The top-rated disability insurance agent in Springfield, Massachusetts is Greg Quimby at Comparion Insurance Agency, rated 5.0 stars across 330 reviews. Other highly rated options include Comparion Insurance Agency, CHI Insurance Agency Inc., Alban Insurance Agency. This directory lists 13 disability insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Quimby at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7016 |
| 2 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 3 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 4 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 5 | Amber Barnes at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 846-2364 |
| 6 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 7 | Bates Fullam Bombard Insurance | 1225 Sumner Ave | (413) 733-3553 |
| 8 | Sunshine Insurance, MA | 570 Cottage St | (413) 749-4318 |
| 9 | Legacy Insurance Co | 120 Tapley St | (339) 203-9592 |
| 10 | Prime Secure Insurance, MA | 148 Maple St | (413) 307-0801 |
Greg Quimby at Comparion Insurance Agency serves the Springfield, Massachusetts metro area, providing coverage to individuals seeking protection against income loss from illness or injury. The agency works with local residents to assess their personal financial risk and identify appropriate policy options that replace a portion of earned wages during recovery periods. Services include evaluating short-term benefit windows for temporary conditions and long-term coverage solutions designed to support clients through extended inability to work. The company handles both occupational and non-occupational disability insurance matters specific to the region.
Comparion Insurance Agency serves Springfield residents with individual disability income protection policies. Commercial coverage is also available for local businesses seeking key person or overhead expense solutions. Service extends throughout the region, helping professionals secure benefits that replace lost wages during illness or injury. Clients generally schedule annual policy reviews to adjust for income changes or medical updates, ensuring coverage remains appropriate before the next scheduled visit.
CHI Insurance Agency Inc. in Springfield, Massachusetts, is recognized for providing focused guidance on disability insurance solutions. The agency assists individuals and professionals in securing income protection policies designed to replace a portion of earnings during illness or injury. It serves clients navigating the complex landscape of short-term and long-term disability coverage available in the local area, helping them understand benefit structures and policy limitations. The company can oversee employer-sponsored group plans. A specialty service it can add on includes conducting individual needs assessments tailored for self-employed workers.
Alban Insurance Agency in Springfield, MA offers a range of disability insurance agent services, including helping clients understand policy options and navigate the application process. The agency provides ongoing support to maintain coverage and review changing needs over time. These plans are designed to protect income in the event of illness or injury. The agency represents individuals with single-family homes, apartments, retail spaces, and restaurants, ensuring their income protection aligns with their specific professional and residential circumstances.
Amber Barnes at Comparion Insurance Agency serves clients in Springfield, Massachusetts, and the surrounding communities. This local disability insurance agency handles comprehensive coverage options designed to protect an individual’s income if illness or injury prevents them from working. Understanding the specific financial needs of local professionals and families, it works closely with each client to evaluate their unique situation. The general approach it uses to handle a typical job involves explaining policy features, comparing benefit periods, and determining appropriate waiting periods to secure practical protection.
FR Insurance and Benefits LLC serves local homeowners, business owners, and self-employed professionals in Springfield, Massachusetts who seek financial protection through disability insurance policies. The agency helps clients evaluate options for income replacement in the event of illness or injury, guiding them through plan selection and application procedures suited to various occupational risks and personal coverage needs. Its client services also extend to residents and small businesses in the surrounding Hamptons communities of the greater Springfield metro area.
Bates Fullam Bombard Insurance in Springfield, MA assists clients with disability insurance, distinguishing between individual policies obtained on a one-time basis for specific needs and recurring group plans requiring ongoing service. Coverage options generally address protection of personal income or business overhead expenses during a qualifying disability. The agent helps navigate policy terms, including benefit periods and elimination periods, tailored to local professionals and small business owners. Service runs on an as-needed basis for policy reviews and claims support.
Sunshine Insurance in Springfield, MA offers clients help in evaluating disability income protection policies, focusing on plans that replace lost wages during illness or injury. It works with individuals and local small businesses, guiding them through application processes and benefit options specific to Massachusetts regulations. The company also addresses seasonal needs, such as reviewing coverage for workers in snow removal or retail who face heightened physical risks during peak winter or holiday months.
In Springfield, winter's icy sidewalks often lead to slips that require extended time away from work, making income protection a pressing concern. Legacy Insurance Co serves as a local disability insurance agent for residents seeking to safeguard their earnings against such unforeseen events. The agency guides clients through the process of assessing personal coverage needs, explaining how long-term policies can replace a portion of salary during recovery periods. An initial consultation typically begins with a review of the applicant's current financial obligations and employment risks.
What Does a a Disability Insurance Agent in Springfield Cost?
Costs for disability insurance in Massachusetts vary by age, health, occupation, and benefit amount. A typical policy for a 40-year-old office worker might cost 1 to 3 percent of annual income. For a 50-year-old with a physical job, premiums can be higher. This is general information, not insurance advice.
About disability insurance agents in Springfield
Disability insurance agents in Springfield, Massachusetts help individuals and businesses find coverage that meets their needs. Massachusetts law requires employers to provide short-term disability benefits through the Paid Family and Medical Leave program. A local agent can explain how private policies supplement state benefits and protect your income.
Frequently Asked Questions
What does a disability insurance agent in Springfield do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. Agents in Springfield understand local job markets and Massachusetts regulations.
How does Massachusetts Paid Family and Medical Leave affect private disability insurance?
Massachusetts PFML provides partial wage replacement for up to 26 weeks per benefit year. Private disability insurance can fill gaps by offering higher benefit amounts or shorter waiting periods. An agent can help coordinate private coverage with state benefits.
What information do I need to get a disability insurance quote in Springfield?
You typically need your age, occupation, annual income, and health history. Massachusetts agents may also ask about your existing PFML coverage. Quotes are based on your specific risk factors and the policy features you choose.