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Looking for a disability insurance agent in Torrance? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Torrance, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 disability insurance agents in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Expert Auto Home Insurance - Mercury Auto Insurance
Barnett & Associates Insurance and Financial Services
2601 Airport Dr #280, Torrance, CA 90505
(310) 539-8466
barnettassoc.com
South Bay General Insurance Agency
18411 Crenshaw Blvd #408, Torrance, CA 90504
(310) 954-9100
southbayinsurance.com
B R & Y Insurance Inc
1971 W 190th St suite 260, Torrance, CA 90504
(310) 217-8880
bryinsurance.com
Disability insurance agents in Torrance California help individuals and businesses secure income protection. California law requires employers to provide State Disability Insurance (SDI) but private policies offer additional coverage. A local agent can guide you through policy options and claims processes specific to the South Bay area.
What Does a Disability Insurance Agent in Torrance Cost?
Disability insurance agent services in California are usually paid through commissions from insurance companies, not directly by you. Policy premiums vary widely: a typical individual policy may cost 1% to 3% of your annual income per year. For a $5,000 monthly benefit, premiums might range from $100 to $300 per month. Costs depend on your age, health, occupation, and policy features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Torrance do?
A disability insurance agent helps you find and apply for private disability policies. They explain coverage limits, waiting periods, and benefit durations. They also assist with understanding how California SDI interacts with private plans.
How long do I have to file a disability claim in California?
For California SDI, you must file within 49 days of becoming disabled. For private policies, deadlines vary by contract but are typically 30 to 90 days. An agent can help you meet these time limits.
Do I need both California SDI and private disability insurance?
California SDI provides basic short-term benefits but has a weekly maximum. Private policies can fill gaps in income and offer long-term coverage. An agent can compare costs and benefits for your situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.