The top-rated disability insurance agent in Vacaville, California is Barbara Lightfoot-Nielsen - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include Victoria Barros-Ortiz - State Farm Insurance Agent, Andy Pignataro - State Farm Insurance Agent, Miller Disability Firm. This directory lists 20 disability insurance agents serving Vacaville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barbara Lightfoot-Nielsen - State Farm Insurance Agent | 2581 Nut Tree Rd Ste B | (707) 449-4184 |
| 2 | Victoria Barros-Ortiz - State Farm Insurance Agent | 2050 Peabody Rd #200 | (707) 447-4697 |
| 3 | Andy Pignataro - State Farm Insurance Agent | 438 Main St | (707) 452-9599 |
| 4 | Miller Disability Firm | 130 Allison Ct suite e-2 | (707) 580-9220 |
| 5 | Thep Simaly: Allstate Insurance | 350 Merchant St | (707) 448-8330 |
| 6 | i80 Insurance Solutions | 490 Merchant St | (866) 779-8946 |
| 7 | Chelsea Mathis - State Farm Insurance Agent | 183 Butcher Rd STE C | (707) 447-4400 |
| 8 | Inszone Insurance Services | 1990 Alamo Dr Suite 1 | (707) 446-9864 |
| 9 | Lyerly Insurance agency | 190 S Orchard Ave Ste B12 | (707) 561-8096 |
| 10 | Farmers Insurance - Marina Walker | 555 Mason St #120 | (530) 200-8063 |
Barbara Lightfoot-Nielsen - State Farm Insurance Agent serves the Vacaville, California area and surrounding communities, providing guidance in disability insurance. This agent helps local individuals and families understand how disability coverage can protect income if an illness or injury prevents them from working. She works with clients to explore policy options suited to their employment situations. Her services include evaluating short-term disability policies and assisting with long-term disability insurance plans.
Victoria Barros-Ortiz - State Farm Insurance Agent in Vacaville, CA, provides a range of disability insurance services, including short-term and long-term income protection policies. The agency helps clients understand and select plans that replace a portion of their earnings if illness or injury prevents them from working. Policy maintenance includes annual coverage reviews and assistance with claims filing to ensure continued support. The agent services properties such as single-family homes, apartments, retail establishments, and restaurants.
Andy Pignataro, as a State Farm Insurance Agent in Vacaville, CA, serves local homeowners, renters, and business owners by addressing their disability insurance needs. This agent helps clients understand how disability coverage can protect income and maintain financial stability during periods of illness or injury. Assistance is provided in evaluating different policy terms and benefit durations to fit individual circumstances. Service is available for residents throughout Vacaville and also extends to the surrounding Solano County communities, including nearby Fairfield.
Miller Disability Firm serves Vacaville, California, and the surrounding Solano County communities. It handles applications for individual disability income policies designed to replace a portion of a client’s earnings if they become unable to work due to illness or injury. The agency also assists clients with policy reviews and claims documentation for existing disability coverage. To handle a typical job, it first evaluates the client’s occupation and income level, then compares available plans from multiple insurers to match coverage with the client’s specific financial needs and budget.
Clients seeking disability insurance can choose either a one-time policy tailored to a single income replacement need or ongoing coverage options that adapt to changing circumstances over a career. Thep Simaly: Allstate Insurance in Vacaville, CA assists individuals and families in selecting plans that provide financial protection if injury or illness prevents work. These policies typically cover a portion of lost wages during recovery. Service appointments are available on a scheduled basis to review policy details, adjust coverage as life events require, or address claims questions.
i80 Insurance Solutions focuses on disability insurance agent services, offering guidance on both short-term and long-term coverage options for residents of Vacaville, California. The agency helps individuals assess their financial protection needs against income loss due to illness or injury. Clients receive assistance with plan comparisons and application processes to find suitable policies for their circumstances. As open enrollment periods approach, the company aids local workers in reviewing their current coverage before changes take effect.
As local families prepare for the summer months and increased outdoor activity, the need for reliable income protection becomes more pressing. Chelsea Mathis, as a State Farm Insurance Agent in Vacaville, CA, assists clients in evaluating disability insurance options. This type of coverage provides a financial safety net if illness or injury prevents a person from working. The agent helps individuals and families understand plan features that align with their specific occupation and lifestyle. A first step involves a personal consultation to assess current coverage gaps.
Inszone Insurance Services in Vacaville, California, is known for helping clients navigate the complexities of disability income protection. The agency provides guidance on short-term and long-term disability policies that replace a portion of lost wages due to illness or injury. Its agents work with individuals and local professionals to assess coverage needs based on occupation and income. A key add-on service includes coordinating disability coverage with existing group benefits to fill gaps in protection.
Lyerly Insurance agency provides disability insurance coverage for individuals and businesses in Vacaville, California. The agency focuses on income protection policies that replace a portion of wages or salary if an illness or injury prevents work. It also offers specialty supplementary policies for accidental injury and critical illness events. Available for consultation are short-term and long-term disability plans designed for commercial sectors such as professional offices, warehouses, and food service operations. These policies help various local businesses safeguard their employees against income loss.
Farmers Insurance - Marina Walker serves clients in Vacaville, California, helping them select disability insurance for residential needs. The agency also offers commercial disability coverage to local businesses in and around the area. The goal is to protect income if illness or injury prevents work. Clients can expect clear guidance through policy options tailored to personal or business situations. After an initial consultation and policy setup, the agent encourages follow-up visits to adjust coverage as life circumstances change, ensuring continued protection between regular check-ins.
What Does a a Disability Insurance Agent in Vacaville Cost?
Disability insurance agent services in California are typically commission-based, meaning you do not pay a separate fee for the agents help. Policy premiums vary widely by age, health, occupation, and benefit amount. For example, a 40-year-old professional might pay between 1% and 3% of their annual income for a policy. This is general information, not insurance advice.
About disability insurance agents in Vacaville
A disability insurance agent in Vacaville, California helps individuals and businesses secure income protection policies. California law requires certain employers to provide State Disability Insurance (SDI) but private policies offer additional coverage. An agent can explain how SDI interacts with private plans and guide you through policy options tailored to your needs.
Frequently Asked Questions
What does a disability insurance agent in Vacaville do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your income and occupation. They can also assist with understanding California SDI benefits and how private policies supplement state programs.
How does California SDI affect private disability insurance?
California SDI provides partial wage replacement for non-work related disabilities. A private disability insurance policy can fill the gap between SDI benefits and your full income. An agent can help coordinate these coverages to avoid gaps or overlaps.
Are there time limits for filing a disability claim in California?
Yes, California SDI claims must be filed within 49 days of the disability start date. Private policies have their own deadlines, often 30 to 90 days. An agent can explain the specific time limits in your policy.
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