The top-rated disability insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 374 reviews. Other highly rated options include Slosek Insurance, Rush Insurance Group, Inc., White Birch Insurance. This directory lists 17 disability insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 3 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 4 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 5 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 6 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
| 7 | Steven A Farnsworth Insurance | 202 Exchange St | (413) 594-2714 |
| 8 | Ideal Insurance | 957 Front St | (413) 788-1022 |
| 9 | Grandfield Bugbee & Masse Insurance | 35 Center St | (413) 592-1367 |
| 10 | Best Insurance Service MA | 342 Front St | (351) 203-0448 |
E.J. O'Neil Insurance Agency serves the Chicopee, MA, metro area as a disability insurance agent. It helps individuals and local businesses find coverage that replaces a portion of lost income when an employee cannot work due to illness or injury. The agency assists clients in understanding policy options for both short-term and long-term protection, tailoring plans to fit specific professional needs and budgets. It handles individual disability income policies and group employer-sponsored disability insurance.
Slosek Insurance provides disability insurance agent services to individuals and businesses in the Chicopee, Massachusetts area. The company assists clients in understanding their coverage options and navigating the application process for disability protection plans. It offers guidance on policy selection and helps maintain existing coverage through periodic policy reviews and updates. Slosek Insurance focuses on ensuring clients have appropriate protection against loss of income due to illness or injury. The agency serves clients with diverse needs, including single-family homeowners, apartment dwellers, retail operators, and restaurant owners.
Rush Insurance Group, Inc. provides disability insurance solutions for homeowners in Chicopee, Massachusetts, and also serves small businesses needing coverage for key employees. The agency works with local property managers to protect their income against injury or illness. Since each client situation differs, available policies are explained carefully to match individual needs and budgets. This helps secure financial stability in the event of a temporary or long-term inability to work. The company’s service area extends into the nearby Springfield metropolitan region.
Serving Chicopee and the surrounding Pioneer Valley communities, White Birch Insurance specializes in disability insurance agency services. The company assists individuals and businesses in securing coverage that provides income protection in the event of illness or injury. Navigating the range of short-term and long-term policy options, the agent works to match each client’s specific occupation and financial needs. For a typical case, the agency first reviews a client’s income and risk factors, then presents tailored policy choices to ensure suitable coverage.
A client may require either a one-time consultation to evaluate existing disability coverage or an ongoing advisory relationship to adjust policies as income and health change. Kaplansky Insurance- Chicopee Branch addresses short-term and long-term coverage needs, helping local residents protect their earning potential against illness or injury in western Massachusetts. Service is provided primarily on an as-needed basis, arranged when the client seeks assistance with policy selection, claims support, or annual policy reviews.
Rosario & Robb Insurance Inc specializes in disability insurance plans for residents of Chicopee, Massachusetts, and the surrounding area. It helps local workers secure coverage that replaces a portion of income if an injury or illness prevents them from performing their job duties. The agency guides clients through understanding policy terms, waiting periods, benefit amounts, and how disability fits with other financial protections. Whether a client faces a sudden accident during winter sports or a planned recovery from a seasonal surgery, this agent provides essential support for such income interruptions.
As the winter months in Chicopee bring an increased awareness of how an unexpected injury or illness might affect household income, the Steven A Farnsworth Insurance agency offers guidance on securing disability coverage. This agency serves local residents by explaining the financial protection provided by both short-term and long-term plans designed for the region's diverse workforce. An initial assessment of an individual’s current income and monthly obligations typically begins by reviewing a simple questionnaire and the client’s recent paystubs.
Ideal Insurance provides residential disability insurance services for clients in Chicopee, Massachusetts. The agency also offers commercial coverage options for small businesses and self-employed professionals in the surrounding area. Assistance is available for policy reviews, claim filing, and coverage adjustments to match changing income or health needs. Clients often rely on the same agent for follow-up service and yearly policy updates between regular office visits.
Serving clients throughout Chicopee, Grandfield Bugbee & Masse Insurance provides guidance on securing personal income protection through disability coverage. Their agency specializes in explaining policy options that replace lost wages due to illness or injury. They work to match plans with individual financial needs, helping workers understand waiting periods and coverage terms. A disability insurance agent here can assist both small office staff and employees in larger settings, including warehouses, retail floors, and food service operations.
What Does a a Disability Insurance Agent in Chicopee Cost?
Disability insurance agents in Massachusetts typically earn commissions paid by the insurance company. You do not usually pay the agent directly. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. Group policies through employers may have lower costs. This is general information and not insurance advice.
About disability insurance agents in Chicopee
Disability insurance agents in Chicopee Massachusetts help residents find policies and file claims. Massachusetts law requires insurers to respond to claims within 15 days under MGL Chapter 175 Section 108B. These agents can guide you through the process and explain your coverage options.
Frequently Asked Questions
What does a disability insurance agent in Chicopee do?
A disability insurance agent helps you compare policies from different carriers. They can assist with initial applications and explain policy terms. They do not provide legal advice or represent you in disputes.
How do Massachusetts laws affect disability insurance claims?
Massachusetts General Law Chapter 175 sets rules for claim handling. Insurers must acknowledge claims within 15 days and make a decision within 45 days. Agents can help you understand these timelines.
Can a disability insurance agent help with an appeal?
Agents can explain the appeal process and policy details. However they cannot represent you in court or at a hearing. For legal representation in appeals you would need a lawyer.