The top-rated disability insurance agent in Boise, Idaho is Fredriksen Health Insurance, rated 5.0 stars across 620 reviews. Other highly rated options include Parker Medicare Team (Boise, ID) Craig, Ethan & Joel Parker, Hartley Insurance, Inc., Inszone Insurance Services. This directory lists 16 disability insurance agents serving Boise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fredriksen Health Insurance | 5240 Fairview Ave | (208) 375-0009 |
| 2 | Parker Medicare Team (Boise, ID) Craig, Ethan & Joel Parker | 6126 W State St #111 | (208) 571-1131 |
| 3 | Hartley Insurance, Inc. | 931 S Allante Pl | (208) 322-3473 |
| 4 | Inszone Insurance Services | 9504 W Fairview Ave | (208) 321-0081 |
| 5 | Ricketts and Associates Inc | 13177 Persimmon Ln | (208) 322-5525 |
| 6 | Anthony Insurance Group | 6126 W State St | (208) 477-7057 |
| 7 | Christensen and Associates | 6307 W Interchange Ln | (208) 345-6852 |
| 8 | Daniel Insurance, LLC | 910 W Main St #358 | (208) 918-0201 |
| 9 | Insurance Services of Idaho, LLC | 1414 S Broadway Ave | (208) 383-9500 |
| 10 | Stanley Dean, CLU | 8620 W Emerald St | (208) 634-3069 |
Fredriksen Health Insurance serves Boise and the surrounding Ada County area as a dedicated disability insurance agent. The company helps local residents secure income protection by guiding them through various policy options tailored to their individual occupations and health status. Navigating the complexities of short-term and long-term disability coverage requires expertise, and an agent can simplify enrollment and claims processes. Specific services include representing clients during disability claim reviews and assisting with the selection of supplemental employer-based plans.
The Parker Medicare Team in Boise, Idaho, assists clients with disability insurance applications and policy reviews. Craig, Ethan, and Joel Parker help individuals understand coverage options for protecting income during illness or injury. Their services include explaining plan details, comparing available policies, and guiding the enrollment process. Ongoing support helps policyholders manage claims or adjust coverage as needs change. They offer disability insurance services for single-family homes, apartments, retail, and restaurants.
Homeowners, business owners, and professionals in Boise, ID turn to Hartley Insurance, Inc. for disability insurance agent services. The company helps clients explore individual and employer-based coverage options to protect income against unexpected illness or injury. Guiding applicants through medical underwriting and policy comparisons is a core part of its work. This agent also serves clients in the neighboring Meridian metro area.
Inservice area Boise, Idaho, and the surrounding communities, Inszone Insurance Services handles disability insurance for local residents. It assists clients in understanding policies that provide income protection if illness or injury prevents them from working. The company works with both employer-sponsored plans and individual coverage. When addressing a typical job, it begins with a review of the client’s occupation, income, and existing benefits to determine the appropriate policy option and coverage amount needed.
Ricketts and Associates Inc in Boise, ID assists clients with both one-time disability insurance policy purchases and recurring service plans for ongoing coverage management. Their primary role is helping individuals understand policy options that protect income if injury or illness prevents work. Coverage solutions are tailored to local employment sectors, including healthcare and technology. Service runs on a scheduled basis, with regular policy reviews and updates provided as client circumstances evolve.
Anthony Insurance Group specializes in helping individuals secure disability insurance coverage to protect their income, addressing both short-term and long-term needs in Boise, Idaho. The company guides clients through policy options tailored to occupational risks and personal financial situations. It assists professionals across various industries in understanding eligibility requirements for replacing lost wages due to illness or injury. During the winter months, it helps outdoor workers and tradespeople plan for coverage against seasonal hazards like slip-and-fall injuries common in the Treasure Valley.
Christensen and Associates assists individuals and businesses in Boise, Idaho, with navigating disability insurance options to protect income during illness or injury. The agency specializes in tailoring long-term and short-term disability policies to fit varying client needs and financial situations. They work with employers to structure group coverage plans and guide self-employed professionals toward suitable individual policies. Their clientele includes office environments, warehouses, and food service operations.
Daniel Insurance, LLC provides residential disability insurance services in Boise, Idaho, helping individuals secure income protection against illness or injury. The agency also offers commercial disability coverage for local business owners and professionals throughout the Boise area. Their representative assists clients in understanding policy options tailored to personal and professional needs. Following an initial consultation and policy setup, the company remains available for follow-up service and policy adjustments between regular annual reviews.
During open enrollment and throughout the year, Boise residents often seek guidance on protecting their income from unexpected illness or injury. Insurance Services of Idaho, LLC assists local professionals by evaluating financial risks and recommending suitable disability coverage. Their agents help clients understand the specifics of policy terms, including benefit periods and elimination periods. Each new relationship begins with a detailed initial consultation, where a specialist reviews the individual's current assets and employer benefits to identify coverage gaps. This in-home or virtual assessment forms the foundation for tailored plan recommendations.
Stanley Dean, CLU, in Boise, ID, is known as a dedicated disability insurance agent helping local professionals and small business owners protect their income. The company offers personalized consultations to assess individual coverage needs and navigate policy options from various carriers. It focuses on structuring benefits that replace a portion of lost earnings during illness or injury. To extend protection, clients can add a residual disability rider for partial disability scenarios.
What Does a a Disability Insurance Agent in Boise Cost?
Disability insurance agent services in Idaho are typically free to the consumer because agents earn commissions from the insurance carrier. Policy premiums vary widely based on age, occupation, and benefit amount. For example a 40 year old office worker might pay 1 to 3 percent of their annual income for a policy. Costs increase for high risk occupations or longer benefit periods. This is general information not insurance advice.
About disability insurance agents in Boise
Disability insurance agents in Boise Idaho help individuals and businesses find income protection policies. Idaho law does not require private disability insurance but many employers offer it through group plans. Local agents can guide you through Idaho specific rules such as the 30 day deadline for filing a claim under Idaho Code Section 41-2142.
Frequently Asked Questions
What does a disability insurance agent in Boise do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can answer questions about benefit amounts and elimination periods. Agents do not handle claims but can refer you to a claims advocate if needed.
How do I choose a disability insurance agent in Idaho?
Look for an agent licensed in Idaho with experience in individual or group disability policies. Ask about their knowledge of Idaho insurance laws such as the requirement for insurers to respond to claims within 30 days. Check reviews and confirm they represent multiple carriers.
Does Idaho have any special disability insurance laws?
Yes Idaho Code Section 41-2142 requires insurers to acknowledge a claim within 15 days and make a decision within 30 days. Idaho also follows the uniform individual accident and sickness policy provisions. An agent can explain how these rules affect your coverage.
Disability Insurance Agents in Other Idaho Cities
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