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Find Disability Insurance Agents Near You in Santa Maria, CA

Browse disability insurance agents serving Santa Maria, California. Updated 2026-07-14.

The top-rated disability insurance agent in Santa Maria, California is Glenna Ledbetter Insurance, rated 5.0 stars across 125 reviews. Other highly rated options include Premier Blue Insurance Solutions, Inc: Allstate Insurance, Allstate Insurance Agent: Santa Maria Insurance Agency, Inc., Michelle Horenberger: Allstate Insurance. This directory lists 20 disability insurance agents serving Santa Maria.

Showing 20 disability insurance agents in Santa Maria, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Glenna Ledbetter Insurance440 E Clark Ave(805) 937-4516
2Premier Blue Insurance Solutions, Inc: Allstate Insurance1640 N Broadway(805) 349-9141
3Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.125 E Stowell Rd STE 101(805) 922-5551
4Michelle Horenberger: Allstate Insurance2125 S Broadway STE 105(805) 348-1665
5Farmers Insurance - Andy Cortez2646 Santa Maria Way Ste 105(805) 934-1300
6Pacific Elite Insurance Services1750 S Broadway H(805) 357-5597
7Smartway Insurance Services Inc1975 S Broadway Suite K(805) 631-5255
8State Farm Insurance1650 S Broadway(805) 925-4610
9LATINOS INSURANCE AGENCY415 S Broadway(805) 862-4904
10Alpha & Omega Agency326 W Main St Suite 220(805) 354-0031
GL
440 E Clark Ave
Glenna Ledbetter Insurance
Disability Insurance Agent · Santa Maria, CA

Glenna Ledbetter Insurance provides disability insurance agent services throughout Santa Maria, CA, helping clients evaluate coverage options suited to their specific needs. The company offers ongoing policy reviews and personalized adjustments to accommodate changing circumstances or income levels. This ensures that coverage remains aligned with each client’s evolving financial situation and protection goals. Advisors guide individuals and business owners through application processes and claim support. Glenna Ledbetter Insurance services single-family homes, apartments, retail establishments, and restaurants.

PB
1640 N Broadway
Premier Blue Insurance Solutions, Inc: Allstate Insurance
Disability Insurance Agent · Santa Maria, CA

Premier Blue Insurance Solutions, Inc: Allstate Insurance serves Santa Maria, California, and the surrounding Santa Barbara County region. As a disability insurance agent, the company assists individuals and families in securing income protection policies. These policies help replace a portion of lost earnings if a health condition or injury prevents someone from working. Agents at this firm evaluate clients’ occupations and income levels to recommend appropriate coverage. Specific services handled by Premier Blue Insurance Solutions, Inc include short-term disability insurance and long-term disability insurance policies.

AI
125 E Stowell Rd STE 101
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
Disability Insurance Agent · Santa Maria, CA

Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. serves homeowners and local business owners seeking disability insurance to protect their incomes from unexpected illness or injury. The agency helps clients understand policy options that replace lost earnings when a medical condition prevents them from working. They guide property managers through coverage that safeguards rental income during a disability. The company also provides services to residents in nearby Orcutt.

MH
2125 S Broadway STE 105
Michelle Horenberger: Allstate Insurance
Disability Insurance Agent · Santa Maria, CA

Michelle Horenberger: Allstate Insurance serves Santa Maria, California, and its surrounding communities, handling a range of disability insurance needs for local residents and workers. It helps clients secure coverage that can replace lost income due to illness or injury, providing financial protection during recovery periods. The agency takes a consultative approach, carefully explaining different policy features to match each individual’s specific situation and employment status.

FI
2646 Santa Maria Way Ste 105
Farmers Insurance - Andy Cortez
Disability Insurance Agent · Santa Maria, CA

Farmers Insurance - Andy Cortez in Santa Maria, CA assists clients in distinguishing between a one-time disability policy purchase, which provides immediate coverage for a single period, and a recurring service plan that updates benefits as income needs change. Coverage options focus on replacing lost wages if illness or injury prevents work, protecting local professionals and self-employed individuals. This agent offers disability insurance appointments on a one-time, scheduled, or as-needed basis, depending on the client’s preference and policy life cycle demands.

PE
1750 S Broadway H
Pacific Elite Insurance Services
Disability Insurance Agent · Santa Maria, CA

Springtime in Santa Maria brings outdoor work, but also the risk of an injury that could temporarily stop a paycheck. Pacific Elite Insurance Services advises clients on disability income policies to protect against such lost earnings, matching coverage to specific professions and physical demands. The agent begins with a thorough review of current workplace benefits and individual income needs before recommending suitable plans. An initial consultation assesses each applicant’s financial situation and coverage goals to determine the proper policy for their circumstances.

SI
1975 S Broadway Suite K
Smartway Insurance Services Inc
Disability Insurance Agent · Santa Maria, CA

Smartway Insurance Services Inc specializes in connecting clients with disability insurance plans tailored to protect income against unexpected medical events. The agency serves the Santa Maria area, guiding individuals and families through the process of evaluating policy options that cover partial or total disability. It helps clients document occupations and health details to secure appropriate coverage. This includes addressing concerns during life transitions such as pregnancy, which can temporarily alter work capacity and require careful policy review.

SF
1650 S Broadway
State Farm Insurance
Disability Insurance Agent · Santa Maria, CA

State Farm Insurance offers residential disability insurance services to Santa Maria residents, helping them protect their income when illness or injury prevents work. Commercial disability coverage is also available for local business owners and self-employed professionals throughout the Santa Maria area. As a disability insurance agent, the company assists clients in understanding policy options and filing claims. After an initial consultation, the agent follows up to review coverage needs, with repeat service provided between regular policy reviews.

LI
415 S Broadway
LATINOS INSURANCE AGENCY
Disability Insurance Agent · Santa Maria, CA

Latinos Insurance Agency works with individuals and families in Santa Maria to secure disability insurance coverage that provides income protection if illness or injury prevents them from working. The agency focuses specifically on disability insurance policies, helping clients understand policy terms, benefit periods, and elimination periods. Disability insurance agents at this agency assist with plan selection and application processes. The firm can serve a variety of commercial sectors in Santa Maria, including offices, warehouses, and food service operations.

AO
326 W Main St Suite 220
Alpha & Omega Agency
Disability Insurance Agent · Santa Maria, CA
HI
2560 Professional Pkwy
HUB International
Disability Insurance Agent · Santa Maria, CA
(805) 347-4700
hubinternational.com/offices/us/california/santa-maria
AI
718 W Main St
Aguilar Insurance
Disability Insurance Agent · Santa Maria, CA
(805) 925-8755
TC
Inside the Santa Maria Inn, 801 S Broadway Suite #15
Tony Cravello Financial and Insurance Solutions
Disability Insurance Agent · Santa Maria, CA
(805) 268-4455
tonycravelloinsurance.com
RI
528 E Main St
Reyco Insurance Services Store Front Covered California
Disability Insurance Agent · Santa Maria, CA
(805) 925-8610
reycoinsuranceservices.com
TR
1545 S Broadway
Tami Rabska - State Farm Insurance Agent
Disability Insurance Agent · Santa Maria, CA
(805) 349-7979
tamirabska.com
BJ
411 Betteravia Rd #102
Billie Jo Cravello Insurance Services
Disability Insurance Agent · Santa Maria, CA
(805) 928-7372
cravello411.com
VI
2650 Industrial Pkwy #200
Visionary Insurance/Financial
Disability Insurance Agent · Santa Maria, CA
(805) 347-1979
visionaryifs.com
LI
3550 Orcutt Rd
Ledbetter Insurance
Disability Insurance Agent · Santa Maria, CA
(805) 937-3323
CW
313 N Lincoln St
Central Wide Insurance Services
Disability Insurance Agent · Santa Maria, CA
(805) 478-0509
GI
1525 E Main St
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Santa Maria, CA
(805) 922-7301
assuredpartners.com/SantaMaria

What Does a a Disability Insurance Agent in Santa Maria Cost?

Disability insurance agent services in California are typically paid through commissions from the insurance carrier, not directly by the client. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a healthy 35-year-old professional, a policy might cost between 1% and 3% of annual income per year. This is general information and not insurance advice.

About disability insurance agents in Santa Maria

Disability insurance agents in Santa Maria help residents and workers secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents assist with supplemental plans. Agents guide clients through policy options and claims processes specific to Santa Barbara County.

Frequently Asked Questions

What does a disability insurance agent in Santa Maria do?

An agent helps you compare and purchase disability insurance policies from different carriers. They explain California SDI benefits and how private plans can supplement state coverage. Agents also assist with filing claims and understanding policy terms.

How is California disability insurance different from other states?

California has a mandatory State Disability Insurance program funded by payroll taxes. Private disability insurance agents help workers add extra coverage beyond the state benefit. California law sets specific time limits for filing SDI claims, usually within 49 days of becoming disabled.

Do I need a local agent or can I use an online service?

A local Santa Maria agent understands the regional job market and local healthcare providers. They can meet in person to review your specific occupation and income needs. California insurance regulations require agents to be licensed in the state, which local agents hold.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.