The top-rated disability insurance agent in Terre Haute, Indiana is Newlin Disability, rated 4.8 stars across 1,988 reviews. Other highly rated options include JD Pizzola - State Farm Insurance Agent, Sandy Bryant - State Farm Insurance Agent, Allstate Insurance: The Woods Agency. This directory lists 20 disability insurance agents serving Terre Haute.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Newlin Disability | 205 Ohio St | (812) 232-9595 |
| 2 | JD Pizzola - State Farm Insurance Agent | 1517 S 3rd St | (812) 299-1800 |
| 3 | Sandy Bryant - State Farm Insurance Agent | 3518 Wabash Ave | (812) 232-0758 |
| 4 | Allstate Insurance: The Woods Agency | 1106 Ohio St | (812) 234-2300 |
| 5 | Ken Hargis Insurance Agency | 1220 Wabash Ave | (812) 478-0660 |
| 6 | Farmers Insurance - Matthew Norris | 2901 Ohio Blvd Suite 140 | (812) 814-4865 |
| 7 | Robert Wilson Insurance Agency | 2952 S 7th St | (812) 234-0766 |
| 8 | Candis Grinslade Agency LLC American Family Insurance | 1434 S 3rd St | (812) 478-9500 |
| 9 | Dennis D. Andrews Insurance Services LLC | 2501 College Ave | (812) 234-4230 |
| 10 | Shelter Insurance - Rick Fowler | 1318 Ohio St # 4 | (812) 244-1120 |
Newlin Disability serves the Terre Haute, Indiana area as a disability insurance agent, providing specialized coverage to protect local residents’ income in the event of illness or injury. The company assists individuals in selecting policies that replace a portion of lost wages during recovery. For professionals in the region, it handles both short-term and long-term disability insurance solutions tailored to diverse occupational needs.
JD Pizzola - State Farm Insurance Agent in Terre Haute, Indiana, serves homeowners, renters, and local business owners by providing disability insurance that replaces a portion of income if injury or illness prevents work. This agent also assists property managers in securing coverage to protect rental investments. The firm helps clients understand how a short-term sickness or long-term medical condition could impact their finances and daily living expenses. Service extends to families and workers in nearby West Terre Haute and throughout the greater Vigo County area.
Sandy Bryant - State Farm Insurance Agent in Terre Haute, IN offers disability insurance services designed to help protect clients against income loss due to illness or injury. The agency provides ongoing policy reviews and claim assistance to ensure coverage remains aligned with changing needs. Services include personalized consultations to explain benefit options and coordinate with existing financial plans. The agency services a wide range of properties, including single-family homes, apartments, retail, and restaurants.
Serving Terre Haute and its surrounding communities, Allstate Insurance: The Woods Agency handles applications for disability insurance for local professionals and residents. The agency guides clients through the process of selecting coverage designed to protect their income in case of illness or injury. It focuses on explaining policy details, such as elimination periods and benefit durations, to match individual needs. This agency typically approaches each client’s situation by first reviewing their occupation and monthly expenses to recommend an appropriate benefit structure.
Ken Hargis Insurance Agency in Terre Haute, IN helps clients understand the difference between a single, one-time disability policy purchase and the option for recurring coverage updates as life circumstances change. Their disability insurance work focuses on income protection should a client become unable to work due to illness or injury. Service is provided on an as-needed basis for initial consultations and any future policy adjustments.
Farmers Insurance - Matthew Norris in Terre Haute offers disability insurance to help replace income when illness or injury prevents work. The agency also provides general insurance services, discussing coverage needs with local residents and business owners. For those facing unexpected health setbacks, a policy can protect financial stability. This is particularly valuable during the winter months when slips on ice and seasonal illnesses become more frequent.
When cold or flu season keeps residents of Terre Haute from working, steady income can suddenly feel uncertain. Robert Wilson Insurance Agency addresses this vulnerability by helping local professionals secure disability coverage tailored to their individual occupations. The agency guides clients through selecting policies that replace lost wages during an illness or injury, ensuring financial obligations continue to be met. An initial assessment is conducted to review each client's current earnings and identify the most suitable income-replacement terms.
Candis Grinslade Agency LLC American Family Insurance helps individuals and businesses address income protection needs through disability insurance in Terre Haute, IN. The agency provides tailored plans designed to replace a portion of lost earnings if injury or illness prevents work. Their services also include voluntary benefit options that clients can adjust as circumstances change. Commercial sectors this agency can serve range from local office environments and administrative hubs to larger warehouse operations and food service establishments.
Dennis D. Andrews Insurance Services LLC provides disability insurance coverage to residents in and around Terre Haute, Indiana. The agency’s services focus on helping individuals protect their income in the event of illness or injury. Commercial disability policies are also offered to local businesses seeking protection for their key employees. The firm operates throughout the Terre Haute area, assisting clients with initial policy selection and enrollment. Regular follow-up consultations are provided between scheduled appointments to adjust coverage based on changing needs.
Shelter Insurance - Rick Fowler in Terre Haute, Indiana, is known as a disability insurance agent serving individuals who need income protection due to illness or injury. The agency’s service range includes evaluating clients’ specific income needs and matching them with appropriate disability policies to help cover lost wages. For those seeking added security, this agent can also offer specialized riders that extend coverage for partial disabilities.
What Does a a Disability Insurance Agent in Terre Haute Cost?
Disability insurance agent services in Indiana typically do not charge a separate fee because they earn commissions from insurers. Policy premiums vary widely based on age health and coverage amount. For example a 40 year old might pay between 1 percent and 3 percent of their annual income for a policy. Costs depend on the benefit period waiting period and elimination period. This is general information not insurance advice.
About disability insurance agents in Terre Haute
Disability insurance agents in Terre Haute Indiana help individuals and businesses secure income protection. Indiana law requires insurers to respond to claims within 30 days under Title 760 of the Indiana Administrative Code. A local agent can explain policy options and assist with filing claims or appeals.
Frequently Asked Questions
What does a disability insurance agent in Terre Haute do?
An agent helps you choose a disability insurance policy that fits your needs. They also assist with claim submissions and understanding policy terms. In Indiana agents must be licensed by the Indiana Department of Insurance.
How long do I have to file a disability claim in Indiana?
Indiana does not set a specific time limit for filing a claim but policies often require prompt notice. Most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact deadlines.
Can a disability insurance agent help with an appeal in Terre Haute?
Yes an agent can review your denial letter and help gather supporting documents. They can also explain the appeals process under Indiana law. However for legal representation you may need an attorney.
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