The top-rated disability insurance agent in Methuen, Massachusetts is Dany Karam Insurance Agency, rated 4.9 stars across 272 reviews. Other highly rated options include Michaud Insurance Agency, Leslie Insurance Agency, MTZ Insurance Agency. This directory lists 21 disability insurance agents serving Methuen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dany Karam Insurance Agency | 326 Merrimack St | (978) 984-5784 |
| 2 | Michaud Insurance Agency | 95 Ayer St | (978) 685-2549 |
| 3 | Leslie Insurance Agency | 188 Broadway | (978) 208-7606 |
| 4 | MTZ Insurance Agency | 302 Broadway STE 2 | (978) 984-6896 |
| 5 | Marquis & Coughlan Insurance Agency | 147 Lowell St | (978) 683-2277 |
| 6 | The Wicks Insurance Group | 13 Branch St Suite 215 | (978) 208-6111 |
| 7 | T.A. Sullivan Agency, Inc. | 135 Merrimack St | (888) 987-0505 |
| 8 | Bearingstar Insurance | 13 Branch St #211 | (978) 688-5500 |
| 9 | Hasbany & Regan Insurance Agency | 254 Pleasant St | (978) 685-3188 |
| 10 | People Insurance LLC | 209 Broadway | — |
Dany Karam Insurance Agency serves Methuen, Massachusetts, and the surrounding Merrimack Valley area, offering professional disability insurance agent services. The agency helps clients understand the complexities of income protection policies. It works with individuals to secure coverage that provides financial stability during periods of illness or injury. By guiding customers through the application process, the agency addresses common concerns about lost wages. Services include assisting with long-term disability plans and short-term disability policies tailored to local needs.
Michaud Insurance Agency offers disability insurance agent services to clients throughout the Methuen, Massachusetts area. Its representatives help individuals and business owners evaluate their need for income protection against illness or injury. The agency works with carriers to present policy options that replace a portion of lost earnings. It also assists with policy reviews and claims support to keep coverage aligned with changing income needs. The company serves a range of property types including single-family homes, apartments, retail establishments, and restaurants.
Leslie Insurance Agency serves homeowners, businesses, and property managers throughout Methuen, MA, by connecting them with disability insurance policies that replace income if an injury or illness prevents them from working. The agency evaluates individual needs to recommend coverage tailored to personal circumstances and financial obligations. It also assists clients in understanding policy terms and managing applications. Beyond Methuen, the agency extends these disability insurance services to neighboring communities including Lawrence and the broader Merrimack Valley area.
Serving Methuen, Massachusetts, and the surrounding communities, MTZ Insurance Agency handles disability insurance solutions for local residents. It helps clients understand various policy options designed to replace lost income due to illness or injury. The agency works to explain coverage details and eligibility requirements clearly. Each job typically begins with a thorough review of the client’s current employment situation and financial needs, followed by comparing available plans.
Marquis & Coughlan Insurance Agency in Methuen, MA assists clients with disability insurance, offering both one-time policy evaluations for immediate needs and ongoing service options for those requiring periodic adjustments. Coverage typically addresses income protection for local professionals and small business owners, tailored to different occupational risks and benefit durations. The agency’s service structure primarily operates on a scheduled basis, allowing clients to review and update their policies at regular intervals as life circumstances evolve.
The Wicks Insurance Group specializes in disability insurance policies that replace lost income during illness or injury. It serves individuals and professionals in Methuen, Massachusetts, who need to protect their earnings against unexpected medical leave. The agency works to find a suitable policy for each client’s occupation and budget constraints. It also advises on integrating disability coverage with existing benefits or employer plans. As autumn approaches, the agency helps clients review their policies before open enrollment periods begin.
Many residents of the Merrimack Valley seek stable financial planning after a job change or a new season of life, especially regarding protecting their earnings. The T.A. Sullivan Agency, Inc. in Methuen, MA serves as a local source for disability insurance agent services, helping clients understand coverage options against income loss from illness or injury. The agency assists with comparing policy features from private plans. An initial assessment of an individual’s current occupation and monthly income needs typically begins the review process.
Bearingstar Insurance serves clients in and around Methuen, Massachusetts as a Disability Insurance Agent. The company works with individuals and professionals to find appropriate coverage for lost income due to illness or injury. It offers both short-term and long-term disability insurance policies designed to protect earnings during recovery periods. Bearingstar also assists local small business owners with group disability plans for their employees.
Hasbany & Regan Insurance Agency in Methuen, MA, assists individuals and businesses in securing disability insurance coverage. Their work focuses on policies that replace a portion of lost income if an injury or illness prevents someone from working. The agency can guide clients through different plans, including short-term and long-term options that help protect financial stability during recovery. This specialty add-on service ensures that workers in commercial sectors such as offices, warehouses, and food service operations have suitable protection against income disruption.
What Does a a Disability Insurance Agent in Methuen Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income. For a 35 year old professional earning 60000 per year a policy might cost 600 to 1800 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Methuen
Disability insurance agents in Methuen Massachusetts help residents protect their income with private disability policies. Massachusetts has specific state laws that can affect disability benefits including the Massachusetts Paid Family and Medical Leave program. Working with a local agent ensures you understand how state regulations interact with your coverage.
Frequently Asked Questions
What does a disability insurance agent in Methuen do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They explain policy terms and assist with the application process. Agents can also help you understand how your private policy works with Massachusetts state benefits.
How long do I have to file a disability claim in Massachusetts?
For private disability insurance policies, you should file your claim as soon as possible after becoming disabled. Massachusetts law does not set a specific deadline for private claims but policies usually require prompt notice. Check your policy for exact time limits.
Do I need disability insurance if I have Massachusetts PFML?
Massachusetts Paid Family and Medical Leave provides partial wage replacement but may not cover your full income. Private disability insurance can supplement PFML benefits. An agent can help you compare coverage options to fill gaps.