The top-rated disability insurance agent in Shelton, Connecticut is Barnum Benefit Advisors, LLC, rated 4.9 stars across 133 reviews. Other highly rated options include William Raveis Insurance, Flagship Financial Partners, CCS Insurance. This directory lists 17 disability insurance agents serving Shelton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barnum Benefit Advisors, LLC | 6 Corporate Dr Ste 501 | (203) 513-6029 |
| 2 | William Raveis Insurance | 7 Trap Falls Rd | (866) 603-1191 |
| 3 | Flagship Financial Partners | 2 Trap Falls Rd #410 | (203) 712-7348 |
| 4 | CCS Insurance | 4 Research Dr Suite 402 | (475) 216-0666 |
| 5 | Broad Range Benefits Group (BRBG) | 4 Armstrong Rd | (203) 810-4400 |
| 6 | Cross Insurance | 2 Corporate Dr Suite 335 | (203) 259-7580 |
| 7 | Patterson Insurance Services | 4 Research Dr | (203) 535-9552 |
| 8 | Prudential Insurance Co | 1 Corporate Dr #800 | (203) 225-0543 |
| 9 | Merit Insurance | 1 Enterprise Dr | (203) 367-5328 |
| 10 | Paul Walsh - Aflac Insurance Agent | 44 Hunters Ridge Rd | (203) 650-0753 |
Barnum Benefit Advisors, LLC serves Shelton and the surrounding Fairfield County area as a disability insurance agent. They help individuals and professionals secure income protection plans designed to replace a portion of earnings if an illness or injury prevents them from working. Their work involves comparing policies from multiple insurers to find suitable benefit amounts and terms. The agency handles both short-term and long-term disability insurance coverage for local clients.
William Raveis Insurance provides disability insurance agent services in Shelton, Connecticut, helping clients secure income protection through individual plans. Its service includes evaluating a policyholder’s coverage needs and explaining benefit terms to match local employment conditions. Ongoing plans involve periodic policy reviews and assistance with claims documentation to ensure continued eligibility for disability benefits. The company also supports plan adjustments when clients experience changes in income or occupation. It serves single-family homeowners, apartment dwellers, retail business owners, and restaurant operators in the Shelton area.
Residents of Shelton, CT, along with local homeowners and small business owners, rely on this agency for assistance with disability insurance policies. They help clients understand how disability coverage can replace lost income during illness or injury. The team works to explain plan options, guide applications, and support claims coordination when needed. Flagship Financial Partners also provides these critical insurance services for residents and businesses throughout the greater Bridgeport area and neighboring Fairfield County communities.
CCS Insurance operates as a Disability Insurance Agent serving clients in Shelton, Connecticut. The agency assists individuals and businesses in securing coverage that provides income replacement when illness or injury prevents work. It specializes in tailoring disability policies to address specific occupational risks and income protection needs. This type of planning is particularly important for restoring financial stability after an unexpected medical event. The company works with commercial sectors including professional offices, local warehouses, and food service establishments to arrange appropriate coverage for employees and business owners.
Broad Range Benefits Group (BRBG) serves Shelton, Connecticut, and the surrounding Fairfield County communities. It focuses exclusively on disability insurance, handling both short-term and long-term income protection policies for local professionals and small business owners. The company works to help clients understand policy terms, coverage limits, and elimination periods. BRBG then compares plans from multiple carriers to match coverage with each client's specific occupation and income needs.
Cross Insurance offers clients a choice between one-time consultations for specific disability coverage questions and ongoing policy management for long-term income protection. The company helps individuals in Shelton, Connecticut select policies that replace a portion of lost wages if illness or injury prevents work. Service frequency varies based on individual client needs, ranging from a single initial policy setup to scheduled annual reviews and as-needed support when circumstances change.
Patterson Insurance Services specializes in helping clients secure disability income protection against the loss of earnings due to illness or injury. The agency works with individuals and professionals throughout Shelton, CT, offering guidance on policy options to match specific coverage needs and budgets. As an agent, they also coordinate benefit applications and assist with understanding policy terms. In the fall, the agency often helps local business owners reassess their disability coverage before the end-of-year planning season begins.
As winter weather in Shelton brings increased risks of slips and seasonal illnesses, residents working in local industries value income protection. Prudential Insurance Co offers disability insurance agent services to help area workers secure coverage against lost wages during recovery periods. Agents guide clients through policy options that align with typical regional employment needs. Coverage details are reviewed to match individual job risks. A no-obligation initial assessment is arranged to evaluate specific personal or family income protection requirements.
Merit Insurance provides disability insurance agent services to individuals and businesses in the Shelton, Connecticut area. The company specializes in helping clients secure income protection policies that replace lost wages due to injury or illness. It works with local professionals to design coverage that addresses common risks in the surrounding workforce. Merit Insurance can serve commercial sectors including offices, warehouses, and food service operations.
Paul Walsh, an Aflac insurance agent serving Shelton, CT, provides disability insurance for local residents, ensuring that individuals have income protection when illness or injury prevents them from working. He also helps businesses in the area secure commercial disability coverage for their employees within the broader Shelton community. Consultations are offered to explain policy details and claim procedures, with follow-up service available to adjust coverage between regular client visits.
What Does a a Disability Insurance Agent in Shelton Cost?
Disability insurance premiums in Connecticut vary based on age, health, occupation, and benefit amount. Typical individual policies cost between 1% and 3% of your annual income. For example, a 40-year-old professional might pay $50 to $150 per month for a policy that replaces 60% of income. Group plans through employers are often less expensive. This is general information, not insurance advice.
About disability insurance agents in Shelton
Disability insurance agents in Shelton Connecticut help residents and local businesses find coverage that fits their needs. Connecticut law requires certain employers to provide short-term disability benefits through the Connecticut Paid Leave program. An agent can explain how private policies work alongside state benefits and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Shelton do?
A disability insurance agent in Shelton helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice but can help you understand your coverage options.
How is Shelton disability insurance affected by Connecticut law?
Connecticut has a state Paid Leave program that provides up to 12 weeks of partial wage replacement. Private disability policies can supplement this benefit. Agents in Shelton know how to coordinate private coverage with state law requirements.
What is the typical timeline for a disability claim in Connecticut?
Connecticut does not have a specific time limit for filing a private disability claim, but most policies require notice within 30 days. For state benefits under the Connecticut Paid Leave program, you must apply within 30 days of your leave start. An agent can help you track these deadlines.
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