The top-rated disability insurance agent in Dedham, Massachusetts is Marnette Bromberg: Allstate Insurance, rated 4.9 stars across 183 reviews. Other highly rated options include Edward F. Sullivan Insurance Agency, The Norfolk & Dedham Group, Doren Insurance. This directory lists 16 disability insurance agents serving Dedham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marnette Bromberg: Allstate Insurance | 858 Washington St #306 | (781) 702-4545 |
| 2 | Edward F. Sullivan Insurance Agency | 507 High St | (781) 326-5836 |
| 3 | The Norfolk & Dedham Group | 222 Ames St | (800) 688-1825 |
| 4 | Doren Insurance | 123 Washington St | (781) 326-9900 |
| 5 | New England Insurance Group | 437 High St | (617) 928-9222 |
| 6 | C&S Insurance | 475 High St | (781) 745-4610 |
| 7 | Polito Insurance Agency | 6 Allen Ln | (781) 329-4160 |
| 8 | World Insurance Agency MA | 200 Providence Hwy | (781) 757-1103 |
| 9 | Relation Insurance Services | 347 Washington St Ste 204 | (781) 326-8830 |
| 10 | Brown & Brown Insurance Services | 980 Washington St Suite 325 | (781) 455-6664 |
Marnette Bromberg: Allstate Insurance, serving Dedham and the broader Norfolk County area, provides disability insurance agency services. The agency assists local residents and business owners in understanding how disability coverage can help protect their income if an illness or injury prevents them from working. Policies are designed to offer financial support during recovery periods, ensuring ongoing expenses remain manageable. Among the specific services handled here are short-term and long-term disability insurance plans tailored to individual professional needs.
Edward F. Sullivan Insurance Agency serves homeowners, small businesses, and property managers in Dedham, Massachusetts. The agency provides disability insurance policies designed to replace a portion of lost income if illness or injury prevents work. Client consultations focus on explaining policy structures, elimination periods, and benefit durations to align coverage with individual financial responsibilities. The agency also handles quotations, policy revisions, and basic claims assistance for existing policyholders. Beyond Dedham, the agency serves communities throughout Norfolk County and the western suburbs of the Boston metro area.
The Norfolk & Dedham Group provides comprehensive disability income protection planning, focusing on securing financial stability for clients who experience a loss of income due to illness or injury. Its service model includes regular policy reviews and claims support to ensure coverage aligns with changing professional circumstances. Maintenance plans involve annual check-ins to adjust riders or benefit periods as careers develop. The agency services single-family homes, apartments, retail establishments, and restaurants in the Dedham area, tailoring coverage to the specific income needs of each business and residence type.
Doren Insurance serves Dedham, Massachusetts, and the surrounding communities in Norfolk County. It handles individual and group disability income insurance policies for local residents and businesses. The agency focuses on helping clients protect their earning potential against illness or injury. For a typical job, it begins by reviewing a client’s occupation and income, then explains the elimination period and benefit terms, and finally selects a policy that matches both the budget and the coverage needs.
New England Insurance Group in Dedham, Massachusetts offers both one-time policy evaluations and recurring disability insurance management. Their coverage services help protect clients' income should illness or injury prevent them from working. The company assesses individual needs to recommend appropriate disability insurance plans from various providers. This agent works closely with local professionals to ensure their financial stability is maintained during unexpected health challenges. Service is provided on both a one-time and as-needed basis depending on the client's evolving requirements.
As local families begin to plan their annual budgets or adjust to a new job in the metropolitan Boston area, C&S Insurance in Dedham helps clients secure their income against unforeseen medical circumstances. A disability insurance agent works to design coverage that replaces a portion of wages if a person cannot work due to illness or injury. The process starts with a thorough review of the client’s current occupation and earnings. An initial assessment is then scheduled to evaluate specific coverage needs.
Polito Insurance Agency serves individuals in Dedham, Massachusetts, by helping them evaluate disability insurance options. Its core work involves assisting clients in understanding how income protection policies can cover lost wages during an illness or injury. The agency often works with employers to set up group plans and also guides self-employed professionals seeking individual coverage. Beyond general workplaces, it configures policies for the specific risks found in commercial sectors such as offices, warehouses, and food service.
Serving clients in their Dedham homes, World Insurance Agency MA helps individuals assess disability insurance to protect income from illness or injury. For local businesses, the agency advises on group coverage plans tailored to workplace needs throughout the greater Boston area. Navigators explain policy terms like elimination periods and benefit durations clearly. Clients often return to review long-term strategies before renewing annual plans, ensuring coverage adapts to career changes between regular service visits.
Relation Insurance Services serves the Dedham, Massachusetts area and surrounding communities as a Disability Insurance Agent. The company handles applications for short‑term and long‑term disability coverage for local individuals and small businesses. It approaches each client’s situation by reviewing their specific income protection needs, then presenting suitable policy options from multiple insurers to match their budget and risk profile. This method ensures clients receive tailored coverage that addresses their personal financial circumstances.
Brown & Brown Insurance Services in Dedham, MA offers specialized disability insurance agent services, helping local professionals secure income protection for unexpected health events. The agency guides clients through policy options that provide financial stability during periods of medical leave. As the colder months approach, many residents rely on its expertise to address coverage needs related to winter-related injuries or prolonged illness recovery.
What Does a a Disability Insurance Agent in Dedham Cost?
The cost of disability insurance in Massachusetts typically ranges from 1 percent to 3 percent of your annual income for a policy. For example, a 40-year-old earning 60000 per year might pay between 600 and 1800 annually for a policy with a 90-day waiting period and benefits to age 65. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Dedham
Disability insurance agents in Dedham Massachusetts help individuals and businesses find the right coverage to protect income. Massachusetts has specific state laws regarding disability benefits including mandatory short-term disability coverage for most workers. A local agent can guide you through policy options and the claims process in Norfolk County.
Frequently Asked Questions
What does a disability insurance agent in Dedham do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit amounts. Agents do not handle claims but can assist with understanding your policy during the application process.
Does Massachusetts require employers to provide disability insurance?
Yes, Massachusetts requires most employers to provide short-term disability insurance through the Paid Family and Medical Leave PFML program. Private long-term disability insurance is optional but recommended. An agent can help you understand how private coverage works with state benefits.
How do I choose a disability insurance agent in Dedham?
Look for an agent licensed in Massachusetts with experience in disability insurance. Ask about the insurance carriers they represent and whether they offer policies from multiple companies. Check their reviews and confirm they are in good standing with the Massachusetts Division of Insurance.