The top-rated disability insurance agent in Haverhill, Massachusetts is MTM Insurance of Greater Haverhill, INC., rated 4.8 stars across 78 reviews. Other highly rated options include De La Cruz Insurance Group, James Sarcione: Allstate Insurance, Senior Benefits Boston, LLC. This directory lists 14 disability insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 2 | De La Cruz Insurance Group | The Lennox Center, 378 S Main St #1 | (978) 926-3281 |
| 3 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 4 | Senior Benefits Boston, LLC | 350 Main St Suite 5 | (617) 721-1250 |
| 5 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 6 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 7 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 8 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 9 | Silverio Insurance Agency | 114 Kenoza Ave | (978) 685-0209 |
| 10 | Harverhill insurance Agency | 76 Merrimack St | (351) 203-0115 |
MTM Insurance of Greater Haverhill, INC. serves the Haverhill, Massachusetts metro area and the surrounding Merrimack Valley region as a disability insurance agent. The firm helps individuals and local small businesses navigate the process of securing income protection policies. It works with clients to explain how disability coverage can replace lost earnings during an illness or injury. This agency specifically assists with both short-term disability policies to cover immediate recovery periods and long-term plans for more extended leave from work.
De La Cruz Insurance Group in Haverhill, Massachusetts, assists homeowners, renters, and small business owners with securing disability income protection. The agency works to match clients with policies that replace a portion of lost earnings if illness or injury prevents them from working. Navigating coverage options for different occupations and benefit waiting periods is a key part of their service. They explain how long-term policies might integrate with employer benefits. De La Cruz Insurance Group also serves clients in the greater Merrimack Valley area, including nearby Methuen and Lawrence.
James Sarcione: Allstate Insurance provides disability insurance services to clients in and around Haverhill, Massachusetts. The agency assists individuals in locating policies that help replace lost income when illness or injury prevents them from working. Policyholders can receive ongoing support with claims and coverage adjustments as their needs change. These services are available for single-family homes, apartment complexes, retail establishments, and restaurants.
Based in Haverhill, Massachusetts, Senior Benefits Boston, LLC serves clients throughout the Merrimack Valley and surrounding communities. The agency handles disability insurance, helping individuals secure income protection for when illness or injury prevents them from working. It guides policyholders through plan comparisons, application procedures, and paperwork requirements. For a typical job, the agent first reviews a client’s employment situation and financial needs, then matches them with an appropriate policy option from available carriers.
James Page Insurance, located in Haverhill, MA, handles both one-time policy reviews and recurring plan adjustments for disability insurance clients. This local agency helps individuals understand how disability coverage can protect their income against unforeseen medical events that prevent work. Claim assistance is provided alongside initial enrollment guidance. Services are available on an as-needed basis, allowing policyholders to request consultation whenever their coverage or circumstances require a professional reassessment.
Sullivan Insurance & Financial specializes in disability insurance, helping clients in Haverhill, MA, secure income protection policies for illness or injury. Its general services include evaluating individual and group coverage options, and guiding policy selection to ensure adequate financial safeguards during periods of lost earnings. The company assists clients with navigating benefit claims and policy updates. It particularly helps those facing upcoming career changes or health concerns that require immediate assessment of their existing disability coverage.
Winter in the Merrimack Valley often brings concerns about lost income due to unexpected injury or illness, and Sams Insurance Agency Inc. in Haverhill, MA, addresses that need directly with disability insurance agent services. The company focuses on helping local professionals review how a disability might affect their finances. Every consultation begins by scheduling a free, no-obligation review of your current coverage and employment situation to identify any gaps in protection before a comprehensive policy search begins.
Fred C. Church, Inc. provides general insurance agency services in Haverhill, Massachusetts, with a specialty in offering disability insurance policies to local residents and businesses. These plans help replace a portion of income if illness or injury prevents work. The agency tailors coverage for both individual clients and groups. Commercial sectors it serves include offices, warehouses, and food service establishments.
Silverio Insurance Agency in Haverhill, MA, is known for helping individuals and families secure disability income protection. The firm guides clients through the process of selecting coverage that replaces a portion of lost wages due to illness or injury. Policies are tailored to match specific occupations and income levels in the local area. A common add-on service includes evaluating options for own-occupation disability coverage.
Harverhill Insurance Agency provides residential disability insurance services for clients in Haverhill, Massachusetts, helping individuals protect their income against illness or injury. The agency also offers commercial disability coverage for local small business owners and self-employed professionals throughout the greater Haverhill area. Their agents assist with policy selection and claims guidance tailored to each client’s work situation and budget. After an initial consultation, they remain available for plan reviews or updates between regular visits, ensuring coverage keeps pace with changing needs over time.
What Does a a Disability Insurance Agent in Haverhill Cost?
Disability insurance agents in Massachusetts typically earn a commission from the insurance company ranging from 5% to 15% of the premium. Fees for independent agent services may range from 50 to 200 dollars per hour. Costs vary by case and policy type. This is general information not insurance advice.
About disability insurance agents in Haverhill
A disability insurance agent in Haverhill Massachusetts can help you understand your policy and file claims. Massachusetts law requires insurers to respond to claims within 15 days under MGL c. 176D. Local agents know the specific rules for group and individual disability plans in Essex County.
Frequently Asked Questions
What does a disability insurance agent in Haverhill do?
A disability insurance agent helps you choose a policy and guides you through the claims process. They explain policy terms and assist with paperwork. Agents do not provide legal advice but can connect you with resources.
How long do I have to file a disability claim in Massachusetts?
Massachusetts does not set a specific statute of limitations for disability claims but most policies require notice within 20 to 30 days. Check your policy for exact deadlines. Delayed filing can result in denial.
Can a disability insurance agent help with an appeal in Haverhill?
Yes an agent can help you gather documents and review your denial letter. They cannot represent you in court but can explain the appeals process. Massachusetts law gives you 180 days to appeal a denied claim under most policies.