The top-rated disability insurance agent in Lafayette, Indiana is Mike Kornafel - State Farm Insurance Agent, rated 4.9 stars across 175 reviews. Other highly rated options include Lafayette Insurance - Joe Couch Insurance Agency, Isch Insurance Agency, Inc., Blaze Insurance Group. This directory lists 20 disability insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Kornafel - State Farm Insurance Agent | 3135 Concord Rd Ste 1 | (765) 474-1547 |
| 2 | Lafayette Insurance - Joe Couch Insurance Agency | 3111 Builder Dr #6 | (765) 474-2300 |
| 3 | Isch Insurance Agency, Inc. | 1415 Union St | (765) 838-2781 |
| 4 | Blaze Insurance Group | 2663 Duncan Rd Ste B | (765) 444-4457 |
| 5 | Garcia Insurance Agency | 2927 Union St | (765) 449-4544 |
| 6 | Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 | 53 Lori Lee Dr Ste. 220 | (765) 701-0121 |
| 7 | Insurance Solutions From Amber | 4826 Tazer Dr suite c | (765) 429-7979 |
| 8 | T65 Health Plans | 839 Main St #500 | (765) 412-6492 |
| 9 | Collicott Insurance | 3888 Union St Suite A | (765) 448-6107 |
| 10 | Underwood Insurance Agency | 3990 State Rte 38 Suite 5A | (765) 742-7320 |
Mike Kornafel - State Farm Insurance Agent serves the Lafayette, Indiana area as a disability insurance agent. The company helps local residents navigate coverage options that protect their income if illness or injury prevents them from working. Disability insurance policies can replace a portion of lost wages during a recovery period. This Lafayette firm assists clients with understanding policy terms for both short-term and long-term disability plans.
Lafayette Insurance - Joe Couch Insurance Agency provides disability insurance agent services to clients in Lafayette, Indiana. It assists individuals and business owners in understanding how disability coverage can protect income during illness or injury. The agency offers guidance on policy options and helps clients maintain their coverage through regular reviews. It services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Isch Insurance Agency, Inc. serves local homeowners, businesses, and property managers in Lafayette, Indiana, by guiding them through the selection of disability insurance policies. The agency helps clients understand how such coverage can replace a portion of lost income if an illness or injury prevents them from working. Policy options may include short-term or long-term benefits tailored to individual financial situations. This agent also serves clients in the greater West Lafayette metropolitan area.
In Lafayette, disability insurance agents distinguish between one-time policy evaluations and recurring plan adjustments, while also guiding clients through available coverage options for income protection. Blaze Insurance Group assists individuals and small businesses in selecting policies that replace lost wages due to illness or injury. Service runs on either a one-time basis for a single policy review or on a scheduled, recurring schedule for annual plan updates and claim support.
Garcia Insurance Agency serves clients in Lafayette, Indiana, and the surrounding communities. It handles disability insurance, providing income protection plans for individuals who cannot work due to illness or injury. The agency guides clients through policy selection, focusing on coverage terms and benefit structures that fit different professional and financial situations. To handle a typical job, it reviews the client’s occupation and current earnings, then identifies policy options that offer suitable waiting periods and benefit durations.
Specializing in disability insurance coverage, Scott Scales Insurance Agency, Inc. provides guidance on protecting income against unexpected medical conditions and injuries. The Lafayette agency assists local professionals in evaluating policy options that fit individual financial needs and work scenarios. Its services address the complex process of identifying appropriate benefit terms for long-term or short-term replacement plans. This is especially helpful when clients face life transitions such as a recent diagnosis or an upcoming surgery that could temporarily interrupt employment and household earnings.
In Lafayette, working parents often need to protect their income if illness or injury prevents them from working. Insurance Solutions From Amber specializes in disability insurance, helping local residents bridge the gap during unexpected time away from their jobs. As a local disability insurance agent, the company reviews individual needs to explain policy options for short-term or long-term coverage. The initial step involves a complimentary consultation to assess current income risks and compare potential benefit plans suited to each household budget.
T65 Health Plans serves residents in Lafayette, Indiana, offering disability insurance coverage for personal income protection. The agency also assists local businesses with commercial disability policies to safeguard their operations. Services extend throughout the greater Lafayette area. Each policy is designed to replace a portion of lost earnings due to illness or injury. Clients can contact the office for initial consultations or policy adjustments. The agency encourages repeat visits to review coverage needs during life changes or regular annual check-ins.
Collicott Insurance serves clients in Lafayette, Indiana, as a dedicated disability insurance agent. The company assists individuals in finding income protection plans that cover lost wages due to illness or injury. It works with local professionals to assess specific coverage needs based on their occupations and financial situations. Policies are selected to replace a portion of earnings during periods of disability. A key offered add-on service is tailoring policies with residual disability riders for partial income loss following recovery.
Underwood Insurance Agency provides guidance for individuals and businesses seeking disability income protection in Lafayette, Indiana. Its work focuses on helping clients understand and select disability insurance policies that address income loss from illness or injury. The agency can assist with supplemental coverage and policy reviews for existing plans. It serves various commercial sectors, including professional offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Lafayette Cost?
Disability insurance premiums in Indiana typically range from 1% to 3% of your annual income. For a 50 000 dollar annual salary a policy might cost between 500 and 1 500 per year. Costs vary based on age health occupation and benefit period. This is general information not insurance advice.
About disability insurance agents in Lafayette
Disability insurance agents in Lafayette Indiana help individuals and businesses secure income protection policies. These agents guide clients through Indiana specific regulations such as the state waiting period for disability benefits. They also assist with policy selection and claim filing to ensure coverage meets local needs.
Frequently Asked Questions
What does a disability insurance agent in Lafayette do?
A disability insurance agent helps you find and purchase a policy that fits your income and occupation. They explain policy terms, compare plans from different carriers, and assist with the application process. In Indiana agents must hold a valid state insurance license.
How do Indiana laws affect disability insurance policies?
Indiana does not require employers to provide short term or long term disability insurance. However group policies must follow state insurance regulations. Individual policies are governed by Indiana contract law and the Indiana Department of Insurance oversees carrier compliance.
Can a Lafayette agent help with an existing disability claim?
Yes many agents assist with claim questions and can explain policy provisions. However they cannot provide legal advice. For denied claims you may need to consult an attorney who understands Indiana insurance bad faith laws.
Disability Insurance Agents in Other Indiana Cities
Anderson · Bloomington · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Granger · Greenfield · Greenwood