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Find Disability Insurance Agents Near You in Watsonville, CA

Browse disability insurance agents serving Watsonville, California. Updated 2026-07-14.

The top-rated disability insurance agent in Watsonville, California is Freeway Insurance, rated 4.9 stars across 342 reviews. Other highly rated options include Fernando Lopez - State Farm Insurance Agent, AAA Watsonville Branch, KBK Insurance Agency. This directory lists 17 disability insurance agents serving Watsonville.

Showing 17 disability insurance agents in Watsonville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1441 Main St Ste 103(831) 287-6764
2Fernando Lopez - State Farm Insurance Agent734 E Lake Ave STE 7(831) 722-1500
3AAA Watsonville Branch1195 S Green Valley Rd(831) 768-4540
4KBK Insurance Agency1006 Freedom Blvd(831) 724-1085
5Universal Agency Insurance and Tax Service Inc1426 Freedom Blvd STE 101(831) 319-4500
6Huizar-Albor Insurance Agency Inc.: Allstate Insurance734 E Lake Ave STE 4(831) 763-4626
7Evan Darling - State Farm Insurance Agent1919 Main St(831) 536-4099
8Farmers Insurance - Rafael Suarez1185 Freedom Blvd Ste 3(831) 722-3000
9LIS Insurance Services1469 Freedom Blvd(831) 724-8100
10Farmers Insurance - Derek Diaz30 E 5th St Ste H(831) 319-4623
FI
1441 Main St Ste 103
Freeway Insurance
Disability Insurance Agent · Watsonville, CA

Freeway Insurance acts as a Disability Insurance Agent in Watsonville, California, helping clients secure income protection against unexpected medical leave. The agency specializes in policies that replace a portion of salary when illness or injury prevents work, a crucial consideration for local professionals. It serves various commercial sectors, including office environments, warehouses, and food service operations where steady payroll continuity is important.

FL
734 E Lake Ave STE 7
Fernando Lopez - State Farm Insurance Agent
Disability Insurance Agent · Watsonville, CA

Fernando Lopez - State Farm Insurance Agent in Watsonville, CA provides disability insurance solutions for local residents and businesses. The office helps clients understand and select income protection policies that replace a portion of earnings if illness or injury prevents work. Service includes policy reviews to adjust coverage during life changes and claims assistance to guide clients through the process. It also offers maintenance check-ins that help ensure disability plans remain aligned with current income needs and job responsibilities. The agency serves homeowners, apartment dwellers, retail businesses, and restaurants across the area.

AW
1195 S Green Valley Rd
AAA Watsonville Branch
Disability Insurance Agent · Watsonville, CA

AAA Watsonville Branch serves Watsonville and Santa Cruz County as a disability insurance agent. The company assists local professionals and self-employed individuals in securing income replacement coverage. It guides clients through the process of selecting policies that protect against lost wages due to illness or injury. The firm handles short-term and long-term disability insurance plans tailored to individual needs and employment situations in this agricultural and service-based region.

KI
1006 Freedom Blvd
KBK Insurance Agency
Disability Insurance Agent · Watsonville, CA

KBK Insurance Agency serves homeowners, businesses, and self-employed professionals in Watsonville, California, who need disability income protection. The agency helps clients evaluate policy options that replace lost earnings if illness or injury prevents them from working. Each policy is tailored to individual occupation risks and financial obligations. Beyond the immediate area, the agency also works with residents and employers in the neighboring communities of the Santa Cruz metropolitan region.

UA
1426 Freedom Blvd STE 101
Universal Agency Insurance and Tax Service Inc
Disability Insurance Agent · Watsonville, CA

Universal Agency Insurance and Tax Service Inc serves Watsonville and the surrounding Santa Cruz County communities, handling disability insurance policies for local residents. The agency assists individuals in securing coverage that provides income protection when illness or injury prevents them from working. It also addresses short-term and long-term disability options to match different needs. Generally, the agency evaluates each client’s employment situation and income requirements before recommending suitable policy types from available carriers. This approach ensures tailored solutions without unnecessary coverage.

HA
734 E Lake Ave STE 4
Huizar-Albor Insurance Agency Inc.: Allstate Insurance
Disability Insurance Agent · Watsonville, CA

Huizar-Albor Insurance Agency Inc.: Allstate Insurance offers both one-time consultations for immediate disability income concerns and recurring service options for ongoing policy management. The agency assists Watsonville residents in understanding how disability coverage can replace a portion of lost wages during illness or injury. By reviewing individual employment situations and benefit needs, the agent helps clients select appropriate plans from the available Allstate portfolio. Service operates on an as-needed basis, with appointments scheduled whenever a client requires policy review, claim guidance, or coverage adjustments.

ED
1919 Main St
Evan Darling - State Farm Insurance Agent
Disability Insurance Agent · Watsonville, CA

Evan Darling - State Farm Insurance Agent offers disability insurance planning in Watsonville, California, helping clients secure income protection against unexpected injuries or illnesses. The agency works with individuals to tailor coverage that aligns with their personal financial needs. It provides ongoing support to policyholders, ensuring modifications are made when circumstances change. The team also addresses concerns about missed mortgage or rent payments and other living expenses, assisting residents before the rainy season increases the risk of workplace or home accidents. There is no additional information available for this company.

FI
1185 Freedom Blvd Ste 3
Farmers Insurance - Rafael Suarez
Disability Insurance Agent · Watsonville, CA

In the wake of a seasonal illness or an unexpected injury, many Watsonville residents must suddenly reconsider their ability to work and earn an income. Farmers Insurance - Rafael Suarez provides disability insurance agent services to help local families manage this financial risk. The agency offers guidance on policies that can replace a portion of lost wages during recovery. Their process begins with a needs assessment, where a client’s current coverage and occupational risks are reviewed to determine an appropriate plan.

LI
1469 Freedom Blvd
LIS Insurance Services
Disability Insurance Agent · Watsonville, CA

LIS Insurance Services provides income protection guidance for individuals in Watsonville, CA, focusing on disability insurance agent offerings that help replace lost earnings during illness or injury. The agency specializes in tailoring policy options to meet diverse professional needs, emphasizing coverage that supports recovery without financial strain. It serves commercial sectors such as offices, warehouses, and food service environments, addressing the specific risks these workplaces present.

FI
30 E 5th St Ste H
Farmers Insurance - Derek Diaz
Disability Insurance Agent · Watsonville, CA
DS
405 Union St
Del Sol Insurance Services
Disability Insurance Agent · Watsonville, CA
(831) 254-1775
plazavigil.com
CS
500 Westridge Dr
County of Santa Cruz Human Services Department
Disability Insurance Agent · Watsonville, CA
(888) 421-8080
santacruzhumanservices.org
FI
445 Union St
Farmers Insurance - Juan Uribe
Disability Insurance Agent · Watsonville, CA
(831) 319-4024
agents.farmers.com/ca/watsonville/juan-uribe
NE
Watsonville, CA 95076
Nunez Elsa
Disability Insurance Agent · Watsonville, CA
(831) 786-8841
MH
575 Auto Center Dr
Mcsherry & Hudson: Duke Steven
Disability Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com
MS
35 Penny Ln
Mc Sherry & Hudson
Disability Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com
FI
116 Martinelli St STE 5
Farmers Insurance - Daniel Youngs
Disability Insurance Agent · Watsonville, CA
(831) 221-5588
agents.farmers.com/ca/watsonville/daniel-youngs

What Does a a Disability Insurance Agent in Watsonville Cost?

Disability insurance agent services in California typically do not charge a separate fee. Agents earn commissions from the insurance company when you buy a policy. The cost of a disability insurance policy varies widely based on age health occupation and coverage amount. Monthly premiums can range from 50 to 200 dollars or more for a typical policy. This is general information and not insurance advice.

About disability insurance agents in Watsonville

A disability insurance agent in Watsonville can help you navigate California disability benefits and private policies. California has specific rules for state disability insurance (SDI) and private long-term disability plans. An agent can explain how these options work for workers in Santa Cruz County.

Frequently Asked Questions

What does a disability insurance agent in Watsonville do?

A disability insurance agent helps you understand and purchase disability insurance policies. They can also assist with claims and policy questions. Agents in Watsonville are familiar with California state disability insurance (SDI) and private plans.

How is California disability insurance different from private insurance?

California has a state-run disability insurance program (SDI) that provides partial wage replacement. Private disability insurance is sold by insurance companies and can offer more comprehensive coverage. An agent can explain the differences and help you choose.

Do I need a disability insurance agent if I have California SDI?

California SDI only covers a portion of your wages for a limited time. A private disability insurance policy can provide additional income protection. An agent can help you find a policy that fills the gaps in SDI coverage.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.