The top-rated disability insurance agent in Lewiston, Idaho is Taylor Forge - State Farm Insurance Agent, rated 5.0 stars across 185 reviews. Other highly rated options include Bruce Wyatt - State Farm Insurance Agent, American Insurance, Farm Bureau Insurance - Robie & Orellana Insurance Agency. This directory lists 20 disability insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Taylor Forge - State Farm Insurance Agent | 2270 Thain Grd #103 | (208) 746-7052 |
| 2 | Bruce Wyatt - State Farm Insurance Agent | 502 Thain Rd | (208) 743-6249 |
| 3 | American Insurance | 55 Southway Ave | (208) 746-9646 |
| 4 | Farm Bureau Insurance - Robie & Orellana Insurance Agency | 609 Bryden Ave | (208) 758-9010 |
| 5 | Farmers Insurance - Albert Reagan | 618 D St Ste B | (208) 743-5441 |
| 6 | Farmers Insurance - Gregory Kimberling | 622 Bryden Ave | (208) 746-1326 |
| 7 | Richard Woods | 1053 21st St | (208) 746-7046 |
| 8 | Amanda Wilhelm - COUNTRY Financial Agent | 1630 23rd Ave Suite 701a | (208) 803-6998 |
| 9 | Clearwater Insurance- Camas Prairie Insurance | 701 Bryden Ave | (208) 746-6184 |
| 10 | Troy Insurance Inc | 1822 18th Ave | (208) 743-3541 |
Taylor Forge - State Farm Insurance Agent serves the Lewiston, Idaho area as a disability insurance agent. The agency assists local residents in navigating disability income protection options to help replace lost wages during illness or injury. General disability insurance work in this region involves evaluating individual needs and explaining policy details to clients. The practice handles both short-term and long-term disability insurance coverage solutions for individuals in the Lewiston community.
Bruce Wyatt - State Farm Insurance Agent in Lewiston, ID, provides disability insurance policies that help protect income if an injury or illness prevents work. The office assists clients in selecting appropriate coverage plans and offers ongoing support for policy maintenance and claims guidance. Services are available for individuals and professionals in various settings, including single-family homes, apartments, retail businesses, and restaurants.
American Insurance serves homeowners, renters, and small business owners in Lewiston, Idaho, offering disability insurance policies that provide income protection if an injury or illness prevents work. The agent helps clients understand coverage options and plan for financial stability during recovery periods. Services include policy comparisons and individualized consultations to match benefits with specific needs and budgets. The agency also serves clients in the neighboring community of Clarkston, Washington, just across the Snake River.
Serving the city of Lewiston and the surrounding communities in north-central Idaho, Farm Bureau Insurance - Robie & Orellana Insurance Agency handles disability insurance needs for local residents. The agency assists clients in finding coverage that replaces a portion of lost income if an injury or illness prevents them from working. It works with individuals to understand their occupation and lifestyle to identify suitable policy options. To handle a typical job, it reviews a client's specific financial situation and employment details before presenting plan recommendations tailored to their circumstances.
Farmers Insurance - Albert Reagan in Lewiston, ID, provides disability insurance services that can be structured either as a one-time policy purchase or as a recurring plan with ongoing premium payments. Coverage replaces a portion of your income if you become unable to work due to illness or injury. The agent helps clients understand policy terms, waiting periods, and benefit durations to match local lifestyle needs. Service runs on an as-needed basis, with support available when clients require policy adjustments, claims assistance, or annual reviews.
Farmers Insurance - Gregory Kimberling provides specialized disability insurance agent services in Lewiston, Idaho, helping clients secure income protection for unexpected health events. This agency works with individuals and families to assess their coverage needs and navigate policy options tailored to their circumstances. It also assists with filing claims and understanding plan details during transitions. As local employment patterns shift or medical leaves arise during seasonal work changes, the agency helps clients adjust their disability coverage to match current financial responsibilities.
With the changing seasons in Lewiston, many workers begin evaluating how a sudden illness or injury could affect their household income. Richard Woods helps local professionals fill this gap through disability insurance policies that provide partial wage replacement during medical leave. Each assessment starts by reviewing the client’s occupation, current coverage gaps, and monthly expenses to tailor a realistic benefit plan. An initial conversation typically concludes by scheduling a one-on-one inspection of existing employer benefits and personal financial safeguards.
Amanda Wilhelm of COUNTRY Financial provides disability insurance services to residents in and around Lewiston, Idaho, covering the broader Nez Perce County area. For individuals, she assists with policies that offer income protection in case of illness or injury. Commercial coverage is also available for local businesses seeking to safeguard their employees and operations. A full range of individual and group disability products can be discussed during an initial consultation, with agents available for follow-up appointments between regular service visits.
Clearwater Insurance- Camas Prairie Insurance provides guidance on disability income protection for individuals in Lewiston, Idaho. Its specialty includes helping clients assess their need for coverage that replaces lost wages during illness or injury. The agency explains policy options tailored to different earning situations and employment types. It works with professionals in various commercial sectors, including office settings, warehouse environments, and food service businesses.
Troy Insurance Inc in Lewiston, ID, is known for helping individuals secure financial protection against income loss due to illness or injury. Their service range covers personalized policy evaluations for both short-term and long-term disability coverage, assisting clients in understanding complex benefit structures and elimination periods. They work with residents across the region, assessing occupation-specific risks and income replacement needs. Policyholders can add on an optional cost-of-living adjustment rider to help their benefits keep pace with inflation over time.
What Does a a Disability Insurance Agent in Lewiston Cost?
Disability insurance agent services in Idaho typically do not charge a separate fee because they earn a commission from the insurance company. Policy premiums vary widely based on your age, health, occupation, and benefit amount. For example a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information and not insurance advice.
About disability insurance agents in Lewiston
A disability insurance agent in Lewiston Idaho can help you navigate disability claims and find the right policy for your needs. Idaho law requires insurers to act in good faith when handling claims. Local agents understand the regional job market and can guide you through the process of protecting your income.
Frequently Asked Questions
What does a disability insurance agent in Lewiston do?
A disability insurance agent helps you find and apply for disability insurance policies. They can also assist with filing claims and appealing denied claims. In Idaho agents must be licensed by the Idaho Department of Insurance.
How do I choose a disability insurance agent in Lewiston Idaho?
Look for an agent with experience in disability insurance and knowledge of Idaho regulations. Check their license status with the Idaho Department of Insurance. Ask about their experience with claims specific to Idaho workers.
What Idaho laws apply to disability insurance claims?
Idaho Code Title 41 governs insurance practices in the state. Insurers have 15 business days to acknowledge a claim and 30 days to make a decision. Unfair claim practices are prohibited under Idaho law.
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