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Find Disability Insurance Agents Near You in Temecula, CA

Browse disability insurance agents serving Temecula, California. Updated 2026-07-14.

The top-rated disability insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,246 reviews. Other highly rated options include Freeway Insurance, Inszone Insurance Services, Julie Ngo - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Temecula.

Showing 20 disability insurance agents in Temecula, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Old Harbor Insurance Services43015 Black Deer Loop #201(951) 297-9740
2Freeway Insurance43094 Vía Dos Picos STE B(951) 842-3305
3Inszone Insurance Services27710 Jefferson Ave STE 100(951) 676-6000
4Julie Ngo - State Farm Insurance Agent41881 5th St(951) 695-2625
5Kathy Jurgensen - State Farm Insurance Agent29377 Rancho California Rd Ste 204(951) 225-4940
6Hawkguard Insurance Services28545 Old Town Front St #201A(951) 494-7272
7Daniel Brooks - State Farm Insurance Agent32140 Temecula Pkwy STE 104(951) 699-0940
8Carver Insurance Services, Inc - Temecula33321 Temecula Pkwy Suite 102(951) 676-0540
9Insurance Allstars Agency42072 5th St Suite 202D(951) 397-4010
10PSA Insurance Services27292 Vía Industria(800) 772-5531
OH
43015 Black Deer Loop #201
Old Harbor Insurance Services
Disability Insurance Agent · Temecula, CA

Old Harbor Insurance Services serves the Temecula, California area as a local disability insurance agent. The company helps individuals and professionals in the region secure coverage that replaces lost income when they are unable to work due to illness or injury. These policies are designed to provide financial stability during periods of medical recovery. Old Harbor Insurance Services handles both short-term and long-term disability income insurance solutions for its clients in Temecula.

FI
43094 Vía Dos Picos STE B
Freeway Insurance
Disability Insurance Agent · Temecula, CA

Freeway Insurance in Temecula, California, is known for providing disability insurance agent services to local individuals and professionals seeking income protection. Agents in this area help clients evaluate coverage options for short-term and long-term disability plans, ensuring tailored solutions for varying needs. The company serves residents throughout Temecula, focusing on policy selection and claims guidance. A specialty service it can add on is critical illness insurance to complement disability coverage.

II
27710 Jefferson Ave STE 100
Inszone Insurance Services
Disability Insurance Agent · Temecula, CA

Inszone Insurance Services serves clients in Temecula and the surrounding Riverside County area, specializing in disability insurance agent services. The company helps individuals protect their income by guiding them through policy options that provide financial support during periods of illness or injury. Clients receive assistance understanding coverage details, benefit periods, and elimination periods that suit their personal situations. Inszone Insurance Services handles both short-term disability policies for temporary interruptions and long-term disability plans for extended income replacement needs.

JN
41881 5th St
Julie Ngo - State Farm Insurance Agent
Disability Insurance Agent · Temecula, CA

Julie Ngo, a disability insurance agent in Temecula, California, provides guidance on securing income protection plans for individuals and families. Ongoing policy reviews and claims support are offered to help clients maintain coverage that aligns with changing needs. This local agency serves residents, single-family homeowners, apartment dwellers, and those operating retail shops or restaurants seeking disability insurance solutions.

KJ
29377 Rancho California Rd Ste 204
Kathy Jurgensen - State Farm Insurance Agent
Disability Insurance Agent · Temecula, CA

Kathy Jurgensen - State Farm Insurance Agent in Temecula, CA, serves homeowners, renters, and local business owners seeking disability insurance coverage. The agency helps these clients understand how disability policies can replace a portion of lost income if they are unable to work due to illness or injury. A typical consultation explains benefit periods, elimination periods, and policy exclusions. For residents in nearby Murrieta or the greater Temecula Valley, the agency also offers guidance on coordinating disability benefits with existing savings and employer-provided plans.

HI
28545 Old Town Front St #201A
Hawkguard Insurance Services
Disability Insurance Agent · Temecula, CA

Hawkguard Insurance Services serves Temecula, California and the surrounding communities in Riverside County. The agency handles disability insurance, helping clients secure coverage that provides income protection if an illness or injury prevents them from working. It assists individuals and small business owners with understanding different policy structures. For a typical job, it evaluates the client's occupation and current income, then compares offerings from multiple carriers to match a plan that fits the personal financial situation.

DB
32140 Temecula Pkwy STE 104
Daniel Brooks - State Farm Insurance Agent
Disability Insurance Agent · Temecula, CA

Daniel Brooks, a local disability insurance agent in Temecula, CA, assists clients by explaining the difference between one-time policy purchases and recurring service options for ongoing coverage management. His focus is on helping individuals secure income protection plans that replace a portion of earnings if they become unable to work due to illness or injury. This disability insurance service runs on a scheduled basis, typically including annual policy reviews to adjust coverage as life circumstances change.

CI
33321 Temecula Pkwy Suite 102
Carver Insurance Services, Inc - Temecula
Disability Insurance Agent · Temecula, CA

Carver Insurance Services, Inc - Temecula specializes in disability insurance agent services, helping individuals secure income protection against unexpected illness or injury. The company serves clients throughout the Temecula, CA area, guiding them through policy options to safeguard their financial stability during periods of lost work. As seasonal employment changes or health concerns arise, it assists workers in understanding how planned medical leave or recovery time aligns with their disability coverage.

IA
42072 5th St Suite 202D
Insurance Allstars Agency
Disability Insurance Agent · Temecula, CA

Insurance Allstars Agency works with individuals and businesses in the Temecula area to provide disability coverage. As a dedicated disability insurance agent, it specializes in policies that protect income if an injury or illness prevents work. The agency handles both short-term and long-term disability plans to meet varying needs. Its client base includes local offices, warehouses, and food service operations.

PI
27292 Vía Industria
PSA Insurance Services
Disability Insurance Agent · Temecula, CA

With the often unpredictable nature of local weather and workplace accidents, the need for income protection becomes apparent for many Temecula residents. PSA Insurance Services addresses this by helping clients navigate disability insurance options to safeguard their earnings against unforeseen illnesses or injuries. Their process starts with a straightforward needs review, analyzing an individual’s current coverage and employment situation to identify gaps in protection. The initial step involves a thorough consultation to assess short-term and long-term disability requirements and plan the appropriate policy search.

HI
41669 Winchester Rd # 101
The Health Insurance Lady Jami McNees
Disability Insurance Agent · Temecula, CA
(951) 265-2784
thehealthinsurancelady.com
DC
26111 Ynez Rd Ste C1
Deanne Carlson Insurance Services
Disability Insurance Agent · Temecula, CA
(951) 308-0003
dcarlsoninsurance.com
LI
28936 Old Town Front St
LPK Insurance Services Inc.
Disability Insurance Agent · Temecula, CA
(714) 467-2170
lpkinsurance.com/contact
SS
27713 Jefferson Ave
S. Sanders Insurance Company
Disability Insurance Agent · Temecula, CA
(951) 695-0910
ssanders.net
CI
42072 5th St Suite 202D
Caracciolo Insurance Services Inc
Disability Insurance Agent · Temecula, CA
(866) 304-0555
caraccioloinsurance.com
SI
43471 Ridge Park Dr
Skousen Insurance
Disability Insurance Agent · Temecula, CA
(951) 383-4477
skouseninsurance.com
DI
41790 Winchester Rd
DA Insurance Brokers
Disability Insurance Agent · Temecula, CA
(951) 296-0139
dainsurance.com
PI
42103 Rio Nedo Rd #107
Pynn Insurance Agency, LLC
Disability Insurance Agent · Temecula, CA
(951) 239-0038
pynninsurance.com/index.html
UI
41923 2nd St STE 203
USI Insurance Services
Disability Insurance Agent · Temecula, CA
(951) 694-5200
temeculainsuranceservices.com
IS
28364 Vincent Moraga Dr STE F
Insurance Solutions By Aspire
Disability Insurance Agent · Temecula, CA
isbyaspire.com

What Does a a Disability Insurance Agent in Temecula Cost?

Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 40 year old earning 100,000 dollars a year, a policy might cost between 100 and 300 dollars per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.

About disability insurance agents in Temecula

Disability insurance agents in Temecula, California help individuals and business owners protect their income. California law requires employers to provide State Disability Insurance (SDI) but private agents can help fill gaps with supplemental policies. Local agents understand the specific needs of Temecula residents, including workers in the wine industry and small business owners.

Frequently Asked Questions

What does a disability insurance agent in Temecula do?

A disability insurance agent helps you find a policy that fits your income and occupation. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice but can guide you through the application process.

How is California SDI different from private disability insurance?

California SDI is a state program that provides partial wage replacement for workers who pay into it. Private disability insurance offers higher benefit amounts and more flexible terms. An agent can help you decide if a private policy is right for you.

Can a disability insurance agent help with a claim denial?

No, a disability insurance agent sells policies and helps with initial applications. For claim denials or disputes, you may need to contact the California Department of Insurance or consult a lawyer. Agents can explain your policy terms but cannot handle appeals.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.