coverage options. The agency also handles the broader work of comparing plans from multiple carriers and assisting local residents with the application process. It helps clients navigate the financial impact of unexpected illnesses or injuries by structuring benefits that protect their income. Now nearing the end of the year, the company can assist with evaluating coverage needs before open enrollment periods close in the area.

MI
2633 Camino Ramon STE 300
MAPFRE Insurance
Disability Insurance Agent · San Ramon, CA

MAPFRE Insurance serves clients in San Ramon and the surrounding communities throughout Contra Costa County. As a disability insurance agent, the company handles applications for income protection policies that help replace lost wages during illness or injury. Their office works directly with individuals to evaluate coverage needs and compare policy options from available carriers. To handle a typical case, the agent begins by reviewing the client’s occupation and monthly budget, then files a formal application with an insurer.

NY
2633 Camino Ramon #525
New York Life Insurance
Disability Insurance Agent · San Ramon, CA

New York Life Insurance assists individuals and businesses in San Ramon with financial protection planning. Its specialty includes disability insurance agent services, helping clients secure income replacement in case of injury or illness. This agent works with local professionals to design policies that align with earning potential and household expenses. The company serves a range of commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to the specific occupational risks found in these environments.

MO
2333 San Ramon Valley Blvd
Millennium Oak San Ramon
Disability Insurance Agent · San Ramon, CA

Millennium Oak San Ramon provides residential disability insurance service for individuals in San Ramon, California. Commercial coverage is also available for small and local businesses throughout the surrounding area. An experienced agent works with clients to select appropriate policies for income protection needs. Return visits are scheduled to review coverage and address any changes between regular insurance renewals.

SH
2440 Camino Ramon
Steven Hom Insurance Services Inc
Disability Insurance Agent · San Ramon, CA

Steven Hom Insurance Services Inc in San Ramon, CA is known for guiding clients through the process of securing income protection. The company offers disability insurance agent services that help individuals evaluate their need for coverage based on occupation and lifestyle. Policies are designed to replace a portion of lost earnings if injury or illness prevents work. Common policy features include benefit periods and waiting periods that can be customized. An additional specialty service it can add on is providing quotes for own-occupation disability policies.

PB
2010 Crow Canyon Pl #100
Pacific Brokers
Disability Insurance Agent · San Ramon, CA
(800) 672-2434
AC
3130 Crow Canyon Pl #415
American Compensation Service
Disability Insurance Agent · San Ramon, CA
(925) 866-1800
MI
3130 Crow Canyon Pl Suite 400
McGriff Insurance Services
Disability Insurance Agent · San Ramon, CA
(888) 743-2217
mcgriffinsurance.com
SI
111 Deerwood Rd STE 200
SAHOTA INSURANCE SERVICES INC
Disability Insurance Agent · San Ramon, CA
(925) 553-3330
agentpages.twfg.com/karensahota
SF
2603 Camino Ramon Suite 200
Safeguard Financial & Insurance Services
Disability Insurance Agent · San Ramon, CA
(925) 627-1800
safeguardfinancial.com
AI
3150 Crow Canyon Pl #200
AI&PS
Disability Insurance Agent · San Ramon, CA
(844) 821-8418
aiandps.com
BJ
3150 Crow Canyon Pl #140
Berger & Jones Insurance Agency, Inc.
Disability Insurance Agent · San Ramon, CA
(925) 277-9090
bergerandjonesinsurance.com

What Does a a Disability Insurance Agent in San Ramon Cost?

Disability insurance agents in California typically charge a fee between 1% and 3% of the monthly benefit amount or a flat fee ranging from 500 to 2000 dollars for claim assistance. Costs vary by case and policy complexity. This is general information not insurance advice.

About disability insurance agents in San Ramon

Disability insurance agents in San Ramon help residents understand and file claims for short-term and long-term disability benefits. California law requires insurers to respond to claims within 40 days under most circumstances. Agents can guide you through the process and assist with appeals if a claim is denied.

Frequently Asked Questions

What does a disability insurance agent in San Ramon do?

A disability insurance agent helps you apply for disability benefits, explains policy terms, and assists with claim documentation. They can also help you appeal a denied claim under California Insurance Code section 790.03.

How long do I have to file a disability claim in California?

Under California law, you typically have 180 days from the date of disability to file a claim. Some policies may have shorter deadlines so check your specific plan.

Can a disability insurance agent help with an appeal in San Ramon?

Yes an agent can help you gather medical records and submit a formal appeal. California law requires insurers to review appeals within 45 days for most disability claims.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.