The top-rated disability insurance agent in Richmond, Indiana is Angie Witherby - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, Brian Benedict, Licensed Agent, Medicare Questions?, Richard Lake: Allstate Insurance. This directory lists 20 disability insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Witherby - State Farm Insurance Agent | 833 Chester Blvd | (765) 935-7348 |
| 2 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 3 | Brian Benedict, Licensed Agent, Medicare Questions? | 534 E Main St | (765) 703-8080 |
| 4 | Richard Lake: Allstate Insurance | 1025 S A St | (765) 966-1106 |
| 5 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 6 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 7 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 8 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 9 | Tracy Schweizer - State Farm Insurance Agent | 1701 W Nat'l Rd | (765) 935-7373 |
| 10 | Indiana Farm Bureau Insurance | 1330 W Industries Rd | (765) 962-9548 |
Angie Witherby - State Farm Insurance Agent serves the Richmond, Indiana area as a disability insurance agent. This agency helps local residents secure financial protection by providing policies that replace a portion of income if an illness or injury prevents them from working. Policy options include short-term and long-term disability coverage, which can be tailored to individual needs and budgets. The office handles both employer-sponsored group plans and individual disability insurance policies.
Acceptance Insurance provides disability income protection guidance for individuals and small business owners in Richmond, Indiana. The agency reviews clients’ current coverage gaps and helps tailor plans that replace lost wages during illness or injury. Ongoing policy maintenance includes annual benefit reviews and claims assistance to ensure clients understand their options. Acceptance Insurance services single-family homes, apartments, retail establishments, and restaurants in the area.
Brian Benedict, Licensed Agent, Medicare Questions? offers disability insurance agent services to the Richmond, IN area. The practice helps clients understand policy options that replace a portion of income if they cannot work due to injury or illness. Service support typically includes initial benefit comparisons and guidance through plan selection. For ongoing needs, the agent assists with policy reviews to ensure coverage remains current. This agency provides its services for single-family homes, apartments, retail, and restaurants.
Homeowners and small business owners in Richmond, Indiana rely on Richard Lake: Allstate Insurance for disability insurance agent services. This agency helps clients protect their income by guiding them through options like short-term and long-term disability coverage. Policies can substitute a portion of earned wages if illness or injury prevents work. The agent explains the terms of different plans to ensure customers find appropriate coverage for their personal financial situations. This office also provides its disability insurance services to residents in the neighboring community of Centerville and throughout Wayne County.
For individuals seeking coverage, disability insurance agents offer both one-time consultation services for initial policy selection and recurring support to adjust plans as financial circumstances change. McGowan Insurance Group serves clients in Richmond, Indiana, providing guidance bridging income protection needs with appropriate policy options. Services assist with application processes and policy reviews to ensure coverage remains aligned with current employment situations or health developments. Routine annual check-ins are available along with additional consultations as life events occur. Assistance runs on a scheduled or as-needed basis.
VanVleet Insurance serves Richmond, Indiana, and the surrounding communities with disability insurance agency services. The company handles both short-term and long-term disability policies designed to replace a portion of lost income during illness or injury. It works with clients to navigate the application process and understand policy terms and coverage details. To handle a typical job, the agent reviews the client's employment situation and existing coverage to recommend a policy that fits their specific financial needs.
Brian Fuller: Allstate Insurance provides disability insurance agent services for individuals and families in the Richmond, Indiana area. This specialty focuses on helping clients secure income protection in the event of an illness or injury that prevents them from working. The agency also assists with broader coverage options designed to address personal financial risks and planning needs. As local residents face changes in health or employment status, this agent can help adjust policies to maintain adequate coverage during such transitions.
In the Richmond, IN area, changing health needs or seasonal work shifts often prompt residents to reassess their income protection. As a neighborhood disability insurance agent, Affordable Insurance Agency, Division of RMD-Patti Insurance responds by clarifying how disability policies replace lost wages during illness or injury. Their process begins with a no-cost initial assessment to review the client’s occupation, current coverage, and monthly expenses. This step identifies key policy features suited to the client’s personal situation and local employment landscape.
Tracy Schweizer - State Farm Insurance Agent in Richmond, IN, provides financial protection by offering personal and business insurance solutions. The agency specializes in disability insurance, which helps replace income if a policyholder cannot work due to illness or injury. This service ensures coverage for daily expenses and medical bills during recovery. The agency serves local commercial sectors, including offices, warehouses, and food service operations.
Indiana Farm Bureau Insurance serves residential clients in and around Richmond with disability insurance coverage that helps protect income when illness or injury prevents work. Commercial policies are also available for local business owners seeking similar safeguards for their operations. Service extends throughout the surrounding area to address ongoing needs. After an initial policy is set up, agents remain available for follow-up conversations, adjustments, and repeat service between regular check-ins to ensure coverage continues to fit changing circumstances.
What Does a a Disability Insurance Agent in Richmond Cost?
Disability insurance agents in Indiana typically earn a commission from the insurance company, so their services are often free to you. Premiums for individual disability insurance in Indiana range from 1% to 3% of your annual income. For a 50,000 dollar annual income, this means 500 to 1,500 dollars per year. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Richmond
A disability insurance agent in Richmond Indiana can help you understand your policy and file claims. Indiana law requires insurance companies to respond to claims within 30 days. Local agents know the specific requirements for Wayne County residents.
Frequently Asked Questions
What does a disability insurance agent in Richmond do?
A disability insurance agent helps you choose a policy and guides you through the claims process. They explain policy terms and help you gather medical evidence. They do not provide legal advice but can assist with paperwork.
How long do I have to file a disability claim in Indiana?
Indiana does not have a single statute of limitations for all disability claims. Most private policies require you to file within 30 to 90 days of becoming disabled. Check your specific policy for exact deadlines.
Can a Richmond agent help with an appeal?
Yes, many agents assist with the internal appeals process for denied claims. They can review your denial letter and help you submit additional evidence. For legal appeals you may need an attorney.
Disability Insurance Agents in Other Indiana Cities
Anderson · Bloomington · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Granger · Greenfield · Greenwood