The top-rated disability insurance agent in Portage, Indiana is Mark Mercer: Allstate Insurance, rated 4.9 stars across 1,162 reviews. Other highly rated options include Samuelson Insurance Agency, Glenn Barath - State Farm Insurance Agent, Holly Mitchell - State Farm Insurance Agent. This directory lists 16 disability insurance agents serving Portage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Mercer: Allstate Insurance | 3159 Willowcreek Rd | (219) 850-4168 |
| 2 | Samuelson Insurance Agency | 6730 Central Ave | (219) 762-3702 |
| 3 | Glenn Barath - State Farm Insurance Agent | 5474 US-6 | (219) 947-3276 |
| 4 | Holly Mitchell - State Farm Insurance Agent | 6281 Central Ave | (219) 762-7979 |
| 5 | Levi Insurance | 5877 Central Ave Suite A | (219) 294-5384 |
| 6 | Nick Ollearis - State Farm Insurance Agent | 3173 Willowcreek Rd | (219) 841-6035 |
| 7 | Angel Auto | 5928 US-6 | (219) 764-7771 |
| 8 | Dan Bizik - State Farm Insurance Agent | 2684 Willowcreek Rd | (219) 763-4800 |
| 9 | Ana Gutierrez - State Farm Insurance Agent | 6073 Central Ave Unit B | (219) 734-7156 |
| 10 | Andrea Harbin - State Farm Insurance Agent | 6504 W U.S. Hwy 6 | (219) 762-5114 |
Mark Mercer: Allstate Insurance serves the Portage, Indiana area and surrounding communities as a disability insurance agent. The agency assists local residents and workers in understanding how disability coverage can help protect their income during unexpected illnesses or injuries. Clients can explore policy options that align with their profession and financial needs. The agency handles individual disability insurance plans and short-term disability coverage for those seeking personal financial protection.
Samuelson Insurance Agency serves clients in Portage, Indiana, by offering professional guidance on disability insurance policies and coverage options. It assists individuals in understanding policy terms, benefit amounts, and waiting periods to ensure suitable protection against income loss due to injury or illness. The agency provides ongoing support for existing policies, including claims assistance and coverage reviews, to help clients maintain their plans over time. It services single-family homes, apartments, retail establishments, and restaurants.
Glenn Barath - State Farm Insurance Agent in Portage, IN, serves local homeowners, renters, and small business owners seeking disability insurance protection. It assists clients in securing income replacement policies that provide financial stability if illness or injury prevents work. The agency also helps individuals evaluate coverage options suited to varying occupations and budgets. By offering personalized consultations, it ensures policyholders understand their benefits and exclusions. The agent covers Portage and surrounding areas, including nearby communities such as Valparaiso.
Holly Mitchell - State Farm Insurance Agent serves Portage, Indiana, and the surrounding communities in Porter County. The agency handles disability insurance policies, helping local residents protect their income if illness or injury prevents them from working. These policies typically replace a portion of lost earnings during recovery. To handle a typical job, the agent reviews a client’s occupation and current income to recommend appropriate coverage limits and waiting periods.
Levi Insurance in Portage, IN addresses the distinction between one-time disability policy purchases and ongoing service arrangements for managing existing coverage. They assist local clients in understanding the waiting periods and benefit structures of short-term and long-term disability plans. This agency provides guidance on how such insurance can replace income during illness or injury, helping individuals in the area assess their personal risk and available policy types. Their service runs on both a scheduled and as-needed basis, depending on each client’s particular situation.
Nick Ollearis - State Farm Insurance Agent in Portage, IN, specializes in disability insurance, offering income protection policies that replace a portion of earnings if a client becomes unable to work due to illness or injury. The agency also handles general insurance needs, including auto and home coverage, providing local policy consultations. As winter approaches, it helps clients review their current disability plans to ensure adequate coverage during seasonal hazards like icy sidewalks or car accidents.
When winter weather in Portage makes commutes risky, many residents consider how lost income from an injury would affect their household. Angel Auto offers disability insurance agent services to help local workers explore plans that replace a portion of earnings if a medical condition prevents them from working. The company focuses on matching individual needs with appropriate coverage policies available in Indiana. An initial phone appointment can review a client’s employment situation and discuss waiting periods and benefit amounts. A no-cost assessment of current income protection is the recommended first step.
Dan Bizik - State Farm Insurance Agent in Portage, IN, works to help individuals and businesses secure financial protection against lost income due to illness or injury. The agency specializes in disability coverage, offering guidance on policies that replace a portion of salary when a client is unable to work. It serves a variety of commercial sectors, including professional offices, warehouses, and food service operations, each with distinct risk management needs.
Ana Gutierrez, operating as a State Farm Insurance Agent in Portage, IN, provides residential disability insurance to help individual policyholders protect their income in the event of an injury or illness. For commercial clients, the agency offers coverage options designed to support business continuity during a disabling event. She and her team serve clients throughout Portage and the surrounding Porter County area. After an initial policy is in place, the agent remains available to reassess coverage needs and assist with claims or plan adjustments between regular service visits.
Andrea Harbin - State Farm Insurance Agent in Portage, IN, is known for guiding residents through social security and private disability benefits. This agency helps individuals assess their current income protection needs and match them with suitable policy options. They assist clients in reviewing plan conditions and understanding the claims process. The agent can also advise on adding a future purchase option to a long-term disability policy to help secure increased coverage later.
What Does a a Disability Insurance Agent in Portage Cost?
Costs for disability insurance in Indiana vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. A 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk jobs. This is general information, not insurance advice.
About disability insurance agents in Portage
Disability insurance agents in Portage Indiana help individuals and businesses find coverage that meets their needs. Indiana law requires agents to be licensed by the Indiana Department of Insurance. Local agents know the specific rules for group and individual disability policies in the state.
Frequently Asked Questions
What does a disability insurance agent in Portage do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They explain policy terms and guide you through the application process. Agents do not provide legal advice but can help you understand coverage options.
How do I know if I need disability insurance in Indiana?
If you rely on your income to pay bills, disability insurance can protect you if you cannot work. Indiana does not require employers to offer disability coverage. An agent can help you compare private plans if your job does not provide this benefit.
What Indiana laws affect disability insurance claims?
Indiana has a statute of limitations for filing a lawsuit on a disability claim, often three years from the date of the claim denial. Policies must follow Indiana insurance code. An agent can explain how state laws apply to your specific policy.
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