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Disability Insurance Agents in Temecula, CA

Directory of disability insurance agents in Temecula, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Temecula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 disability insurance agents in Temecula, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Old Harbor Insurance Services
43015 Black Deer Loop #201, Temecula, CA 92590
(951) 297-9740 oldharbor.com
Freeway Insurance
43094 Vía Dos Picos STE B, Temecula, CA 92590
(951) 842-3305 locations.freeway.com
Inszone Insurance Services
27710 Jefferson Ave STE 100, Temecula, CA 92590
(951) 676-6000 inszoneinsurance.com
Julie Ngo - State Farm Insurance Agent
41881 5th St, Temecula, CA 92590
(951) 695-2625 sfjulie.com
Kathy Jurgensen - State Farm Insurance Agent
29377 Rancho California Rd Ste 204, Temecula, CA 92591
(951) 225-4940 insurewithkathyj.com
Hawkguard Insurance Services
28545 Old Town Front St #201A, Temecula, CA 92590
(951) 494-7272 hawkguardinsurance.com
Daniel Brooks - State Farm Insurance Agent
32140 Temecula Pkwy STE 104, Temecula, CA 92592
(951) 699-0940 sfbrooks.com
Carver Insurance Services, Inc - Temecula
33321 Temecula Pkwy Suite 102, Temecula, CA 92592
(951) 676-0540 insuredbycarver.com
PSA Insurance Services
27292 Vía Industria, Temecula, CA 92590
(800) 772-5531 psainsurance.com
Insurance Allstars Agency
42072 5th St Suite 202D, Temecula, CA 92590
(951) 397-4010 insuranceallstarsagency.com
The Health Insurance Lady Jami McNees
41669 Winchester Rd # 101, Temecula, CA 92590
(951) 265-2784 thehealthinsurancelady.com
Deanne Carlson Insurance Services
26111 Ynez Rd Ste C1, Temecula, CA 92591
(951) 308-0003 dcarlsoninsurance.com
LPK Insurance Services Inc.
28936 Old Town Front St, Temecula, CA 92590
(714) 467-2170 lpkinsurance.com
S. Sanders Insurance Company
27713 Jefferson Ave, Temecula, CA 92590
(951) 695-0910 ssanders.net
Caracciolo Insurance Services Inc
42072 5th St Suite 202D, Temecula, CA 92590
(866) 304-0555 caraccioloinsurance.com
USI Insurance Services
41923 2nd St STE 203, Temecula, CA 92590
(951) 694-5200 temeculainsuranceservices.com
Skousen Insurance
43471 Ridge Park Dr, Temecula, CA 92590
(951) 383-4477 skouseninsurance.com
DA Insurance Brokers
41790 Winchester Rd, Temecula, CA 92590
(951) 296-0139 dainsurance.com
Pynn Insurance Agency, LLC
42103 Rio Nedo Rd #107, Temecula, CA 92590
(951) 239-0038 pynninsurance.com

Disability insurance agents in Temecula, California help individuals and business owners protect their income. California law requires employers to provide State Disability Insurance (SDI) but private agents can help fill gaps with supplemental policies. Local agents understand the specific needs of Temecula residents, including workers in the wine industry and small business owners.

What Does a Disability Insurance Agent in Temecula Cost?

Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 40 year old earning 100,000 dollars a year, a policy might cost between 100 and 300 dollars per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Temecula do?
A disability insurance agent helps you find a policy that fits your income and occupation. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice but can guide you through the application process.
How is California SDI different from private disability insurance?
California SDI is a state program that provides partial wage replacement for workers who pay into it. Private disability insurance offers higher benefit amounts and more flexible terms. An agent can help you decide if a private policy is right for you.
Can a disability insurance agent help with a claim denial?
No, a disability insurance agent sells policies and helps with initial applications. For claim denials or disputes, you may need to contact the California Department of Insurance or consult a lawyer. Agents can explain your policy terms but cannot handle appeals.