The top-rated disability insurance agent in Norwich, Connecticut is HUB International, rated 4.7 stars across 252 reviews. Other highly rated options include Jody Jordan - State Farm Insurance Agent, Capital Claims Public Adjusters, Connecticut Department of Social Services. This directory lists 16 disability insurance agents serving Norwich.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HUB International | 6 Consumers Avenue | (860) 886-5498 |
| 2 | Jody Jordan - State Farm Insurance Agent | 279 W Main St | (860) 373-9211 |
| 3 | Capital Claims Public Adjusters | 97-105 Main St Unit c3 | (860) 944-4403 |
| 4 | Connecticut Department of Social Services | 401 W Thames St #102 | (855) 626-6632 |
| 5 | Ted Gasparino: Allstate Insurance | 1 Lathrop Ave | (860) 887-7112 |
| 6 | Joseph D'Errico: Allstate Insurance | 647 W Main St | (860) 886-6707 |
| 7 | Farmers Insurance - Elizabeth Rider | 113 Salem Turnpike Ste 10a | (860) 269-7779 |
| 8 | New London County Mutual Insurance Company | 101 High St | (800) 962-0800 |
| 9 | Waitte's Insurance Agency, Inc | 116 Broadway | (860) 886-1961 |
| 10 | Northwestern Mutual | 115 Lafayette St | (860) 889-8075 |
HUB International serves Norwich and New London County as a disability insurance agent. The company assists local professionals and individuals in securing income protection policies for injury or illness. Agents evaluate personal financial obligations and health factors to recommend appropriate short-term or long-term coverage plans. They guide clients through medical underwriting requirements specific to Connecticut regulations. The firm handles both employer-sponsored group disability benefits for area businesses and individual disability insurance policies for self-employed residents.
Jody Jordan, operating as a State Farm Insurance Agent in Norwich, CT, specializes in providing disability insurance solutions designed to protect clients against loss of income due to illness or injury. The agency offers personalized consultations to assess individual coverage needs and assists with policy selection, as well as ongoing support for policy adjustments and claims filing. Its services extend to protecting a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Norwich and the surrounding communities in southeastern Connecticut, Capital Claims Public Adjusters handles individual disability insurance claims for professionals and workers who are unable to perform their job duties due to illness or injury. The company works directly with policyholders to prepare the required medical and occupational documentation for a claim submission. It approaches each case by conducting a thorough review of the policy terms before initiating the formal filing process with the insurance carrier.
Connecticut Department of Social Services in Norwich serves residents, families, and small business owners seeking guidance on income protection plans. The agency assists clients with navigating their options for disability insurance, helping to safeguard earnings during illness or injury. They provide straightforward information about benefit terms and coverage needs specific to the local area. This office also extends its support to individuals and employers throughout southeastern Connecticut, including the neighboring community of Groton.
Ted Gasparino: Allstate Insurance in Norwich, CT focuses on helping clients secure disability income protection to guard against lost wages. It advises individuals on policy options that provide financial stability if injury or illness prevents them from working. The agency works with local professionals, tradespeople, and business owners to find suitable coverage. As the change in seasons brings unpredictable ice and snow on walkways or roads, its disability insurance can be especially important for those concerned about a slip-and-fall accident leaving them unable to earn a paycheck.
As winter weather increases the risk of slips and falls on icy sidewalks in Norwich, Joseph D’Errico: Allstate Insurance provides disability insurance coverage to help protect local residents from lost income during recovery. This agency specializes in policies that replace a portion of earnings if an injury or illness prevents work. The consultation process typically begins with an initial review of the client’s occupation and current financial obligations to determine appropriate coverage options.
Farmers Insurance - Elizabeth Rider in Norwich, CT provides financial protection services that help individuals manage income loss due to illness or injury. This agency specializes in disability insurance, offering policies designed to replace a portion of salary when a client cannot work. The agent assists in tailoring coverage to specific professional environments, serving local commercial sectors such as offices, warehouses, and food service operations.
New London County Mutual Insurance Company in Norwich, CT distinguishes between one-time policy evaluations and ongoing disability coverage management when serving clients. This agency assists individuals in selecting income protection plans that address potential long-term illness or injury risks. Their work focuses on matching local policy options to each client's occupational and financial needs. Professional guidance helps navigate the complexities of benefit terms and premium structures. Service runs on an as-needed basis, allowing clients to request consultations whenever their coverage requirements change or renew.
Waitte’s Insurance Agency, Inc provides disability insurance services to residential clients in Norwich, CT, helping individuals protect their income against unexpected illness or injury. The agency also offers commercial disability coverage for local businesses seeking to safeguard their employees and operations. Serving Norwich and the surrounding area, the firm focuses on matching policy options to each client’s specific financial and occupational needs. After an initial consultation and policy placement, the same agent remains available for follow-up discussions, ensuring coverage adapts between regular visits as circumstances change over time.
What Does a a Disability Insurance Agent in Norwich Cost?
Typical costs for disability insurance in Connecticut range from 1% to 3% of your annual income for a policy. For a 40 year old earning 60000 per year, a policy might cost between 600 and 1800 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Norwich
Disability insurance agents in Norwich Connecticut help individuals and businesses secure income protection policies. Connecticut law requires certain employers to provide short-term disability coverage through the Connecticut Paid Leave program. A local agent can explain how private disability insurance works alongside state benefits.
Frequently Asked Questions
What does a disability insurance agent in Norwich do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms, elimination periods, and coverage limits. They do not provide legal advice but can guide you on plan options.
How does Connecticut Paid Leave affect private disability insurance?
Connecticut Paid Leave provides up to 12 weeks of partial wage replacement for qualifying conditions. A private disability insurance policy can supplement this benefit. An agent can help you coordinate coverage to avoid gaps.
Are disability insurance agents regulated in Connecticut?
Yes, all insurance agents in Connecticut must be licensed by the Connecticut Insurance Department. They must follow state regulations regarding disclosure and suitability. You can verify a license on the department website.
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