The top-rated disability insurance agent in Dartmouth, Massachusetts is Southcoast Insurance Group, rated 4.8 stars across 164 reviews. Other highly rated options include Ted L. Monteiro, Jr Insurance Agency, Inc., Lantz Family Insurance Agency, Inc., Patriot Growth Insurance Services (FBinsure) - Dartmouth. This directory lists 10 disability insurance agents serving Dartmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Southcoast Insurance Group | 536 Hawthorn St | (508) 858-0593 |
| 2 | Ted L. Monteiro, Jr Insurance Agency, Inc. | 78 Faunce Corner Mall Rd UNIT 510 | (508) 997-4070 |
| 3 | Lantz Family Insurance Agency, Inc. | 352 Faunce Corner Rd | (774) 992-0789 |
| 4 | Patriot Growth Insurance Services (FBinsure) - Dartmouth | 701 Dartmouth St | (508) 997-3399 |
| 5 | Sylvia Group | 500 Faunce Corner Rd | (508) 995-4553 |
| 6 | Branco Gardner Insurance | 48 State Rd | (508) 990-7367 |
| 7 | Bradshaw Insurance Agency | 40 Faunce Corner Mall Rd | (508) 993-0094 |
| 8 | Carey, Richmond & Viking | 86 Faunce Corner Mall Rd UNIT 420 | (508) 998-9500 |
| 9 | New England Medicare Advisors | 643 Dartmouth St | (774) 762-3437 |
| 10 | Eastern Insurance Group LLC | 370 Faunce Corner Rd Floor 2 | (800) 333-7234 |
Southcoast Insurance Group serves Dartmouth and the surrounding communities of southeastern Massachusetts, handling disability insurance needs for local residents. It offers coverage solutions that protect individuals from income loss due to injury or illness, helping clients secure financial stability during unexpected health events. The agency typically begins by reviewing a client’s occupation and income, then identifies policies that match their specific risk profile. It presents only the most suitable options and directly answers all questions before guiding the client through a straightforward application process.
Ted L. Monteiro, Jr Insurance Agency, Inc. serves the greater Dartmouth, Massachusetts area as a local disability insurance agent. The company specializes in helping individuals find coverage that protects their income in the event of illness or injury. Its agents assist clients in navigating the different policy options available for short-term and long-term disability plans. By working directly with area residents, the agency focuses on presenting tailored solutions to meet each person’s specific financial protection needs. Its services include evaluating personal risk and recommending suitable short-term disability policies.
Lantz Family Insurance Agency, Inc. provides disability insurance agent services to clients throughout the Dartmouth, MA area. The agency works with individuals and business owners to explain policy options that protect income during periods of illness or injury. It helps clients evaluate short-term and long-term disability plans to find suitable coverage. The company offers ongoing support by reviewing existing policies and updating coverage as client circumstances change. Its service plans typically include annual policy check-ins and guidance through the claims process. The agency services single-family homes, apartments, retail locations, and restaurants.
Patriot Growth Insurance Services (FBinsure) in Dartmouth works with local homeowners, businesses, and property managers who need protection against lost income from a disabling injury or illness. The agency helps clients evaluate individual and group disability policies, guiding them through plan choices that coordinate with existing coverage. It also advises business owners on key-person disability solutions to safeguard their companies. This agent serves Dartmouth and extends its services across the greater New Bedford metro area, including communities like Fairhaven and Acushnet.
Sylvia Group serves Dartmouth, Massachusetts, and the surrounding coastal communities of the South Coast. As a disability insurance agent, it handles individual income protection policies designed to replace a portion of lost earnings if a client cannot work due to injury or illness. The agency also assists local professionals with group disability coverage from various carriers. For a typical case, it reviews a client’s occupation, income, and existing benefits to identify suitable policy options that meet their budget and needs.
For clients needing ongoing income protection or a single policy review, Branco Gardner Insurance in Dartmouth advises on disability insurance as a distinct coverage category. This firm helps area residents navigate long-term or short-term options to replace lost wages due to illness or injury. The agent explains how group and individual plans differ. Service runs on a one-time, scheduled, or as-needed basis, tailored to each client’s particular policy questions and renewal timeline.
Bradshaw Insurance Agency offers specialized disability insurance services in Dartmouth, Massachusetts, helping individuals protect their income against unforeseen medical conditions or injuries. The agency works closely with clients to review individual policy options and guide them through the application process. These general services are designed to ensure residents have appropriate coverage for their personal or professional circumstances. As seasonal work resumes each summer across the local tourism and fishing industries, the agency assists those injured on the job with understanding how short-term disability benefits may apply.
As winter storm season approaches in coastal southeastern Massachusetts, residents in Dartmouth often worry about the financial impact of an accident or sudden illness. Carey, Richmond & Viking responds by offering individualized disability insurance agent services designed to protect a policyholder’s income when he or she can no longer work. Rather than providing generic policy quotes, the company carefully evaluates each client’s occupation, lifestyle, and existing coverage before recommending appropriate options. The initial process begins with a thorough in-person or phone interview to assess personal risks and priorities.
New England Medicare Advisors, based in Dartmouth, MA, serves clients across the region with a focus on disability insurance agent services. The company assists individuals in selecting policies that provide income protection if they are unable to work due to illness or injury. It also offers guidance for those seeking supplemental coverage to existing plans. This firm can work with professionals in office environments, warehouse operations, and food service settings to help address their specific income security needs.
Eastern Insurance Group LLC in Dartmouth, Massachusetts helps clients distinguish between short-term disability coverage, which provides temporary income replacement, and long-term policies that guard against extended loss of earnings. Each option is designed to protect a portion of salary during illness or injury, allowing individuals to maintain financial stability while recovering. Support is available for evaluating personal risk factors and selecting appropriate benefit durations. The agency offers services on an as-needed basis, scheduling consultations whenever a client requires guidance on filing a claim or adjusting their current protection plan.
What Does a a Disability Insurance Agent in Dartmouth Cost?
Costs for disability insurance in Massachusetts typically range from 1% to 3% of your annual income for a policy. For example, a 35-year-old professional might pay $50 to $150 per month for a policy covering 60% of income. Factors like age, health, occupation, and benefit period affect premiums. This is general information, not insurance advice.
About disability insurance agents in Dartmouth
Disability insurance agents in Dartmouth, Massachusetts help individuals and business owners find coverage that protects income if illness or injury prevents work. Massachusetts state law requires employers to offer certain disability benefits, but private policies can provide additional protection. Agents in Dartmouth can explain how state regulations and local job markets affect your coverage needs.
Frequently Asked Questions
What does a disability insurance agent in Dartmouth do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your occupation and income. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice or represent you in claims disputes.
Does Massachusetts have a state disability insurance program?
Yes, Massachusetts has a state-mandated short-term disability program called Paid Family and Medical Leave (PFML). This program provides partial wage replacement for up to 26 weeks. Private disability insurance can supplement these benefits.
How do I choose a disability insurance agent in Dartmouth?
Look for an agent licensed in Massachusetts with experience in disability insurance. Ask about their knowledge of local employers and Massachusetts PFML rules. Check their reputation with the Massachusetts Division of Insurance.