The top-rated disability insurance agent in South Bend, Indiana is Aldridge Insurance, Inc., rated 5.0 stars across 182 reviews. Other highly rated options include Priority Risk Management Inc., Dan Berry Insurance Agency, Peterson Insurance Agency, Inc. This directory lists 20 disability insurance agents serving South Bend.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aldridge Insurance, Inc. | 1323 N Ironwood Dr | (574) 232-9999 |
| 2 | Priority Risk Management Inc. | 331 S Eddy St Ste 50 | (574) 291-5510 |
| 3 | Dan Berry Insurance Agency | 54101 N Ironwood Rd | (574) 255-6222 |
| 4 | Peterson Insurance Agency, Inc | 2516 E Mishawaka Ave | (574) 234-2464 |
| 5 | , a Marsh & McLennan Agency LLC Company | 100 E Wayne St Suite 510 | (574) 334-5500 |
| 6 | HealthMarkets Insurance - Ray Plagens | 604 S Eddy St | (574) 210-7474 |
| 7 | Schmitt Insurance | 4560 S Ironwood Dr | (574) 544-6600 |
| 8 | Affordable Insurance Agency INC | 1227 E Ireland Rd | (574) 233-2330 |
| 9 | Wesolowski Insurance Agency | 216 S Taylor St | (574) 233-5638 |
| 10 | Michiana Health Insurance, Inc | 1635 N Ironwood Dr Suite 1 | (574) 855-4247 |
Aldridge Insurance, Inc. in South Bend, IN provides disability insurance agent services to help individuals protect their income in the event of illness or injury. Its representatives guide clients through policy selection and facilitate enrollment to ensure adequate coverage. Ongoing support is available for policy maintenance, claims assistance, and adjustments to changing needs. The firm offers these disability protection solutions for a variety of property owners and business operators, including single-family homes, apartments, retail, and restaurants.
Priority Risk Management Inc. in South Bend, IN, serves individuals, families, and business owners who need to protect their income against unexpected illness or injury. The company works as a disability insurance agent, helping clients compare coverage options that replace lost wages during a period of disability. These services apply to a wide range of occupational and personal needs. Along with the entire South Bend metro area, the agency also covers clients in the neighboring community of Mishawaka.
Dan Berry Insurance Agency serves the South Bend, Indiana, metro area as a disability insurance agent. The firm guides local residents through the process of selecting income protection plans that cover lost wages due to illness or injury. Policies are tailored to individual employment situations and financial needs. The agency handles both short-term and long-term disability coverage for professionals and self-employed workers across the region.
Peterson Insurance Agency, Inc serves South Bend, Indiana and the surrounding communities with disability insurance guidance. The agency handles long-term and short-term disability policies designed to protect an individual’s income if illness or injury prevents them from working. It focuses on explaining coverage options, policy limits, and elimination periods to local professionals and small business owners. To handle a typical case, the agent assesses the client’s occupation and current income, then compares plans to match the client with a suitable benefit structure.
A disability insurance agent in South Bend, IN offers both one-time policy evaluations and ongoing service for income protection coverage. The company, a Marsh & McLennan Agency LLC Company, helps clients select plans that replace part of their earnings if illness or injury prevents work. For existing policies, the agent reviews terms against current needs and local cost-of-living factors. Service on an individual or group plan runs on a scheduled consultation basis, with as-needed adjustments available during life or career changes.
As the cold and flu season deepens in South Bend, many workers worry about losing income if illness or injury keeps them home. HealthMarkets Insurance - Ray Plagens helps local professionals find disability coverage that protects their earnings during unexpected recovery periods. Clients receive guidance on benefit terms and policy exclusions before making any decisions. The initial step at this agency typically involves a consultation to review current employment benefits and estimate potential income gaps.
Schmitt Insurance works as a disability insurance agent in South Bend, Indiana, helping clients secure income protection for injury or illness. It specializes in policies that supplement employer coverage with individual long-term or short-term plans. The firm focuses on coordinating benefits to fit personal needs, ensuring gaps in protection are addressed. It serves commercial sectors such as offices, warehouses, and food service operations.
Affordable Insurance Agency INC, located in South Bend, IN, offers services as a disability insurance agent, specializing in helping individuals secure income protection policies for times of injury or illness. It guides clients through plan options to safeguard their earnings against a loss of work capacity. General service includes explaining policy terms, comparing coverage levels, and assisting with applications. With the approach of seasonal outdoor activities in South Bend, the agency can help address concerns about potential accidents or injuries that could interrupt daily income streams.
Wesolowski Insurance Agency serves the South Bend area with disability insurance for residents, covering individual needs such as income protection from illness or injury. For commercial clients, the agency assists local businesses in securing policies that support employee disability coverage. Services extend throughout greater St. Joseph County, offering personalized evaluations of benefit options. Clients often return for periodic policy reviews to adjust plans as financial situations change, ensuring coverage remains aligned with current needs between regular consultations.
What Does a a Disability Insurance Agent in South Bend Cost?
Disability insurance agent services in Indiana typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums vary widely based on age health occupation and benefit amount. For a healthy 35 year old earning 50000 per year a policy might cost between 50 and 150 per month. Costs increase for higher risk jobs or pre existing conditions. This is general information not insurance advice.
About disability insurance agents in South Bend
Disability insurance agents in South Bend Indiana help individuals and businesses secure income protection. Indiana law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the regional job market and can tailor policies for manufacturing healthcare and education workers.
Frequently Asked Questions
What does a disability insurance agent in South Bend do?
A disability insurance agent helps you choose a policy that replaces a portion of your income if you cannot work due to illness or injury. They explain policy terms exclusions and benefit periods. They also assist with filing claims and understanding Indiana insurance regulations.
How do I know if I need disability insurance in Indiana?
If you rely on your income to pay bills and support your family disability insurance is important. Indiana does not require employers to offer short term disability coverage. Without a policy you may have no income if a serious health issue prevents you from working.
What Indiana laws affect disability insurance policies?
Indiana Code Title 27 governs insurance practices. Insurers must act in good faith and cannot deny claims without reasonable basis. Indiana also has a 15 day deadline for insurers to acknowledge a claim and a 30 day deadline to approve or deny it after receiving all needed documents.
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