The top-rated disability insurance agent in Newton, Massachusetts is Smoller Insurance Agency, rated 4.9 stars across 482 reviews. Other highly rated options include Kovalev Insurance Agency, Inc, AAA Newton, John P Nixon Insurance Agency Inc. This directory lists 15 disability insurance agents serving Newton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smoller Insurance Agency | 335 Boylston St | (617) 965-1830 |
| 2 | Kovalev Insurance Agency, Inc | 188 Needham St #220 | (617) 562-6060 |
| 3 | AAA Newton | 165 Needham St | (617) 332-9900 |
| 4 | John P Nixon Insurance Agency Inc | 425 Newtonville Ave | (617) 969-3240 |
| 5 | Aniko Insurance | 132 Adams St UNIT#1 | (617) 562-8899 |
| 6 | Anchor Insurance Group | 1359 Centre St | (800) 746-1426 |
| 7 | Over Insurable | 1400 Centre St | (209) 813-5846 |
| 8 | National Insurance Policy | 90 Bridge St | (339) 236-8717 |
| 9 | James A. Ryan Insurance Agency, LLC | 1379 Washington St | (617) 969-4140 |
| 10 | Homer T Brown Insurance Inc | 425 Newtonville Ave | (617) 964-3355 |
Smoller Insurance Agency serves the greater Newton, Massachusetts area as a disability insurance agent. The firm helps individuals and professionals evaluate income protection plans suited to their specific financial situations. Coverage options are designed to replace a portion of wages if a medical condition prevents work, addressing both short-term and long-term needs. The agents guide clients through policy comparisons for own-occupation and residual disability benefits. They handle policy questions and claims support for both individual and group disability insurance solutions.
Kovalev Insurance Agency, Inc in Newton, MA provides a range of disability insurance services, including individual policy consultations and group coverage evaluations. It helps clients assess income protection needs and navigate application processes. Ongoing support includes policy reviews and claims assistance to ensure coverage remains aligned with changing circumstances. The agency services a variety of properties and their owners, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and local business owners in Newton, Massachusetts, turn to AAA Newton for guidance on disability insurance agent services. The company helps clients understand policy options that replace a portion of income if an injury or illness prevents them from working. It assists with comparing plan terms, explaining elimination periods, and reviewing benefit durations. Tailored advice is offered for self-employed professionals seeking individual coverage or for small employers setting up group plans. The firm also serves clients throughout the neighboring communities of Brookline and the greater Boston metro area.
Serving Newton, MA, and the surrounding communities, John P Nixon Insurance Agency Inc specializes in disability insurance agent services. The company handles individual and group disability income policies to protect clients’ earnings if illness or injury prevents them from working. It works with both professionals and small businesses seeking coverage tailored to their income needs. To complete a typical job, the agency conducts a thorough review of the client’s occupation and income to match them with appropriate policy options from various carriers.
Residents of Newton, MA, seeking disability insurance can choose between a one-time policy purchase and ongoing service options that adjust coverage as circumstances change. A local disability insurance agent provides guidance on policies that replace income during illness or injury. This agent assesses individual employment and health factors to recommend appropriate plans from various insurers. Service for clients is available on both a scheduled basis for annual policy reviews and as-needed for life events or benefit claims.
Anchor Insurance Group, based in Newton, Massachusetts, provides specialized disability insurance agent services to clients in the area. It guides individuals through the process of securing income protection policies, helping to assess coverage options that address potential loss of earnings due to illness or injury. The firm also assists local professionals with policy comparisons and application procedures tailored to their specific work circumstances. For those approaching an upcoming sabbatical or career transition, Anchors helpful review of policy provisions can ensure continuity of protection during a period of planned leave.
Over Insurable works as a disability insurance agent in Newton, Massachusetts, helping individuals protect their income against unforeseen medical issues. The company specializes in tailoring policies to cover specific occupational risks and offering supplemental coverage options. It serves a range of commercial sectors, including offices, warehouses, and food service operations, ensuring that policies align with the distinct physical demands and recovery timelines of each work environment.
Serving residential clients in Newton, National Insurance Policy helps individuals secure disability coverage for income protection. The agency also provides commercial disability insurance for local businesses seeking to safeguard their employees and operations. Based in Newton, Massachusetts, the firm offers guidance to clients throughout the surrounding area. After an initial policy setup, the agency supports clients who need follow-up adjustments or enhanced coverage between their regular scheduled visits, ensuring continued alignment with changing needs.
As winter storms and seasonal layoffs in Newton, Massachusetts, remind workers of their financial exposure, James A. Ryan Insurance Agency, LLC offers focused disability insurance guidance. Protecting a portion of one’s income against illness or injury is a core need for local professionals and tradespeople. The agency helps clients evaluate their current employer-provided coverage and personal earning risks. An initial consultation typically begins with a review of the applicant’s occupation-specific duties and desired monthly benefit amount.
What Does a a Disability Insurance Agent in Newton Cost?
The cost of disability insurance in Massachusetts typically ranges from 1% to 3% of your annual income. For a 35 year old in good health, a policy replacing 60% of income might cost between $50 and $150 per month. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Newton
Disability insurance agents in Newton Massachusetts help residents and businesses find the right coverage to protect income. Massachusetts has specific state laws that affect short-term and long-term disability policies. A local agent can explain how these rules apply to your situation and guide you through the claims process.
Frequently Asked Questions
What does a disability insurance agent in Newton do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with filing claims. They understand Massachusetts regulations, including the state mandated short-term disability program. Agents do not provide legal advice but can help you navigate policy terms.
Do I need disability insurance in Massachusetts?
Massachusetts requires employers to provide short-term disability insurance through the Paid Family and Medical Leave program. However, this only covers a portion of your wages. A private disability insurance agent can help you get additional coverage to replace more of your income if you become unable to work.
How do I choose a disability insurance agent in Newton?
Look for an agent licensed in Massachusetts with experience in disability policies. Ask about their familiarity with local employers and Massachusetts specific laws. Check if they represent multiple insurance companies so you can compare options. Always verify their license through the Massachusetts Division of Insurance.