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Find Disability Insurance Agents Near You in Waltham, MA

Browse disability insurance agents serving Waltham, Massachusetts. Updated 2026-07-14.

The top-rated disability insurance agent in Waltham, Massachusetts is Citizens Disability, rated 4.7 stars across 5,192 reviews. Other highly rated options include Stanton Insurance Agency Inc, Point Insurance - Waltham, Acacia Insurance, Inc.. This directory lists 21 disability insurance agents serving Waltham.

Showing 21 disability insurance agents in Waltham, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Citizens Disability890 Winter St #230(781) 312-0212
2Stanton Insurance Agency Inc230 2nd Ave(781) 893-3200
3Point Insurance - Waltham570 Moody St(833) 280-6080
4Acacia Insurance, Inc.200 5th Ave Suite 4010(508) 653-1600
5Prospect Insurance303 Wyman St Suite 300 3rd Floor(781) 577-6581
6Internet Insurance Group, LLC,50 Prospect St(855) 980-5908
7Everett & Sons Ins. Agency, Inc.76 Weston St(781) 893-0885
8WIC Insurance Inc.230 2nd Ave #105(781) 890-0999
9TRUSTEN INSURANCE AGENCY85 River St #2a(978) 942-0441
10H & K Insurance Agency, Inc.271 Waverley Oaks Rd suite 307(617) 924-5600
CD
890 Winter St #230
Citizens Disability
Disability Insurance Agent · Waltham, MA

Citizens Disability serves clients throughout Middlesex County and the greater Boston area from its Waltham, Massachusetts location. As a disability insurance agent, the company assists individuals in understanding and applying for disability benefits. Agents work to clarify policy details and navigate the often complex claims process specific to Massachusetts residents. A core service includes helping clients with long-term disability insurance claims and Social Security Disability Insurance applications.

SI
230 2nd Ave
Stanton Insurance Agency Inc
Disability Insurance Agent · Waltham, MA

Stanton Insurance Agency Inc provides a range of disability insurance agent services, including evaluating clients' income protection needs and presenting policy options from various carriers. The firm also offers ongoing policy reviews to help adjust coverage as life circumstances change. Located in Waltham, MA, the agency serves individuals, professionals, and business owners throughout the area. Its services extend to single-family homes, apartments, retail, and restaurants.

PI
570 Moody St
Point Insurance - Waltham
Disability Insurance Agent · Waltham, MA

Point Insurance in Waltham serves local residents, small business owners, and self-employed professionals seeking income protection. The company helps clients evaluate disability coverage options to replace lost wages due to illness or injury. Agents guide individuals through policy features, benefit periods, and elimination periods tailored to different occupations. The office also assists homeowners and independent contractors in Waltham and surrounding Middlesex County communities, including nearby Lexington.

AI
200 5th Ave Suite 4010
Acacia Insurance, Inc.
Disability Insurance Agent · Waltham, MA

Acacia Insurance, Inc. serves clients in Waltham, Massachusetts, and the surrounding communities throughout the Greater Boston area as a dedicated disability insurance agent. The company handles applications for both short-term and long-term disability coverage, helping individuals and local businesses protect their income against unexpected illness or injury. For a typical job, it first assesses a client’s specific occupation and income needs, then reviews available policy options from multiple carriers to recommend appropriate coverage.

PI
303 Wyman St Suite 300 3rd Floor
Prospect Insurance
Disability Insurance Agent · Waltham, MA

Prospect Insurance offers clients flexibility between one-time consultations and recurring service options, helping individuals evaluate their needs for disability coverage in Waltham, MA. Coverage arrangements are designed to replace a portion of income if illness or injury prevents work. The company coordinates policies that align with varying professional circumstances across the local area. Service runs on a one-time, scheduled, or as-needed basis according to each client’s preference for ongoing support versus isolated assessments.

II
50 Prospect St
Internet Insurance Group, LLC,
Disability Insurance Agent · Waltham, MA

Internet Insurance Group, LLC specializes in structuring disability income protection policies for professionals and self-employed individuals in Waltham, MA. The agency advises clients on both short-term and long-term coverage options to replace lost earnings during illness or injury. It guides applicants through medical underwriting, policy riders, and benefit terms. When tax season approaches, it helps independent contractors and small business owners evaluate how disability benefits would interact with their quarterly estimated income.

ES
76 Weston St
Everett & Sons Ins. Agency, Inc.
Disability Insurance Agent · Waltham, MA

Everett & Sons Ins. Agency, Inc. provides disability insurance services to clients in the Waltham, Massachusetts area. The agency works to help individuals and businesses secure income protection plans that cover long-term illness or injury. It specializes in offering tailored replacement-income policies that support policyholders during recovery periods. The firm can serve a range of commercial sectors, including offices, warehouses, and food service operations.

WI
230 2nd Ave #105
WIC Insurance Inc.
Disability Insurance Agent · Waltham, MA

As winter weather in Waltham brings an increased risk of slips and falls, many residents consider how an unexpected injury might affect their income. WIC Insurance Inc. helps clients in the community evaluate their options for protecting their earnings through disability coverage tailored to individual employment situations. An agent reviews each person’s occupation and financial obligations before discussing suitable policies from available carriers. The process typically begins with a free initial consultation to assess the client’s current coverage gaps and income-replacement needs.

TI
85 River St #2a
TRUSTEN INSURANCE AGENCY
Disability Insurance Agent · Waltham, MA

Serving residential clients throughout Waltham and the surrounding communities, TRUSTEN INSURANCE AGENCY also provides disability coverage for commercial operations in the area. Its agents assist individuals and business owners in assessing their income protection needs for illnesses or injuries that interrupt work. They work with clients to explain policy options and underwriting requirements. After an initial consultation, the agency offers ongoing support for claims and policy adjustments, scheduling follow-up discussions between regular benefit review visits.

HK
271 Waverley Oaks Rd suite 307
H & K Insurance Agency, Inc.
Disability Insurance Agent · Waltham, MA

H & K Insurance Agency, Inc. in Waltham, MA is known for specializing in disability insurance agent services within the local area. The firm assists clients in locating individual policies that provide income replacement during periods of illness or injury. Its service range typically covers consultations to assess occupation-specific risks for professionals in the region. It can also add on short-term disability coverage to address temporary recovery periods that may not qualify under standard long-term plans.

PI
66 Prospect St
Peoples Insurance Massachusetts
Disability Insurance Agent · Waltham, MA
(339) 210-5107
PI
440 Totten Pond Rd
Prime Insurance, MA
Disability Insurance Agent · Waltham, MA
(339) 234-9204
RI
288 2nd Ave
Responsible Insurance Waltham
Disability Insurance Agent · Waltham, MA
(781) 819-0548
WI
389 Winter St
Waltham Insurance, MA
Disability Insurance Agent · Waltham, MA
(339) 219-1094
BL
300 5th Ave Ste 6010
Bankers Life
Disability Insurance Agent · Waltham, MA
(508) 820-8301
branches.bankerslife.com/ma/waltham/300-5th-ave
LJ
411 Main St
Louis J Kirsch 3rd Insurance Agency Inc
Disability Insurance Agent · Waltham, MA
(781) 899-9060
kirschagency.com
IM
37 Upland Rd
Insurance M Agency
Disability Insurance Agent · Waltham, MA
RI
100 Hammond St
Regan Insurance
Disability Insurance Agent · Waltham, MA
(781) 893-1181
PI
860 Winter St
Physicians Insurance Agency of Massachusetts
Disability Insurance Agent · Waltham, MA
(781) 434-7525
piam.com
UI
1432 Main St
Universal Insurance Waltham
Disability Insurance Agent · Waltham, MA
(781) 819-0483
JI
201 Jones Rd
JW Insurance and Financial Services
Disability Insurance Agent · Waltham, MA
(781) 398-8601
jwifs.com

What Does a a Disability Insurance Agent in Waltham Cost?

Disability insurance agent services in Massachusetts are typically paid through commissions from the insurance carrier, so there is no direct cost to you for using an agent. Premiums for individual disability policies in Waltham often range from 1% to 3% of your annual income, depending on age, health, and occupation. Group plans through employers may have lower per person costs. This is general information and not insurance advice.

About disability insurance agents in Waltham

Disability insurance agents in Waltham Massachusetts help individuals and businesses find the right coverage to protect income. Massachusetts law requires certain employers to offer short term disability benefits through the Paid Family and Medical Leave program. A local agent can guide you through private policy options and state requirements.

Frequently Asked Questions

What does a disability insurance agent in Waltham do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with understanding how Massachusetts PFML interacts with private plans.

How does Massachusetts PFML affect private disability insurance?

Massachusetts Paid Family and Medical Leave provides partial wage replacement for certain leaves. Private disability policies may coordinate with PFML benefits. An agent can show you how to avoid gaps or overlaps in coverage.

Can a Waltham agent help with a disability claim denial?

Yes, many agents assist with claim issues by reviewing policy language and gathering medical evidence. For formal appeals, they may refer you to a lawyer. Massachusetts has strict time limits for filing appeals under ERISA for group plans.

Disability Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.