The top-rated disability insurance agent in Norwood, Massachusetts is Landy Insurance Agency, rated 4.9 stars across 177 reviews. Other highly rated options include Service First Insurance Agency, Dempsey Insurance Agency, Affordable Insurance Agency Inc.. This directory lists 20 disability insurance agents serving Norwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Landy Insurance Agency | 100 River Ridge Dr #301 | (800) 336-5422 |
| 2 | Service First Insurance Agency | 100 Access Rd Unit 216 | (781) 329-1350 |
| 3 | Dempsey Insurance Agency | 145 Railroad Ave | (781) 762-0042 |
| 4 | Affordable Insurance Agency Inc. | 54 Broadway | (781) 551-0777 |
| 5 | Lydon & Murphy Insurance | 520 Boston-Providence Turnpike | (781) 762-4280 |
| 6 | InsuranceLab New England | 83 Morse St Bldg 6 | (781) 702-6511 |
| 7 | Knights of Columbus Insurance | 55 Carnegie Row | (781) 769-3277 |
| 8 | Titcomb Insurance Agency | 54 King's Rd | (781) 762-3824 |
| 9 | R J Smith Insurance Agency | 500 Washington St | (781) 762-1960 |
| 10 | Howard Insurance | 1163 Washington St | (781) 762-1868 |
Landy Insurance Agency serves the greater Norwood, Massachusetts area as a disability insurance agent. The company assists individuals and local businesses in securing income protection policies that provide financial stability during illness or injury. As a dedicated agent, it helps clients navigate complex coverage options to find suitable plans. The agency handles short-term disability benefits for workers recovering from temporary medical conditions and long-term disability insurance for ongoing health needs.
Service First Insurance Agency provides disability insurance solutions for individuals and businesses in Norwood, Massachusetts. It offers initial consultation to assess coverage needs and assists clients with plan selection from various policy options. Service or maintenance plans typically include periodic policy reviews, claims assistance, and updates when beneficiaries or circumstances change. The agent serves a range of property types, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners and business owners in Norwood, MA turn to Dempsey Insurance Agency for disability insurance agent services. The agency helps clients evaluate their income protection needs and navigate policy options to safeguard against the financial impact of unexpected injuries or illnesses. They focus on matching individuals and companies with suitable coverage plans that provide steady benefits during periods when work is not possible. Dempsey Insurance Agency also serves clients throughout the greater Boston metro area, including Dedham.
Serving Norwood, MA, and the surrounding communities of the greater Boston area, Affordable Insurance Agency Inc. handles disability insurance needs for local residents and professionals. The agency works with clients to secure coverage that helps protect their income in the event of an illness or injury. It typically begins by reviewing a client's current employment benefits and personal financial obligations to assess coverage gaps. From there, it compares available policy options from different carriers to find suitable terms for the individual’s situation before guiding them through the application and underwriting process.
Lydon & Murphy Insurance assists clients in Norwood, MA, with disability insurance needs, offering both one-time policy evaluations and ongoing service plans. They help individuals and businesses secure income protection against injury or illness. Coverage options are explained thoroughly to match specific occupational and financial circumstances. As a disability insurance agent, the company addresses short-term and long-term benefits. Service arrangements are available on a one-time, scheduled, or as-needed basis according to each client’s preference.
InsuranceLab New England provides disability insurance agent services in Norwood, MA, specializing in helping clients secure income protection for long-term or short-term disabilities. The company generally works with individuals and small business owners to assess coverage needs that safeguard earnings if an illness or injury prevents work. As winter approaches, it assists local residents in reviewing their policies to ensure adequate protection against seasonal hazards such as slip-and-fall accidents on ice or snow-covered surfaces that could result in temporary or permanent disability.
Residents in Norwood, Massachusetts, often face income concerns when a sudden illness or injury prevents them from working. Knights of Columbus Insurance provides disability insurance coverage designed to help address that financial gap. As a local disability insurance agent, the company offers guidance on plans that protect a portion of income during recovery. A Norwood-area worker wanting tailored coverage can schedule an initial consultation to review personal needs.
Titcomb Insurance Agency handles financial protection needs for individuals and businesses in the Norwood, Massachusetts area. As a disability insurance agent, the firm primarily focuses on providing income replacement coverage that helps clients manage earnings loss due to illness or injury. The agency also offers specialty disability policies that can cover specific medical conditions or occupational hazards. Its service sectors include professional offices, warehouses, and food service operations that require tailored disability solutions for their employees.
R J Smith Insurance Agency, based in Norwood, MA, specializes in residential disability insurance coverage, helping individuals protect their income from unexpected illness or injury. The agency also provides commercial disability policies tailored for local business owners and self-employed professionals throughout the greater Norwood area. Each client’s situation is reviewed to align policy options with personal financial needs and employment circumstances. Policyholders can contact the agency between regular visits to update their coverage or adjust benefits as life circumstances change.
What Does a a Disability Insurance Agent in Norwood Cost?
Typical costs for disability insurance in Massachusetts range from 1% to 3% of your annual income for individual policies. Group plans through employers often cost less. A 35-year-old in Norwood might pay $30 to $60 per month for a policy covering 60% of income. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Norwood
Disability insurance agents in Norwood Massachusetts help residents and businesses find the right short-term and long-term disability coverage. Massachusetts state law requires certain employers to provide a minimum level of disability benefits through the Paid Family and Medical Leave program. A local agent can guide you through both private policies and state-mandated options to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Norwood do?
A disability insurance agent in Norwood helps you compare plans from different carriers. They explain policy features like elimination periods and benefit amounts. They also assist with filing claims and understanding your rights under Massachusetts law.
Do I need disability insurance if I already have Massachusetts PFML?
Massachusetts PFML provides partial wage replacement for up to 26 weeks per year. Private disability insurance can supplement this coverage or provide higher benefit amounts. An agent can help you decide if a private policy is right for your situation.
How do Massachusetts laws affect disability insurance claims?
Massachusetts has strict deadlines for filing disability claims and appeals. For group policies, you typically have 180 days to file a claim and 60 days to appeal a denial. An agent can explain these time limits and help you stay compliant.