The top-rated disability insurance agent in Zionsville, Indiana is Stephanie Marzano - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include Malott Family Insurance, Hometown Insurance Agency, Kelley Potter - State Farm Insurance Agent. This directory lists 17 disability insurance agents serving Zionsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Marzano - State Farm Insurance Agent | 905 W Oak St #100 | (317) 973-0496 |
| 2 | Malott Family Insurance | 6804 Woodhaven Pl | (765) 366-0192 |
| 3 | Hometown Insurance Agency | 1233 W Oak St | (317) 852-2245 |
| 4 | Kelley Potter - State Farm Insurance Agent | 130 W Hawthorne St | (317) 873-2606 |
| 5 | David Bruce - State Farm Insurance Agent | 11650 N Michigan Rd | (317) 870-2444 |
| 6 | Goosehead Insurance - Jason Whiteley | 75 N Main St | (463) 223-5712 |
| 7 | Farmers Insurance - Jon Meeks | 1535 W Oak St | (317) 973-0552 |
| 8 | Allstate Insurance: Jeff Heidelberger | 88 Brendon Way | (317) 732-4252 |
| 9 | Lowder Insurance Agency | 50 S Main St | (317) 873-3113 |
| 10 | Pemberton Insurance Group | 11622 N Michigan Rd #3 | (317) 973-4083 |
Stephanie Marzano - State Farm Insurance Agent serves the Zionsville, Indiana area and surrounding Boone County communities as a local disability insurance agent. This office helps individuals and families understand and secure coverage that provides income protection when an injury or illness prevents them from working. They work with clients to assess personal financial risks and select appropriate policy options. Specific services offered include short-term disability insurance and long-term disability insurance solutions.
Malott Family Insurance provides disability insurance agent services to clients in Zionsville, Indiana. The company assists individuals in reviewing their current coverage and exploring options to protect income against illness or injury. It offers ongoing policy maintenance, including annual reviews to adjust benefits as needs change. Regular plan updates help ensure that coverage remains aligned with personal financial situations. The firm serves a range of properties, from single-family homes and apartments to retail locations and full-service restaurants.
Homeowners and business owners in Zionsville turn to Hometown Insurance Agency for disability insurance agent services. The agency helps individuals and companies secure income protection policies that provide financial support if an injury or illness prevents work. It guides clients through policy options tailored to their specific employment situations and coverage needs. Serving the broader Indianapolis metro area, the agency also covers nearby communities such as Carmel and Westfield for disability insurance consultations and placements.
Kelley Potter - State Farm Insurance Agent serves Zionsville, Indiana, and the surrounding communities. The agency handles disability insurance, which helps protect an individual’s income if they become unable to work due to illness or injury. Understanding that each client’s financial situation and occupation are unique, the agent takes time to review personal needs and coverage options. This approach typically involves a straightforward consultation to explain how different policies function before selecting a plan that fits the client’s specific circumstances.
Located in Zionsville, IN, David Bruce - State Farm Insurance Agent provides disability insurance for individuals. Clients may choose between a one-time policy for temporary needs or a recurring plan offering ongoing income protection. This coverage helps replace lost wages if illness or injury prevents work. The agency’s support structure ensures that policyholders receive steady assistance during claims and plan adjustments. Service can be arranged on either a scheduled review basis or as-needed whenever coverage questions arise.
As winter weather in Zionsville increases the risk of slips and falls, Goosehead Insurance - Jason Whiteley helps residents secure disability insurance that protects their income during recovery. The agency works with clients to understand coverage options that replace lost wages if an illness or injury prevents them from working. An initial consultation begins with a review of the client’s current employment benefits and daily financial obligations.
Farmers Insurance - Jon Meeks provides personal and commercial insurance planning for clients in Zionsville, Indiana. The agency specializes in disability insurance, offering income protection policies that help replace lost wages due to illness or injury. These plans are designed to support individuals during recovery and maintain financial stability. The agency also advises local businesses on group disability coverage. Commercial clients are drawn from a range of sectors, including professional offices, warehouses, and food service establishments.
Allstate Insurance: Jeff Heidelberger provides specialized services as a disability insurance agent, helping clients secure income protection policies for illness or injury. The agency serves individuals and families in Zionsville, Indiana, offering guidance on coverage options to safeguard financial stability. As the winter months approach, the agency can assist with policy reviews to ensure plans remain adequate for seasonal shifts in activity and potential weather-related accidents.
Lowder Insurance Agency serves clients in the Zionsville area, guiding residents through disability insurance decisions to protect their personal income from unexpected illness or injury. The agency also assists local businesses in securing commercial disability coverage that safeguards their operations and employees across the region. With each client’s needs carefully assessed during an initial consultation, the agent coordinates future policy reviews to adjust coverage as life circumstances change between regular service visits.
Pemberton Insurance Group, based in Zionsville, is known for guiding individuals and families through the complexities of disability income protection. Its service range includes comprehensive policy comparisons to help clients understand the various coverage options available in the local area. The company assists both professionals and business owners in assessing their need for long-term income replacement. As a specialty service, it can add on customized contract riders that address specific occupational risks within Indiana employment sectors.
What Does a a Disability Insurance Agent in Zionsville Cost?
Disability insurance premiums in Indiana typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Factors like age, occupation, health, and benefit amount affect the price. This is general information and not insurance advice.
About disability insurance agents in Zionsville
Disability insurance agents in Zionsville help residents and businesses secure income protection plans. Indiana law requires certain employer-provided disability benefits to comply with state regulations, including time limits for filing claims. A local agent can guide you through policy options tailored to your occupation and income needs.
Frequently Asked Questions
What does a disability insurance agent in Zionsville do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain policy terms, exclusions, and elimination periods. They also assist with filing claims and navigating Indiana-specific deadlines.
How long do I have to file a disability claim in Indiana?
Indiana law does not set a universal deadline for private disability claims, but most policies require notice within 30 to 90 days. For employer-sponsored plans governed by ERISA, you typically have 180 days to file. An agent can help you understand your specific policy timeline.
Are disability insurance premiums tax deductible in Indiana?
If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays premiums, benefits are usually taxable. Indiana follows federal tax rules for disability insurance. An agent can explain how this applies to your situation.
Disability Insurance Agents in Other Indiana Cities
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