The top-rated disability insurance agent in Valparaiso, Indiana is Shurr Insurance, rated 4.9 stars across 450 reviews. Other highly rated options include Sam Allie - State Farm Insurance Agent, Scott Martin - State Farm Insurance Agent, Ethos Insurance & Risk Management. This directory lists 20 disability insurance agents serving Valparaiso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shurr Insurance | 833 Lincolnway | (219) 462-1146 |
| 2 | Sam Allie - State Farm Insurance Agent | 3809 N Calumet Ave | (219) 663-8799 |
| 3 | Scott Martin - State Farm Insurance Agent | 1351 Silhavy Rd Ste B | (219) 263-0292 |
| 4 | Ethos Insurance & Risk Management | 105 Lincolnway suite 215 | (219) 281-2380 |
| 5 | Raines Insurance Group | 251 Indiana Ave | (219) 561-0102 |
| 6 | Todd Laczynski Agency INC American Family Insurance | 2502 Beech St STE 70 | (219) 531-9332 |
| 7 | Shepherd Insurance | 2600 Roosevelt Rd Suite 2007 | (219) 465-6530 |
| 8 | Shelter Insurance - Erin Valdivia | 403 Lincolnway Ste A | (219) 464-3493 |
| 9 | Burt Insurance | 415 McKinley St | (219) 462-7901 |
| 10 | McGowan Insurance Group- Valparaiso | 570 Vale Park Rd STE A | (219) 462-5178 |
Shurr Insurance serves Valparaiso and Porter County, Indiana, offering disability insurance agent services designed to help individuals protect their income. They assist local residents in understanding how disability coverage can safeguard financial stability during illness or injury. The agency works with clients to select appropriate plans that meet personal needs. Professionals in this area rely on such guidance to navigate policy options. Among the specific services provided are individual disability income insurance and business overhead expense coverage.
Sam Allie - State Farm Insurance Agent provides disability insurance agent services to clients throughout the Valparaiso, IN area. The company assists individuals with understanding and securing policies designed to replace a portion of income if an injury or illness prevents them from working. Its maintenance plans involve periodic policy reviews to ensure coverage keeps pace with changing life circumstances such as job changes or family growth. Services are available for a diverse range of clients, including self-employed professionals, staff at single-family homes, apartment complexes, retail operations, and restaurants.
Serving homeowners and local business owners in the Valparaiso area, Scott Martin - State Farm Insurance Agent provides disability insurance coverage designed to replace a portion of income if an injury or illness prevents work. This protection helps policyholders manage everyday expenses during recovery. As a local disability insurance agent, the agency guides clients through policy options to match individual needs and budgets. The agency also assists residents and business operators throughout neighboring communities and the broader Porter County metro area.
Ethos Insurance & Risk Management serves Valparaiso and the surrounding Porter County communities, handling disability insurance for local residents and businesses. It helps clients secure income protection for illnesses or injuries that prevent work. The agency focuses on explaining policy terms clearly, ensuring each plan fits the individual's occupation and financial needs. For a typical job, the company first reviews a client's current coverage and income situation before recommending specific disability options tailored to their scenario.
When clients need a single policy review versus ongoing portfolio adjustments for long-term disability protection, Raines Insurance Group in Valparaiso, Indiana, assists with both one-time consultations and recurring service arrangements. The agency guides individuals and local businesses through coverage options for income replacement due to illness or injury, addressing gaps in employer-sponsored plans or creating new individual policies. Service is offered on a one-time, scheduled, or as-needed basis depending on the client’s evolving needs and financial situation.
As winter weather increases the risk of slips and falls, residents of Valparaiso, Indiana, need reliable income protection if an injury prevents them from working. Todd Laczynski Agency INC American Family Insurance offers disability insurance agent services to help local policyholders safeguard their earnings during unexpected medical leave. By reviewing individual employment situations and coverage needs, the agency provides guidance on benefit plans for lost wages. The first step involves a free personal consultation to assess current protection and identify any gaps.
Shepherd Insurance provides residential disability insurance services in Valparaiso, Indiana, helping individual clients secure income protection. The agency also coordinates commercial disability coverage for local businesses to safeguard their employees. Serving clients throughout the Valparaiso area, the company delivers personalized guidance tailored to each situation. Between regular visits, the team can assist with policy updates and claims follow-up to ensure continued coverage evolves with changing needs.
Shelter Insurance - Erin Valdivia in Valparaiso, IN, specializes in offering disability income protection policies designed to replace a portion of lost wages when an injury or illness prevents work. The agency also assists local residents with general insurance needs, helping them navigate coverage options that safeguard their financial stability. As winter approaches with its increased risks of slips and falls causing temporary disabilities, it helps clients ensure their policies provide adequate support during recovery.
Burt Insurance in Valparaiso, Indiana, is known for helping individuals secure disability income protection. The agency guides clients through policy options that replace lost wages due to illness or injury. Their work includes evaluating local employment risks and explaining waiting periods and benefit durations. Coverage planning is tailored to self-employed professionals and small business owners. A specialty service the agency can add on is coordinating short-term and long-term disability policies for a single client.
McGowan Insurance Group- Valparaiso serves Porter County and the surrounding northwest Indiana region as a disability insurance agent. The firm helps clients explore private disability policies designed to protect income in the event of an injury or illness that prevents work. It also assists individuals and business owners in comparing short-term and long-term disability coverage options available through local insurance carriers. Additional guidance is provided on coordinating these plans with employer-sponsored benefits and Social Security disability protections.
What Does a a Disability Insurance Agent in Valparaiso Cost?
Disability insurance premiums in Indiana typically range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs depend on your age health occupation and the benefit amount. This is general information and not insurance advice.
About disability insurance agents in Valparaiso
Disability insurance agents in Valparaiso Indiana help residents protect their income if they cannot work due to illness or injury. Indiana law does not require employers to offer disability coverage so many workers purchase individual policies. A local agent can explain the difference between short term and long term disability plans and how they interact with Indiana state benefits.
Frequently Asked Questions
What does a disability insurance agent in Valparaiso do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms such as elimination periods and benefit durations. They also assist with filing claims and understanding Indiana specific coverage rules.
Do I need disability insurance if I have Indiana state disability benefits?
Indiana does not offer a state run disability insurance program like some other states. Private disability insurance is often necessary to replace income. An agent can help you find a policy that fills the gap if you have no employer coverage.
How long does it take to get a disability insurance policy in Indiana?
The application process usually takes two to six weeks. The insurance company reviews your medical history and occupation. Indiana law allows insurers to use a 2 year contestability period for misstatements on the application.
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