Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 10 disability insurance agents in Watertown, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colonair Insurance Agency LLC
27 Siemon Company Dr #308E, Watertown, CT 06795
(860) 274-0900
colonairinsurance.com
Tim Angiolini - State Farm Insurance Agent
756 Thomaston Rd, Watertown, CT 06795
(860) 417-2912
insurewithtim.com
Associated Insurance Agency
51 Depot St STE 112, Watertown, CT 06795
(203) 748-9272
aia-danbury.com
Kalita Agency Inc
619 Main St, Watertown, CT 06795
(860) 274-8882
D'Amico Agency Inc.
656 Main St, Watertown, CT 06795
(860) 274-1457
Farmers Insurance - Barbara Altamirano
545 Main St, Watertown, CT 06795
(203) 527-7999
agents.farmers.com
Shambreskis Insurance
251 Straits Turnpike, Watertown, CT 06795
(860) 274-3208
Nationwide Insurance: Zoltan Z Nanassy
1175 Main St, Watertown, CT 06795
(860) 945-9835
Met Life
190 Linkfield Rd, Watertown, CT 06795
(860) 274-2862
metlife.com
John Jablonowski, LUTCF
30 Gilbert Rd, Watertown, CT 06795
(860) 417-3337
johnjablonowski.com
What Does a Disability Insurance Agent in Watertown Cost?
Disability insurance agent services in Connecticut are typically paid through commissions from the insurance carrier, so there is no direct fee to you for policy placement. Premiums for individual disability insurance in Connecticut generally range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. Costs vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Watertown do?
A disability insurance agent helps you compare policies from different carriers and apply for coverage. They explain policy terms, benefit periods, and elimination periods. They do not provide legal advice but can assist with understanding your options.
How does Connecticut law affect disability insurance policies?
Connecticut law mandates that group disability policies include a 30-day grace period and a 60-day contestability period. Individual policies must also comply with state regulations on benefit amounts and cancellation rules. An agent can explain how these laws apply to your situation.
Can a Watertown agent help with a denied claim?
An agent can review your policy and help you understand the denial reasons. They may assist with gathering documentation or filing an appeal. For complex legal issues, you might need an attorney who specializes in disability insurance law.