The top-rated disability insurance agent in New Haven, Connecticut is Walker Insurance Solutions Expertise LLC, rated 5.0 stars across 102 reviews. Other highly rated options include Durango Insurance Agency New Haven CT, Abbate Insurance Associates, Inc., L. H. Brenner Insurance. This directory lists 14 disability insurance agents serving New Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Walker Insurance Solutions Expertise LLC | 30 Robertson St | (203) 489-0999 |
| 2 | Durango Insurance Agency New Haven CT | 266 Grand Ave | (203) 901-1001 |
| 3 | Abbate Insurance Associates, Inc. | 671 State St | (203) 777-7229 |
| 4 | L. H. Brenner Insurance | 1412 Whalley Ave | (203) 389-2156 |
| 5 | Edmonde Bernier Jr.: Allstate Insurance | 977 State St Apt 1r | (203) 624-6000 |
| 6 | Nationwide Insurance: Andrew David Stephens | 934 State St | (203) 691-1276 |
| 7 | ADH Wealth Solutions | 66 Orange St #404 | (203) 457-6493 |
| 8 | New Haven SR Drivers Insurance Solutions | 1423 Chapel St | (475) 283-9944 |
| 9 | Thompson & Peck Inc | 1412 Whalley Ave | (203) 787-6781 |
| 10 | Vanacore Insurance Group | 724 Middletown Ave | (203) 776-0144 |
Walker Insurance Solutions Expertise serves the New Haven, Connecticut metro area, specializing in helping clients secure disability insurance coverage. The firm assists individuals and professionals in understanding their need for income protection in case of illness or injury. Navigators locate policies that match specific occupation and income requirements. They also manage applications and policy reviews. The company specifically handles short-term disability plans and long-term disability income insurance for local workers.
Durango Insurance Agency New Haven CT offers a range of disability insurance agent services to help individuals and business owners protect their income against unforeseen illness or injury. The agency provides consultation and policy management plans designed to maintain coverage needs over time. It assists clients in understanding policy terms and navigating claim procedures to ensure consistent support. The company serves properties that include single-family homes, apartments, retail establishments, and restaurants throughout the local New Haven, Connecticut area.
Abbate Insurance Associates, Inc. serves homeowners, businesses, and property managers in New Haven, Connecticut. As a disability insurance agent, the company provides policies that replace a portion of income if a client becomes unable to work due to illness or injury. The firm helps individuals and local enterprises evaluate coverage options to protect their financial stability. Services include reviewing existing policies and comparing new plans from various carriers. Abbate Insurance Associates also assists clients throughout the greater New Haven metro area, including Hamden.
L. H. Brenner Insurance provides disability insurance agent services in New Haven, CT, helping clients distinguish between one-time policy placements and recurring coverage adjustments to protect their income. Coverage options focus on replacing lost wages during illness or injury, ensuring financial stability for local professionals and business owners. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client needs an initial consultation, periodic policy reviews, or updates due to changing employment circumstances.
Edmonde Bernier Jr.: Allstate Insurance serves clients in New Haven, Connecticut, and the surrounding communities. This agency handles disability insurance, which provides income protection when an individual cannot work due to illness or injury. Serving the local area, it works with both individuals and employers to identify coverage needs. To handle a typical job, the agency first assesses a client's current income and occupation before recommending a suitable policy tailored to their personal financial situation.
Nationwide Insurance: Andrew David Stephens in New Haven provides specialized disability insurance agent services, guiding clients through the complexities of income protection coverage. The agency generally works with individuals to review policy options for replacing lost wages due to illness or injury. A common seasonal concern this location helps with involves assessing coverage needs before the start of a new fiscal year to ensure contingency plans are in place.
As winter storms approach New Haven, CT, income disruptions from illness or injury become a pressing concern for local professionals. ADH Wealth Solutions helps area residents evaluate disability insurance policies that can provide monthly income replacement during recovery periods. Their services include reviewing existing group coverage alongside private plan options to identify gaps in protection. Initial assessments typically involve a personal consultation with an agent to review an individual’s occupation, current coverage, and specific income-protection goals.
New Haven SR Drivers Insurance Solutions serves clients in New Haven, Connecticut, by providing disability insurance agent services to protect income from unexpected medical issues. The company specializes in policies that supplement existing coverage for short-term or long-term disabilities. Agents work with individual policyholders to craft plans suited to their professional needs, including those working in diverse commercial environments. These settings include office workplaces, large distribution warehouses, and food service operations, ensuring each sector receives appropriate risk assessment and tailored protection options.
Thompson & Peck Inc serves New Haven, Connecticut, with residential disability insurance guidance, assisting individuals in protecting their incomes against unexpected illness or injury. The agency also offers commercial coverage solutions for local businesses seeking to safeguard their employees and operations across the New Haven area. A knowledgeable agent reviews policies and claim procedures thoroughly. Clients often return between regular visits for adjustments to their coverage as life or business circumstances change.
Vanacore Insurance Group is known in New Haven, CT, for helping clients navigate disability insurance coverage tailored to individual needs. The agency provides guidance on policies that protect income in case of illness or injury. It works with residents throughout the area to explain benefit terms and qualify for appropriate plans. Additional services that the agency can coordinate include building supplemental coverage components to bridge gaps in existing employer benefits.
What Does a a Disability Insurance Agent in New Haven Cost?
Disability insurance agent services are typically free to you because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 35-year-old professional in New Haven might pay between 1 percent and 3 percent of their annual income for a policy covering 60 percent of salary. Costs are higher for high-risk occupations or pre-existing conditions. This is general information and not insurance advice.
About disability insurance agents in New Haven
Disability insurance agents in New Haven help individuals and businesses find the right coverage to protect income if illness or injury prevents work. Connecticut law requires certain employers to provide short-term disability benefits through the Connecticut Paid Leave program. A local agent can explain how private policies complement state benefits and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in New Haven do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain policy terms like elimination periods and benefit durations. Agents do not provide legal advice but can clarify how Connecticut Paid Leave interacts with private plans.
How is Connecticut Paid Leave different from private disability insurance?
Connecticut Paid Leave provides partial wage replacement for up to 12 weeks per year for qualifying medical or family reasons. Private disability insurance can supplement this by offering higher benefit amounts and longer coverage periods. An agent can help you coordinate both types of coverage.
Are there time limits for filing a disability claim in Connecticut?
Private insurance policies have their own claim deadlines, usually 30 to 90 days from the start of disability. For Connecticut Paid Leave, you must file within 30 days of your first day of leave. Missing these deadlines can result in denial of benefits.
Disability Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden