The top-rated disability insurance agent in Idaho Falls, Idaho is Alpine Castle Lake Insurance, rated 4.9 stars across 520 reviews. Other highly rated options include Insure It All, Page Insurance, Leavitt Select Insurance. This directory lists 19 disability insurance agents serving Idaho Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alpine Castle Lake Insurance | 1601 Antler Dr | (208) 552-2100 |
| 2 | Insure It All | 919 S 25th E | (208) 522-3380 |
| 3 | Page Insurance | 365 Park Ave | (208) 522-5151 |
| 4 | Leavitt Select Insurance | 677 S Woodruff Ave | (208) 524-5858 |
| 5 | Hometown Health Insurance | 2300 N Yellowstone Hwy | (208) 521-3445 |
| 6 | Mountain Valley Insurance | 1795 W Broadway St Ste. 344 | (208) 529-6920 |
| 7 | Idaho Elite Care Insurance Agency | 3910 S Yellowstone Hwy | (208) 589-5440 |
| 8 | Ryan Harrigfeld - Idaho Farm Bureau Insurance Agent | 780 N Holmes Ave | (208) 522-5882 |
| 9 | The Falls Insurance Center | 885 S Holmes Ave | (208) 523-7100 |
| 10 | Heritage Health & Medicare Advocates | 1601 Antler Dr | (208) 295-5050 |
Alpine Castle Lake Insurance serves the Idaho Falls area as a disability insurance agent. The company helps local workers protect their income by offering policies designed to replace earnings if illness or injury prevents them from performing their job duties. These plans provide financial stability for families when a medical condition interrupts regular employment. An agent assesses individual income needs and reviews coverage options from various carriers to ensure appropriate protection. The firm specifically handles short-term disability policies for temporary recovery periods and long-term disability plans for more extended leave situations.
Insure It All provides disability insurance agent services to individuals and employers throughout the Idaho Falls area. The company assists clients in understanding policy options that replace a portion of lost income if an injury or illness prevents them from working. It offers guidance on both short-term and long-term disability plans to help protect financial stability. These services include policy evaluation, application support, and ongoing account management. Insure It All works with clients who own or occupy single-family homes, apartments, retail spaces, and restaurants.
Homeowners and businesses in Idaho Falls turn to Page Insurance for disability insurance agent services, helping clients secure income protection plans suited to their individual circumstances. The company advises on policy options that replace earnings during periods of illness or injury, with personalized guidance through the application process. Residents in adjacent communities such as Ammon also receive coverage assistance from this Idaho Falls agency.
Leavitt Select Insurance serves Idaho Falls and the surrounding communities in eastern Idaho, offering disability insurance agent services. The company handles disability insurance policies designed to provide income protection for individuals unable to work due to illness or injury. Working with local residents and professionals, it assesses each client’s financial situation and occupational risks. Leavitt Select Insurance then guides clients through policy options to match their specific coverage needs, generally approaching each case with a focus on personalized consultation and clear explanations of benefits.
Hometown Health Insurance in Idaho Falls, Idaho, offers both one-time consultations for immediate concerns and recurring service options for ongoing coverage management. As a disability insurance agent, the agency helps clients understand how benefits replace income during illness or injury. Specific coverage plans are tailored to individual financial needs and employment situations. Appointments and policy reviews are available on either a one-time or as-needed basis, allowing clients to decide the frequency that best suits their long-term planning requirements.
Mountain Valley Insurance specializes in disability insurance agent services for Idaho Falls professionals. It helps clients understand policy options that replace income during illness or injury. The agency guides individuals and local businesses through policy selection, application processes, and coverage details. This service ensures financial stability despite unexpected health challenges. A common seasonal concern it addresses is protecting income during winter months, when slip-and-fall injuries increase and temporarily prevent many residents from working as normal.
Idaho Elite Care Insurance Agency serves residents in Idaho Falls and surrounding areas, helping individuals secure disability income protection tailored to their personal needs. The agency also assists local businesses in obtaining commercial disability coverage for their employees, recognizing that unforeseen health events can disrupt both household budgets and company operations. Covering clients across eastern Idaho, representatives provide thorough explanations of policy options during initial consultations. They stay in touch with policyholders between regular visits, ensuring coverage remains aligned with changing life circumstances and offering prompt support when questions or claims arise.
Ryan Harrigfeld - Idaho Farm Bureau Insurance Agent assists clients in Idaho Falls with general insurance coverage and specializes in disability insurance solutions. This local agent helps individuals and business owners protect their income by offering policies that provide financial support if illness or injury prevents them from working. Services are available for a range of commercial operations, including offices, warehouses, and food service establishments.
With winter recreation and work in Idaho Falls often carrying injury risks, The Falls Insurance Center provides disability insurance agent services tailored to area residents seeking income protection. Agents review individual policy options suited for local occupations, including trades, outdoor professions, and healthcare. They explain the differences between short-term and long-term coverage, ensuring clients understand benefit periods and elimination phases. An initial consultation involves assessing current employment details and financial obligations, followed by a straightforward process of comparing plans and completing application forms.
What Does a a Disability Insurance Agent in Idaho Falls Cost?
Disability insurance premiums in Idaho typically range from 1% to 3% of your annual income. For a 35-year-old non-smoker a policy might cost 50 to 150 dollars per month. Costs depend on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Idaho Falls
Disability insurance agents in Idaho Falls help individuals and businesses find coverage that protects income if injury or illness prevents work. Idaho law requires certain policy provisions, including a 30-day grace period for premiums. Local agents can explain how state regulations affect your disability policy options.
Frequently Asked Questions
What does a disability insurance agent in Idaho Falls do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and policy exclusions. Agents do not provide legal advice but can clarify coverage options under Idaho law.
How long do I have to file a disability claim in Idaho?
Idaho does not set a specific claim deadline for private disability policies. However most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an existing claim?
An agent can review your policy and explain your benefits. For claim disputes or denials you may need to consult an attorney or file a complaint with the Idaho Department of Insurance. Agents cannot represent you in legal proceedings.
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