The top-rated disability insurance agent in Plymouth, Massachusetts is Point Insurance - Plymouth, rated 4.9 stars across 202 reviews. Other highly rated options include Hannon-Murphy Insurance, Brabo Payroll, Coll, Sacchetti & Associates, Inc.. This directory lists 20 disability insurance agents serving Plymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Point Insurance - Plymouth | 438 Court St | (508) 927-5405 |
| 2 | Hannon-Murphy Insurance | 54 Samoset St | (508) 746-0030 |
| 3 | Brabo Payroll | 65 Cordage Park Cir suite 120 | (508) 356-8266 |
| 4 | Coll, Sacchetti & Associates, Inc. | 20 N Park Ave STE 4 | (800) 649-7798 |
| 5 | Brabo Insurance | 65 Loring Blvd | (508) 830-3800 |
| 6 | Court Street Insurance Agency | 120 Court St | (508) 747-7670 |
| 7 | Safe Harbour Insurance | 40 Industrial Park Rd | (508) 746-7990 |
| 8 | Nolan Insurance Agency Inc | 79 Samoset St | (508) 746-6099 |
| 9 | Hollis Ins. Agency, Inc./RAIS | 1 Village Green N # 121 | (508) 209-0400 |
| 10 | O'Grady Insurance Agency, LLC | 117 Court St | (508) 504-7681 |
Point Insurance - Plymouth serves Plymouth County and the surrounding South Shore region, providing disability insurance agent services to local residents and businesses. The agency helps clients navigate options for income protection when illness or injury prevents work. It assists individuals in understanding policy terms and coverage limits that suit their personal financial situations. Point Insurance - Plymouth handles both short-term and long-term disability insurance solutions for individuals and small business owners in the Plymouth area.
Hannon-Murphy Insurance provides disability insurance agent services in the Plymouth, MA area, guiding clients through the process of selecting income protection options. Its service approach includes reviewing individual policy features and helping with the application paperwork to ensure coverage aligns with specific needs. Regular policy maintenance is available to update benefits as personal circumstances change. The agency services a variety of properties including single-family homes, apartments, retail, and restaurants.
Brabo Payroll serves self-employed professionals, small business owners, and independent contractors in Plymouth, Massachusetts who need guidance on disability insurance options. The firm helps clients evaluate income protection policies tailored to their specific occupational risks and financial situations. Its work focuses on explaining policy terms, comparing benefits from different carriers, and assisting with the application process to secure appropriate coverage. This disability insurance agent supports clients seeking financial security in the event of an illness or injury that prevents work. Brabo Payroll also serves clients in nearby Marshfield.
Coll, Sacchetti & Associates, Inc. serves Plymouth, Massachusetts, and the surrounding South Shore communities, handling disability insurance applications and policy details for local residents. It assists clients in evaluating individual coverage options that protect income during an illness or injury. The agency works with individuals to understand specific occupational needs and financial obligations. To handle a typical case, it begins with a thorough review of the client's current earnings and job duties to find a suitable policy structure.
For individuals with ongoing needs, Brabo Insurance offers renewable disability coverage with periodic premium adjustments, whereas those requiring temporary protection can select a single-term policy that ends after a set period. Based in Plymouth, MA, this agent primarily assists local workers in finding income replacement plans that protect against injury-related wage loss. Consultation appointments assess current employment status and financial obligations before recommending a suitable policy structure. Service is arranged on an as-needed basis, either for initial setup or for reviewing existing coverage upon client request.
Court Street Insurance Agency specializes in disability insurance agent services, guiding Plymouth residents through the complexities of income protection policies. It works with individuals to secure coverage that replaces a portion of their earnings if an illness or injury prevents them from working. The agency also assists local professionals in understanding policy terms and benefit structures. As winter storms often lead to slips and workplace disruptions, it helps address the financial vulnerability that can follow an unexpected seasonal injury.
Residents of Plymouth often seek protection against the loss of income when illness or injury prevents them from working. Safe Harbour Insurance helps individuals in the area understand how disability coverage can safeguard their finances. The agency guides clients through policy options that replace a portion of their salary during recovery. Their process starts with a detailed review of each person’s occupation and current financial situation. A straightforward initial-assessment step, including a review of existing benefits, opens the door to a tailored insurance proposal.
Nolan Insurance Agency Inc works in central Plymouth assisting individuals and businesses with income protection plans. The agency specializes in disability insurance, helping clients replace lost wages if illness or injury prevents them from working. Coverage options address both short-term and long-term needs. Nolan Insurance Agency serves a range of commercial sectors, including professional offices, warehouses, and food service operations.
Hollis Ins. Agency, Inc./RAIS serves clients in Plymouth and the surrounding area, offering residential disability insurance coverage. Commercial coverage is also available to local businesses seeking protection for key employees. The agency works with individuals and organizations to understand their specific income protection needs. Regular follow-up service is provided to review policy performance and adjust coverage as circumstances evolve, ensuring ongoing support between scheduled office visits.
O'Grady Insurance Agency, LLC is a disability insurance agent based in Plymouth, MA, known for helping clients secure income protection against unforeseen illness or injury. The agency guides individuals through the process of evaluating and choosing policies that provide financial stability when regular employment is disrupted. General services include assessing coverage needs, comparing policy options, and managing applications. The agency also offers guidance on rider options, such as future increase benefits, for those planning long-term financial security.
What Does a a Disability Insurance Agent in Plymouth Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income for individual policies. A 50 year old earning 100,000 per year might pay 1,500 to 3,000 annually for a policy with a 90 day elimination period. Group rates through employers are often lower. Costs vary based on age, health, occupation, and policy features. This is general information and not insurance advice.
About disability insurance agents in Plymouth
Disability insurance agents in Plymouth Massachusetts help individuals and businesses find coverage that protects income if you cannot work. Massachusetts has specific rules for group disability policies and requires certain benefits for state employees. A local agent can explain how these laws affect your policy options.
Frequently Asked Questions
What does a disability insurance agent in Plymouth do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage limits. They also assist with filing claims and understanding your policy terms.
Are there Massachusetts laws that affect disability insurance?
Yes. Massachusetts General Law Chapter 152 covers workers compensation which is separate from disability insurance. Group disability policies in Massachusetts must offer a 60 day minimum benefit period for certain conditions. Agents can explain these requirements.
How do I choose a disability insurance agent in Plymouth?
Look for an agent licensed in Massachusetts with experience in disability coverage. Ask about their knowledge of local employers and state regulations. Check if they represent multiple insurance carriers to give you options.