The top-rated disability insurance agent in Wallingford, Connecticut is Jon D. Racow - Wallingford State Farm Insurance Agency, rated 4.6 stars across 66 reviews. Other highly rated options include Acrisure Wallingford, CT (HD Segur), Keith W Taylor, J J Fishbein Inc Insurance. This directory lists 18 disability insurance agents serving Wallingford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon D. Racow - Wallingford State Farm Insurance Agency | 253 Center St | (203) 265-0426 |
| 2 | Acrisure Wallingford, CT (HD Segur) | 10 Research Pkwy Ste. 400 | (203) 699-4500 |
| 3 | Keith W Taylor | 29 Broadmeadow Rd | (800) 748-4382 |
| 4 | J J Fishbein Inc Insurance | 21 N Main St | (203) 265-9474 |
| 5 | Petruzelo Insurance Inc | 4 Research Pkwy | (203) 269-3551 |
| 6 | Michalowski Agency LLC | 821 E Center St | (203) 265-6763 |
| 7 | Tranquist Insurance Group LLC | 420 Center St fl 1 | (203) 518-4918 |
| 8 | Hang Chen: Allstate Insurance | 329 Main St STE 201 | (203) 793-7940 |
| 9 | Sinclair Risk & Financial Management | 35 Thorpe Ave #200 | (203) 265-0996 |
| 10 | Insurance With T | 60 Old Church St Unit 4B | (203) 678-4111 |
Jon D. Racow - Wallingford State Farm Insurance Agency serves the Wallingford, Connecticut area and surrounding New Haven County as a disability insurance agent. The agency works with individuals to help them understand how disability coverage can replace a portion of lost income if they are unable to work due to illness or injury. This protection is intended to support financial stability during recovery periods. Common services handled by this office include helping clients evaluate short-term and long-term disability insurance policies to match their specific employment and personal income needs.
Acrisure Wallingford, CT (HD Segur) offers guidance on disability insurance policies, helping clients evaluate coverage options that replace income if they are unable to work due to illness or injury. Their work includes reviewing existing plans and coordinating with clients to understand their individual needs. The agency provides ongoing support to update coverage as personal circumstances change, ensuring that policies remain aligned with current employment situations. The firm services single-family homes, apartments, retail, and restaurants in the Wallingford area.
Keith W Taylor serves homeowners, business owners, and self-employed professionals residing in Wallingford, Connecticut, by offering guidance on disability insurance agent services. The company helps clients understand policy options designed to replace lost income during periods of illness or injury. These coverage solutions can support routine household expenses and maintain financial stability for local families. They also provide assistance with navigating applications and policy terms. Service areas extend to include the neighboring community of Meriden, ensuring access for residents across the greater Wallingford metro region.
Serving the Wallingford area, this agency helps clients compare one-time or recurring service options alongside disability insurance coverage that replaces lost income during illness or injury. In this region, policies often address both short-term medical leaves and long-term disabilities. The agent works to match individuals or businesses with appropriate plans designed to protect against sudden earnings interruptions. To accommodate different needs, service runs on a one-time, scheduled, or as-needed basis.
Based in Wallingford, Petruzelo Insurance Inc serves clients throughout Wallingford and the surrounding Connecticut communities. The agency specializes in helping individuals secure disability insurance coverage, a critical safeguard that replaces a portion of income if someone cannot work due to illness or injury. Recognizing the unique financial needs of each household, the agent carefully reviews a client's occupation and current income to recommend an appropriate policy. To handle a typical job, the agency begins with a thorough consultation to identify the specific risks and long-term financial goals for each client.
As the seasons change in Wallingford, many local residents begin reviewing their financial plans and recognize the need to protect their income from unexpected illness or injury. Michalowski Agency LLC operates as a disability insurance agent in this area, guiding individuals through the process of securing coverage that replaces a portion of their earnings. The agency presents various policy structures and helps applicants understand key features, such as benefit periods and elimination periods. An initial consultation to assess personal income and occupation details typically begins the process of comparing available plans.
Tranquist Insurance Group LLC serves residents in Wallingford, Connecticut, offering disability insurance to protect individuals' income during illness or injury. The company also provides commercial coverage for local small businesses, ensuring employees have access to financial safeguards in case of a long-term health issue. Their service area extends throughout the region, helping clients secure coverage that fits their personal and professional needs. After an initial consultation and policy placement, Tranquist Insurance Group LLC remains available to review coverage during regular visits, adjusting plans as life circumstances change.
As a disability insurance agent in Wallingford, Connecticut, Hang Chen: Allstate Insurance helps clients select policies that replace income when illness or injury prevents work. The agency guides residents through the application process and compares plan options available in the area. It also assists with coordinating disability coverage alongside other personal insurance for a cohesive financial safety net. During tax season, the agency helps policyholders understand how benefit payments or premium deductions may affect their annual filings.
Sinclair Risk & Financial Management works with individuals and employers in the Wallingford, CT area to arrange disability insurance coverage. Its specialty work includes both short-term and long-term disability policies that help replace lost income during a medical leave. The agency guides clients through policy options, including partial disability and own-occupation riders. Businesses and self-employed professionals frequently seek its services for protecting personal earnings. Its client base regularly includes commercial operations such as offices, warehouses, and food service establishments.
Insurance With T is known in Wallingford, CT, as a local resource for disability insurance agent services. The company assists individuals and small business owners in evaluating coverage options that protect income during periods of illness or injury. Its agents help clients navigate policy features, benefit periods, and elimination periods. In addition to general underwriting support, the firm offers specialized guidance on own-occupation disability policies for professionals.
What Does a a Disability Insurance Agent in Wallingford Cost?
Disability insurance agent services in Connecticut are typically paid through commissions from the insurance carrier, so there is no direct fee to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual policy might cost between 1% and 3% of your annual income per year. Group policies through employers often have lower rates. This is general information and not insurance advice.
About disability insurance agents in Wallingford
Disability insurance agents in Wallingford, Connecticut help individuals and businesses secure income protection policies. Connecticut law requires certain employers to provide short-term disability benefits through the state program. A local agent can guide you through policy options and claim procedures specific to Wallingford and the surrounding New Haven County area.
Frequently Asked Questions
What does a disability insurance agent in Wallingford do?
A disability insurance agent helps you compare policies from different carriers and explains coverage details. They assist with application forms and can answer questions about benefit amounts and waiting periods. Agents do not provide legal advice but can help you understand your policy options.
Does Connecticut have a state disability insurance program?
Yes, Connecticut has a mandatory short-term disability program for most private sector employees. The state program provides partial wage replacement for non-work related injuries or illnesses. A local agent can explain how private policies can supplement state benefits.
How long do I have to file a disability claim in Connecticut?
For private disability policies, the time limit to file a claim depends on your specific contract. Connecticut law generally requires insurers to respond to claims within 30 days. For state short-term disability benefits, claims must be filed within 30 days of the disability start date.
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