Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 disability insurance agents in Dracut, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BETTENCOURT INSURANCE GROUP, INC
7 Broadway Rd Unit B, Dracut, MA 01826
(978) 770-0217
bettencourtinsurance.com
Colleen A Coughlin Insurance Agency Inc.
1794 Bridge St #5a, Dracut, MA 01826
(978) 221-6991
cacinsurance.com
L'Hussier Insurance
1641 Bridge St, Dracut, MA 01826
(978) 452-5240
lhussierins.com
Cloutier Insurance Agency
1996 Lakeview Ave, Dracut, MA 01826
(978) 957-4881
cloutierinsuranceagency.com
WellSure Insurance Service
31 Bolton Ave, Dracut, MA 01826
(978) 593-3150
Albert A Daigle Insurance Agency Inc
313 Willard St, Dracut, MA 01826
(978) 459-2101
daigleinsurance.net
Szczepanik Stephen J Insurance Agency
471 Aiken Ave, Dracut, MA 01826
(978) 454-3106
sjsinsurance.com
Buxton Insurance
471 Aiken Ave, Dracut, MA 01826
(978) 454-8636
Falcons Insurance & Financial
1049 Lakeview Ave # 9, Dracut, MA 01826
(978) 323-4500
berkshire hathaway insurance guard companies
11 C, 11 Broadway Rd, Dracut, MA 01826
(800) 673-2465
bettencourtinsurance.com
What Does a Disability Insurance Agent in Dracut Cost?
In Massachusetts, disability insurance premiums typically range from 1% to 3% of your annual income, depending on your age, health, and occupation. For a 40-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs vary by carrier and coverage details. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Dracut do?
A disability insurance agent in Dracut helps you compare policies from different carriers to find a plan that fits your income and occupation. They explain policy terms, waiting periods, and benefit amounts. Agents also assist with filing claims and understanding Massachusetts state regulations.
Is disability insurance required in Massachusetts?
Massachusetts law requires most employers to provide short-term disability and family leave through the state PFML program. However, private long-term disability insurance is not required. An agent can help you purchase a private policy to supplement state benefits.
How do Massachusetts PFML rules affect private disability insurance?
Massachusetts PFML provides up to 26 weeks of partial wage replacement. Private disability insurance can fill gaps in coverage or provide higher benefit amounts. An agent in Dracut can coordinate private policies with state benefits to avoid duplication.